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STC vs HMN

Comparison between Stewart Information Services Corp (STC, Company) and Horace Mann Educators Corp (HMN, Company).

Both STC and HMN are from the Financial Services sector.

5-Year PerformanceHMN has outperformed STC, delivering a return of +10.9% compared to +6.9%

STC vs HMN - Performance Comparison

Key Characteristics

Financial metrics and valuation ratios

Market Cap
STC
$2.07B
Winner
HMN
$2.07B
Max Drawdown
STC
88.08%
Winner
HMN
82.89%
Sharpe Ratio
STC
0.23
Winner
HMN
1.04
5Y Beta
STC
0.56
Winner
HMN
0.32
Industry
STC
Insurance - Property & Casualty
HMN
Insurance - Property & Casualty
P/E Ratio
STC
15.19
Winner
HMN
12.47
Forward P/E
STC
18.55
Winner
HMN
9.25
PEG Ratio
STC
0.22
Winner
HMN
0.10
Dividend Yield
Winner
STC
3.03%
HMN
2.73%
5Y Dividends CAGR
Winner
STC
15.59%
HMN
3.09%
5Y EPS CAGR
STC
-10.47%
Winner
HMN
3.20%
Debt to Equity
Winner
STC
0.00%
HMN
40.39%
Free Cash Flow Yield
STC
11.16%
Winner
HMN
22.88%
P/S Ratio
Winner
STC
0.64
HMN
1.19
P/B Ratio
Winner
STC
1.26
HMN
1.39

STC vs HMN - Historical Returns

Returns include dividend reinvestment.

1M
STC
+3.87%
Winner
HMN
+14.69%
3M
STC
+10.47%
Winner
HMN
+21.66%
6M
STC
-3.90%
Winner
HMN
+13.58%
1Y
STC
+6.03%
Winner
HMN
+24.99%
5Y(CAGR)
STC
+6.86%
Winner
HMN
+10.86%
10Y(CAGR)
Winner
STC
+8.35%
HMN
+8.06%
Max(CAGR)
Winner
STC
+7.62%
HMN
+5.34%

STC vs HMN - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

YearSTCHMN
2026-2.77%+17.08%
2025+9.91%+23.21%
2024+19.76%+21.27%
2023+40.28%-9.33%
2022-43.67%-0.07%
2021+71.21%-3.68%
2020+22.44%-1.77%
2019+1.04%+19.35%
2018-0.34%-12.10%
2017-3.88%+5.64%
2016+29.80%+38.27%
2015+3.00%+3.22%
2014+15.53%+8.87%
2013+16.00%+59.51%
2012+121.72%+44.76%
2011-2.25%-22.91%
2010+0.27%+43.23%
2009-50.31%+31.84%
2008-8.44%-49.96%
2007-39.87%-5.58%
2006-8.29%+8.07%
2005+21.75%+3.06%
2004+2.91%+38.25%
2003+90.88%-8.05%
2002+8.58%-23.92%
2001-0.65%+5.51%
2000+68.23%+9.80%
1999-10.64%-30.82%

STC vs HMN Drawdown Comparison

The maximum drawdown for STC was -87.51%, occurring on Nov 20, 2008. Recovery took 2827 trading sessions.

The maximum drawdown for HMN was -78.17%, occurring on Oct 27, 2008. Recovery took 3321 trading sessions.

The current STC drawdown is -11.19%.

RankSTCHMN
#1-87.51%
Feb 1, 2006 - Apr 26, 2017
-78.17%
Nov 5, 1999 - Jan 22, 2013
#2-53.49%
Dec 29, 2021 - Jul 23, 2024
-33.31%
Sep 13, 2019 - Nov 6, 2024
#3-51.66%
Jan 19, 2018 - Aug 7, 2020
-25.79%
Jul 16, 2015 - Sep 21, 2016
#4-33.87%
Feb 11, 2004 - Jul 29, 2005
-24.94%
Jul 9, 2018 - Sep 10, 2019
#5-33.31%
Nov 8, 1999 - Dec 6, 2000
-20.77%
Jan 4, 2017 - Oct 25, 2017
#6-30.10%
Dec 29, 2000 - Jan 29, 2003
-17.40%
Nov 29, 2017 - Jul 6, 2018
#7-25.77%
Apr 27, 2017 - Jan 19, 2018
-13.56%
Nov 6, 2024 - Feb 11, 2025
#8-24.69%
Dec 9, 2024 - Sep 18, 2025
-13.07%
Dec 30, 2013 - Jun 17, 2014
#9-24.49%
Nov 25, 2025 - Mar 20, 2026
-12.14%
Oct 10, 2016 - Nov 11, 2016
#10-14.42%
Feb 18, 2021 - Apr 7, 2021
-11.34%
Oct 21, 2013 - Dec 20, 2013
#11-13.76%
Oct 6, 2020 - Dec 10, 2020
-10.73%
Sep 12, 2025 - May 20, 2026
#12-13.40%
Jul 14, 2003 - Nov 3, 2003
-10.63%
Apr 2, 2025 - May 16, 2025
#13-12.10%
Sep 18, 2025 - Nov 25, 2025
-10.11%
Jun 20, 2014 - Nov 12, 2014
#14-11.76%
Jan 12, 2021 - Feb 11, 2021
-9.34%
Dec 30, 2014 - Mar 12, 2015
#15-11.17%
Oct 24, 2005 - Jan 10, 2006
-8.54%
Jul 26, 2013 - Oct 4, 2013

Correlation

Correlation between STC and HMN is 0.86 which considered as a strong positive correlation - the stocks tend to move together.

0.86
-101

Dividend Comparison (1999 - 2026)

STC vs HMN dividend yield comparison.

YearSTCHMN
20261.57%1.38%
20252.92%3.03%
20242.89%3.47%
20233.15%4.04%
20223.86%3.43%
20211.71%3.20%
20202.48%2.85%
20192.94%2.63%
20182.90%3.04%
20172.84%2.49%
20162.60%2.48%
20152.14%3.01%
20140.27%2.77%
20130.31%2.47%
20120.38%2.76%
20110.43%3.36%
20100.43%1.94%
20090.44%1.90%
20080.43%4.00%
20072.87%2.22%
20061.73%2.62%
20051.54%2.80%
20041.10%2.78%
20031.13%3.79%
20020.00%2.74%
20010.00%1.98%
20000.00%2.03%
19990.30%0.56%

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