TBBK vs CSGS

Comparison between Bancorp Inc (The) (TBBK, Company) and CSG Systems International Inc (CSGS, Company).

TBBK is from the Financial Services sector, while CSGS is from the Technology sector.

5-Year PerformanceTBBK has outperformed CSGS, delivering a return of +17.8% compared to +14.4%

TBBK vs CSGS - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	TBBK(COMPANY)	CSGS(COMPANY)
Market Cap	$2.30B	$2.30B
Max Drawdown	92.68%	88.60%
Sharpe Ratio	0.23	1.00
5Y Beta	1.36	N/A
Industry	Banks - Regional	Software - Application
P/E Ratio	10.39	36.26
Forward P/E	14.60	15.60
PEG Ratio	0.64	N/A
Dividend Yield	N/A	1.61%
5Y Dividends CAGR	N/A	18.10%
5Y EPS CAGR	26.61%	5.24%
Debt to Equity	67.44%	183.81%
Free Cash Flow Yield	9.17%	5.71%
P/S Ratio	4.28	N/A
P/B Ratio	3.23	N/A

Market Cap

TBBK

$2.30B

Winner

CSGS

$2.30B

Max Drawdown

TBBK

92.68%

Winner

CSGS

88.60%

Sharpe Ratio

TBBK

0.23

Winner

CSGS

1.00

5Y Beta

TBBK

1.36

CSGS

N/A

Industry

TBBK

Banks - Regional

CSGS

Software - Application

P/E Ratio

Winner

TBBK

10.39

CSGS

36.26

Forward P/E

Winner

TBBK

14.60

CSGS

15.60

PEG Ratio

TBBK

0.64

CSGS

N/A

Dividend Yield

TBBK

N/A

CSGS

1.61%

5Y Dividends CAGR

TBBK

N/A

CSGS

18.10%

5Y EPS CAGR

Winner

TBBK

26.61%

CSGS

5.24%

Debt to Equity

Winner

TBBK

67.44%

CSGS

183.81%

Free Cash Flow Yield

Winner

TBBK

9.17%

CSGS

5.71%

P/S Ratio

TBBK

4.28

CSGS

N/A

P/B Ratio

TBBK

3.23

CSGS

N/A

TBBK vs CSGS - Historical Returns

Returns include dividend reinvestment.

Period	TBBK	CSGS
1 month	+7.30%	+0.67%
3 months	+7.80%	+1.73%
6 months	-16.46%	+3.99%
1 year	+12.20%	+26.43%
5 years(CAGR)	+17.76%	+14.43%
10 years(CAGR)	+24.38%	+9.02%
Max(CAGR)	+5.89%	+4.30%

Winner

TBBK

+7.30%

CSGS

+0.67%

Winner

TBBK

+7.80%

CSGS

+1.73%

TBBK

-16.46%

Winner

CSGS

+3.99%

TBBK

+12.20%

Winner

CSGS

+26.43%

5Y(CAGR)

Winner

TBBK

+17.76%

CSGS

+14.43%

10Y(CAGR)

Winner

TBBK

+24.38%

CSGS

+9.02%

Max(CAGR)

Winner

TBBK

+5.89%

CSGS

+4.30%

TBBK vs CSGS - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	TBBK	CSGS
2026	-15.08%	+5.57%
2025	+30.62%	+54.64%
2024	+37.16%	-1.30%
2023	+31.47%	-6.67%
2022	+10.51%	-1.21%
2021	+86.79%	+30.97%
2020	+5.90%	-11.90%
2019	+57.40%	+64.62%
2018	-20.16%	-26.75%
2017	+22.58%	-8.03%
2016	+29.92%	+41.01%
2015	-38.33%	+50.38%
2014	-37.66%	-12.07%
2013	+62.82%	+60.73%
2012	+49.66%	+20.64%
2011	-28.84%	-23.47%
2010	+36.88%	-3.86%
2009	+80.05%	+7.49%
2008	-71.26%	+22.25%
2007	-54.42%	-43.51%
2006	+74.12%	+19.33%
2005	+1.67%	+22.84%
2004	+4.50%	+45.64%
2003	N/A	-8.50%
2002	N/A	-66.30%
2001	N/A	-9.61%
2000	N/A	+11.92%
1999	N/A	+15.16%

TBBK vs CSGS Drawdown Comparison

The maximum drawdown for TBBK was -92.68%, occurring on Nov 25, 2008. Recovery took 3721 trading sessions.

The maximum drawdown for CSGS was -88.60%, occurring on Apr 4, 2003. Recovery took 5521 trading sessions.

The current TBBK drawdown is -28.48%.

Rank	TBBK	CSGS
#1	-92.68% Dec 27, 2006 - Oct 8, 2021	-88.60% Mar 17, 2000 - Feb 25, 2022
#2	-48.94% Nov 5, 2021 - Jan 27, 2023	-36.75% Aug 3, 2022 - Feb 6, 2025
#3	-36.28% Jan 30, 2024 - Jul 16, 2024	-22.04% Jan 20, 2000 - Feb 17, 2000
#4	-36.05% Sep 28, 2004 - Feb 17, 2006	-14.87% Feb 25, 2025 - Sep 18, 2025
#5	-35.92% Oct 14, 2025 - Mar 27, 2026	-14.83% Apr 20, 2022 - Jul 27, 2022
#6	-34.77% Feb 5, 2025 - Jul 11, 2025	-14.10% Dec 9, 1999 - Jan 18, 2000
#7	-30.03% Feb 17, 2023 - Jul 18, 2023	-8.20% Feb 17, 2000 - Feb 29, 2000
#8	-21.73% Jul 26, 2023 - Dec 14, 2023	-7.56% Nov 29, 1999 - Dec 9, 1999
#9	-20.34% Oct 17, 2024 - Nov 25, 2024	-7.54% Mar 13, 2000 - Mar 15, 2000
#10	-17.23% Apr 23, 2004 - Sep 28, 2004	-7.06% Nov 9, 1999 - Nov 17, 1999
#11	-16.67% Nov 25, 2024 - Jan 31, 2025	-6.50% Nov 4, 1999 - Nov 9, 1999
#12	-16.30% Oct 13, 2006 - Dec 8, 2006	-5.54% Sep 18, 2025 - Oct 23, 2025
#13	-12.27% Apr 19, 2006 - Jun 28, 2006	-5.28% Mar 10, 2022 - Apr 4, 2022
#14	-12.24% Jul 26, 2024 - Aug 23, 2024	-4.21% Feb 6, 2025 - Feb 24, 2025
#15	-11.73% Dec 19, 2023 - Jan 26, 2024	-3.54% Mar 7, 2000 - Mar 9, 2000