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CSGS vs WU

Comparison between CSG Systems International Inc (CSGS, Company) and Western Union Company (WU, Company).

CSGS is from the Technology sector, while WU is from the Financial Services sector.

5-Year PerformanceCSGS has outperformed WU, delivering a return of +14.4% compared to -15.0%

CSGS vs WU - Performance Comparison

Key Characteristics

Financial metrics and valuation ratios

Market Cap
Winner
CSGS
$2.30B
WU
$2.30B
Max Drawdown
CSGS
88.60%
Winner
WU
74.18%
Sharpe Ratio
Winner
CSGS
1.00
WU
-0.40
5Y Beta
CSGS
N/A
WU
0.57
Industry
CSGS
Software - Application
WU
Credit Services
P/E Ratio
CSGS
36.26
Winner
WU
5.31
Forward P/E
CSGS
15.60
Winner
WU
4.17
PEG Ratio
CSGS
N/A
WU
2.09
Dividend Yield
CSGS
1.61%
Winner
WU
12.60%
5Y Dividends CAGR
Winner
CSGS
18.10%
WU
5.24%
5Y EPS CAGR
Winner
CSGS
5.24%
WU
-5.37%
Debt to Equity
Winner
CSGS
183.81%
WU
256.41%
Free Cash Flow Yield
CSGS
5.71%
Winner
WU
20.14%
P/S Ratio
CSGS
N/A
WU
0.57
P/B Ratio
CSGS
N/A
WU
2.55

CSGS vs WU - Historical Returns

Returns include dividend reinvestment.

1M
Winner
CSGS
+0.67%
WU
-14.40%
3M
Winner
CSGS
+1.73%
WU
-20.43%
6M
Winner
CSGS
+3.99%
WU
-19.09%
1Y
Winner
CSGS
+26.43%
WU
-8.15%
5Y(CAGR)
Winner
CSGS
+14.43%
WU
-15.05%
10Y(CAGR)
Winner
CSGS
+9.02%
WU
-3.55%
Max(CAGR)
Winner
CSGS
+4.30%
WU
-1.15%

CSGS vs WU - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

YearCSGSWU
2026+5.57%-16.12%
2025+54.64%-1.27%
2024-1.30%-5.46%
2023-6.67%-8.43%
2022-1.21%-20.95%
2021+30.97%-14.49%
2020-11.90%-12.75%
2019+64.62%+62.09%
2018-26.75%-7.02%
2017-8.03%-10.32%
2016+41.01%+27.32%
2015+50.38%+3.15%
2014-12.07%+8.40%
2013+60.73%+29.24%
2012+20.64%-24.66%
2011-23.47%-0.86%
2010-3.86%-1.31%
2009+7.49%+24.40%
2008+22.25%-37.55%
2007-43.51%+7.28%
2006+19.33%+13.51%
2005+22.84%N/A
2004+45.64%N/A
2003-8.50%N/A
2002-66.30%N/A
2001-9.61%N/A
2000+11.92%N/A
1999+15.16%N/A

CSGS vs WU Drawdown Comparison

The maximum drawdown for CSGS was -88.60%, occurring on Apr 4, 2003. Recovery took 5521 trading sessions.

The maximum drawdown for WU was -63.10%, occurring on Mar 6, 2009. Recovery took 2759 trading sessions.

The current WU drawdown is -59.00%.

RankCSGSWU
#1-88.60%
Mar 17, 2000 - Feb 25, 2022
-63.10%
Aug 15, 2008 - Aug 2, 2019
#2-36.75%
Aug 3, 2022 - Feb 6, 2025
-60.25%
Feb 10, 2020 - Jun 11, 2026
#3-22.04%
Jan 20, 2000 - Feb 17, 2000
-23.85%
Dec 5, 2006 - Dec 21, 2007
#4-14.87%
Feb 25, 2025 - Sep 18, 2025
-20.11%
Dec 26, 2007 - Jun 20, 2008
#5-14.83%
Apr 20, 2022 - Jul 27, 2022
-9.89%
Jun 23, 2008 - Jul 22, 2008
#6-14.10%
Dec 9, 1999 - Jan 18, 2000
-7.69%
Nov 14, 2006 - Dec 4, 2006
#7-8.20%
Feb 17, 2000 - Feb 29, 2000
-7.10%
Oct 3, 2006 - Oct 25, 2006
#8-7.56%
Nov 29, 1999 - Dec 9, 1999
-7.00%
Sep 12, 2019 - Oct 10, 2019
#9-7.54%
Mar 13, 2000 - Mar 15, 2000
-6.56%
Nov 8, 2019 - Jan 17, 2020
#10-7.06%
Nov 9, 1999 - Nov 17, 1999
-4.81%
Aug 2, 2019 - Aug 22, 2019
#11-6.50%
Nov 4, 1999 - Nov 9, 1999
-4.67%
Jul 30, 2008 - Aug 15, 2008
#12-5.54%
Sep 18, 2025 - Oct 23, 2025
-3.58%
Oct 26, 2006 - Nov 7, 2006
#13-5.28%
Mar 10, 2022 - Apr 4, 2022
-3.13%
Jan 17, 2020 - Feb 5, 2020
#14-4.21%
Feb 6, 2025 - Feb 24, 2025
-2.84%
Jul 23, 2008 - Jul 30, 2008
#15-3.54%
Mar 7, 2000 - Mar 9, 2000
-2.37%
Aug 22, 2019 - Aug 28, 2019

Correlation

Correlation between CSGS and WU is 0.29 which considered as a very weak or no correlation - the stocks move independently of each other.

0.29
-101

Dividend Comparison (2006 - 2026)

CSGS vs WU dividend yield comparison.

YearCSGSWU
20260.42%3.11%
20251.67%10.10%
20242.35%8.87%
20232.10%7.89%
20221.85%6.83%
20211.74%5.27%
20202.09%4.10%
20191.72%2.99%
20182.64%4.45%
20171.80%3.68%
20161.53%2.95%
20151.95%3.46%
20142.48%2.79%
20131.53%2.90%
20120.00%3.12%
20110.00%1.70%
20100.00%1.35%
20090.00%0.32%
20080.00%0.28%
20070.00%0.33%
20060.00%0.04%

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