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SYF vs RL

Comparison between Synchrony Financial (SYF, Company) and Ralph Lauren Corp - Class A (RL, Company).

SYF is from the Financial Services sector, while RL is from the Consumer Cyclical sector.

5-Year PerformanceRL has outperformed SYF, delivering a return of +32.2% compared to +12.8%

SYF vs RL - Performance Comparison

Key Characteristics

Financial metrics and valuation ratios

Market Cap
Winner
SYF
$25B
RL
$25B
Max Drawdown
Winner
SYF
68.17%
RL
68.78%
Sharpe Ratio
SYF
0.83
Winner
RL
1.38
5Y Beta
SYF
1.49
Winner
RL
1.38
Industry
SYF
Credit Services
RL
Apparel Manufacturing
P/E Ratio
Winner
SYF
7.42
RL
26.80
Forward P/E
Winner
SYF
7.97
RL
22.08
PEG Ratio
Winner
SYF
0.23
RL
2.75
Dividend Yield
Winner
SYF
1.59%
RL
0.90%
5Y Dividends CAGR
SYF
11.26%
RL
N/A
5Y EPS CAGR
Winner
SYF
22.71%
RL
15.61%
Debt to Equity
SYF
99.70%
Winner
RL
43.60%
Free Cash Flow Yield
Winner
SYF
38.77%
RL
4.58%

SYF vs RL - Historical Returns

Returns include dividend reinvestment.

1M
SYF
+5.93%
Winner
RL
+26.74%
3M
SYF
+15.95%
Winner
RL
+21.23%
6M
SYF
-9.34%
Winner
RL
+12.20%
1Y
SYF
+24.49%
Winner
RL
+56.01%
5Y(CAGR)
SYF
+12.77%
Winner
RL
+32.21%
10Y(CAGR)
SYF
+13.96%
Winner
RL
+18.05%
Max(CAGR)
SYF
+12.70%
Winner
RL
+13.62%

SYF vs RL - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

YearSYFRL
2026-10.37%+14.24%
2025+30.12%+54.64%
2024+75.06%+60.80%
2023+21.52%+35.40%
2022-28.37%-9.94%
2021+38.67%+19.40%
2020-0.52%-11.86%
2019+52.21%+13.88%
2018-38.20%+0.65%
2017+6.04%+17.11%
2016+22.27%-17.29%
2015+3.15%-38.10%
2014+29.35%+6.74%
2013N/A+17.22%
2012N/A+10.36%
2011N/A+24.37%
2010N/A+36.62%
2009N/A+71.43%
2008N/A-26.07%
2007N/A-22.25%
2006N/A+39.72%
2005N/A+34.89%
2004N/A+49.30%
2003N/A+30.47%
2002N/A-16.66%
2001N/A+19.25%
2000N/A+27.92%
1999N/A-7.18%

SYF vs RL Drawdown Comparison

The maximum drawdown for SYF was -66.35%, occurring on Mar 23, 2020. Recovery took 746 trading sessions.

The maximum drawdown for RL was -68.62%, occurring on Mar 9, 2009. Recovery took 843 trading sessions.

The current SYF drawdown is -14.24%.

RankSYFRL
#1-66.35%
Jan 26, 2018 - Jan 13, 2021
-68.62%
Jul 6, 2007 - Nov 8, 2010
#2-46.65%
Oct 19, 2021 - Jul 11, 2024
-63.37%
Dec 29, 2014 - Feb 8, 2024
#3-37.74%
Jan 24, 2025 - Jul 3, 2025
-46.51%
May 29, 2001 - Jan 23, 2004
#4-35.09%
Jul 20, 2015 - Dec 6, 2016
-36.17%
Feb 18, 2025 - May 27, 2025
#5-29.56%
Jan 4, 2017 - Dec 4, 2017
-34.76%
Apr 3, 2000 - Nov 1, 2000
#6-27.62%
Jan 6, 2026 - Mar 13, 2026
-25.00%
Apr 24, 2006 - Sep 11, 2006
#7-15.70%
Jul 17, 2024 - Oct 9, 2024
-24.63%
Feb 26, 2001 - May 29, 2001
#8-15.69%
Jan 20, 2021 - Feb 24, 2021
-23.75%
Mar 13, 2012 - Apr 30, 2013
#9-12.07%
Aug 27, 2021 - Oct 19, 2021
-23.12%
Nov 1, 1999 - Mar 28, 2000
#10-11.81%
Jun 8, 2021 - Aug 11, 2021
-21.64%
Aug 6, 2013 - Dec 29, 2014
#11-11.50%
Sep 4, 2025 - Nov 26, 2025
-18.51%
Jul 21, 2011 - Aug 15, 2011
#12-11.45%
Feb 12, 2015 - Jul 14, 2015
-17.67%
Apr 20, 2026 - Jun 9, 2026
#13-10.06%
Mar 17, 2021 - Apr 12, 2021
-17.50%
Dec 31, 2004 - Jun 10, 2005
#14-8.30%
Apr 12, 2021 - Apr 29, 2021
-17.08%
Sep 20, 2011 - Oct 24, 2011
#15-7.37%
Jul 25, 2025 - Aug 13, 2025
-17.05%
Mar 21, 2024 - Sep 24, 2024

Correlation

Correlation between SYF and RL is 0.92 which considered as a very strong positive correlation - the stocks move almost identically together.

0.92
-101

Dividend Comparison (2003 - 2026)

SYF vs RL dividend yield comparison.

YearSYFRL
20260.80%0.22%
20251.38%1.01%
20241.54%1.40%
20232.51%2.08%
20222.74%2.78%
20211.90%1.74%
20202.54%0.66%
20192.39%2.29%
20183.07%2.30%
20171.45%1.93%
20160.72%2.21%
20150.00%1.79%
20140.00%0.97%
20130.00%0.93%
20120.00%0.93%
20110.00%0.58%
20100.00%0.36%
20090.00%0.31%
20080.00%0.44%
20070.00%0.32%
20060.00%0.26%
20050.00%0.36%
20040.00%0.47%
20030.00%0.52%

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