SYF vs BRO

Comparison between Synchrony Financial (SYF, Company) and Brown & Brown Inc (BRO, Company).

Both SYF and BRO are from the Financial Services sector.

5-Year PerformanceSYF has outperformed BRO, delivering a return of +10.4% compared to +5.8%

SYF vs BRO - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	SYF(COMPANY)	BRO(COMPANY)
Market Cap	$23B	$23B
Max Drawdown	68.17%	56.30%
Sharpe Ratio	0.02	-1.47
5Y Beta	1.49	0.22
Industry	Credit Services	Insurance Brokers
P/E Ratio	6.73	19.92
Forward P/E	8.12	15.27
PEG Ratio	0.21	N/A
Dividend Yield	1.56%	0.92%
5Y Dividends CAGR	11.26%	17.01%
5Y EPS CAGR	22.71%	12.98%
Debt to Equity	99.70%	62.02%
Free Cash Flow Yield	42.75%	6.23%

Market Cap

Winner

SYF

$23B

BRO

$23B

Max Drawdown

SYF

68.17%

Winner

BRO

56.30%

Sharpe Ratio

Winner

SYF

0.02

BRO

-1.47

5Y Beta

SYF

1.49

Winner

BRO

0.22

Industry

SYF

Credit Services

BRO

Insurance Brokers

P/E Ratio

Winner

SYF

6.73

BRO

19.92

Forward P/E

Winner

SYF

8.12

BRO

15.27

PEG Ratio

SYF

0.21

BRO

N/A

Dividend Yield

Winner

SYF

1.56%

BRO

0.92%

5Y Dividends CAGR

SYF

11.26%

Winner

BRO

17.01%

5Y EPS CAGR

Winner

SYF

22.71%

BRO

12.98%

Debt to Equity

SYF

99.70%

Winner

BRO

62.02%

Free Cash Flow Yield

Winner

SYF

42.75%

BRO

6.23%

SYF vs BRO - Historical Returns

Returns include dividend reinvestment.

Period	SYF	BRO
1 month	-1.05%	+14.84%
3 months	-0.87%	+1.42%
6 months	-16.97%	-15.38%
1 year	+3.69%	-36.66%
5 years(CAGR)	+10.43%	+5.83%
10 years(CAGR)	+12.73%	+14.77%
Max(CAGR)	+12.16%	+15.12%

SYF

-1.05%

Winner

BRO

+14.84%

SYF

-0.87%

Winner

BRO

+1.42%

SYF

-16.97%

Winner

BRO

-15.38%

Winner

SYF

+3.69%

BRO

-36.66%

5Y(CAGR)

Winner

SYF

+10.43%

BRO

+5.83%

10Y(CAGR)

SYF

+12.73%

Winner

BRO

+14.77%

Max(CAGR)

SYF

+12.16%

Winner

BRO

+15.12%

SYF vs BRO - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	SYF	BRO
2026	-14.77%	-12.09%
2025	+30.12%	-20.22%
2024	+75.06%	+45.05%
2023	+21.52%	+26.44%
2022	-28.37%	-16.62%
2021	+38.67%	+52.72%
2020	-0.52%	+20.66%
2019	+52.21%	+47.28%
2018	-38.20%	+9.09%
2017	+6.04%	+16.25%
2016	+22.27%	+43.90%
2015	+3.15%	-0.03%
2014	+29.35%	+7.11%
2013	N/A	+21.39%
2012	N/A	+13.55%
2011	N/A	-6.51%
2010	N/A	+35.03%
2009	N/A	-10.54%
2008	N/A	-9.41%
2007	N/A	-15.96%
2006	N/A	-8.18%
2005	N/A	+39.84%
2004	N/A	+33.50%
2003	N/A	-0.18%
2002	N/A	+19.52%
2001	N/A	+64.42%
2000	N/A	+86.89%
1999	N/A	+15.22%

SYF vs BRO Drawdown Comparison

The maximum drawdown for SYF was -66.35%, occurring on Mar 23, 2020. Recovery took 746 trading sessions.

The maximum drawdown for BRO was -55.85%, occurring on May 13, 2026. This drawdown has not yet recovered.

The current SYF drawdown is -18.45%. The current BRO drawdown is -44.89%.

Rank	SYF	BRO
#1	-66.35% Jan 26, 2018 - Jan 13, 2021	-55.85% Apr 3, 2025 - May 13, 2026
#2	-46.65% Oct 19, 2021 - Jul 11, 2024	-54.10% Apr 21, 2006 - May 13, 2013
#3	-37.74% Jan 24, 2025 - Jul 3, 2025	-34.74% Feb 20, 2020 - Apr 13, 2021
#4	-35.09% Jul 20, 2015 - Dec 6, 2016	-31.53% May 8, 2002 - Apr 14, 2003
#5	-29.56% Jan 4, 2017 - Dec 4, 2017	-27.28% Apr 7, 2022 - Aug 23, 2023
#6	-27.62% Jan 6, 2026 - Mar 13, 2026	-21.87% Dec 16, 1999 - Apr 10, 2000
#7	-15.70% Jul 17, 2024 - Oct 9, 2024	-21.27% Feb 21, 2001 - Apr 23, 2001
#8	-15.69% Jan 20, 2021 - Feb 24, 2021	-20.68% Nov 27, 2001 - Jan 24, 2002
#9	-12.07% Aug 27, 2021 - Oct 19, 2021	-20.37% Apr 23, 2003 - Mar 1, 2004
#10	-11.81% Jun 8, 2021 - Aug 11, 2021	-17.73% Aug 1, 2001 - Sep 28, 2001
#11	-11.50% Sep 4, 2025 - Nov 26, 2025	-16.58% Sep 13, 2018 - Apr 23, 2019
#12	-11.45% Feb 12, 2015 - Jul 14, 2015	-16.37% Jul 19, 2013 - Jun 11, 2015
#13	-10.06% Mar 17, 2021 - Apr 12, 2021	-16.20% Feb 6, 2002 - May 6, 2002
#14	-8.30% Apr 12, 2021 - Apr 29, 2021	-15.88% Aug 18, 2015 - Mar 11, 2016
#15	-7.37% Jul 25, 2025 - Aug 13, 2025	-15.07% Oct 6, 2004 - Feb 11, 2005

Correlation

Correlation between SYF and BRO is 0.74 which considered as a strong positive correlation - the stocks tend to move together.

0.74

-101

Dividend Comparison (1999 - 2026)

SYF vs BRO dividend yield comparison.

Year	SYF	BRO
2026	0.84%	0.49%
2025	1.38%	0.77%
2024	1.54%	0.53%
2023	2.51%	0.67%
2022	2.74%	0.74%
2021	1.90%	0.54%
2020	2.54%	0.73%
2019	2.39%	0.82%
2018	3.07%	1.11%
2017	1.45%	1.08%
2016	0.72%	1.12%
2015	0.00%	1.41%
2014	0.00%	1.25%
2013	0.00%	1.18%
2012	0.00%	1.36%
2011	0.00%	1.44%
2010	0.00%	1.31%
2009	0.00%	1.68%
2008	0.00%	1.36%
2007	0.00%	1.06%
2006	0.00%	0.74%
2005	0.00%	0.56%
2004	0.00%	0.67%
2003	0.00%	0.74%
2002	0.00%	0.62%
2001	0.00%	0.59%
2000	0.00%	0.77%
1999	0.00%	0.34%