SSBI vs VRA

Comparison between Summit State Bank (SSBI, Company) and Vera Bradley Inc (VRA, Company).

SSBI is from the Financial Services sector, while VRA is from the Consumer Cyclical sector.

5-Year PerformanceSSBI has outperformed VRA, delivering a return of +0.2% compared to -24.6%

SSBI vs VRA - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	SSBI(COMPANY)	VRA(COMPANY)
Market Cap	$92M	$92M
Max Drawdown	72.37%	96.69%
Sharpe Ratio	1.21	0.76
5Y Beta	0.19	1.30
Industry	Banks - Regional	Footwear & Accessories
P/E Ratio	-63.34	35.64
Forward P/E	23.87	69.44
PEG Ratio	0.00	1.15
5Y Dividends CAGR	-1.73%	N/A
5Y EPS CAGR	N/A	-18.63%
Debt to Equity	N/A	0.00%
Free Cash Flow Yield	N/A	-14.37%
P/S Ratio	2.80	0.35
P/B Ratio	0.93	0.74

Market Cap

SSBI

$92M

Winner

VRA

$92M

Max Drawdown

Winner

SSBI

72.37%

VRA

96.69%

Sharpe Ratio

Winner

SSBI

1.21

VRA

0.76

5Y Beta

Winner

SSBI

0.19

VRA

1.30

Industry

SSBI

Banks - Regional

VRA

Footwear & Accessories

P/E Ratio

Winner

SSBI

-63.34

VRA

35.64

Forward P/E

Winner

SSBI

23.87

VRA

69.44

PEG Ratio

Winner

SSBI

0.00

VRA

1.15

5Y Dividends CAGR

SSBI

-1.73%

VRA

N/A

5Y EPS CAGR

SSBI

N/A

VRA

-18.63%

Debt to Equity

SSBI

N/A

VRA

0.00%

Free Cash Flow Yield

SSBI

N/A

VRA

-14.37%

P/S Ratio

SSBI

2.80

Winner

VRA

0.35

P/B Ratio

SSBI

0.93

Winner

VRA

0.74

SSBI vs VRA - Historical Returns

Returns include dividend reinvestment.

Period	SSBI	VRA
1 month	-0.45%	-25.06%
3 months	+2.53%	+18.01%
6 months	+20.36%	+40.00%
1 year	+35.94%	+43.26%
5 years(CAGR)	+0.20%	-24.59%
10 years(CAGR)	+6.02%	-14.58%
Max(CAGR)	+5.00%	-12.51%

Winner

SSBI

-0.45%

VRA

-25.06%

SSBI

+2.53%

Winner

VRA

+18.01%

SSBI

+20.36%

Winner

VRA

+40.00%

SSBI

+35.94%

Winner

VRA

+43.26%

5Y(CAGR)

Winner

SSBI

+0.20%

VRA

-24.59%

10Y(CAGR)

Winner

SSBI

+6.02%

VRA

-14.58%

Max(CAGR)

Winner

SSBI

+5.00%

VRA

-12.51%

SSBI vs VRA - Annual Returns (2006 - 2026)

Returns include dividend reinvestment.

Year	SSBI	VRA
2026	+12.43%	+19.38%
2025	+56.32%	-35.12%
2024	-33.68%	-47.53%
2023	-19.38%	+61.76%
2022	+7.27%	-47.26%
2021	+34.04%	+10.66%
2020	+9.58%	-32.49%
2019	+14.37%	+34.09%
2018	-4.85%	-31.88%
2017	+8.39%	+0.58%
2016	+12.16%	-27.25%
2015	+2.64%	-20.60%
2014	+37.07%	-15.12%
2013	+53.87%	+0.21%
2012	+32.56%	-22.55%
2011	-17.86%	-6.49%
2010	+42.51%	+32.80%
2009	+26.99%	N/A
2008	-40.10%	N/A
2007	-34.31%	N/A
2006	-13.84%	N/A

SSBI vs VRA Drawdown Comparison

The maximum drawdown for SSBI was -68.67%, occurring on Dec 23, 2008. Recovery took 1845 trading sessions.

The maximum drawdown for VRA was -96.69%, occurring on May 6, 2025. This drawdown has not yet recovered.

The current SSBI drawdown is -22.21%. The current VRA drawdown is -94.11%.

Rank	SSBI	VRA
#1	-68.67% Aug 8, 2006 - Dec 5, 2013	-96.69% May 19, 2011 - May 6, 2025
#2	-64.33% Aug 4, 2023 - Nov 11, 2024	-18.51% Dec 21, 2010 - Mar 23, 2011
#3	-56.23% Aug 8, 2018 - Jan 12, 2021	-10.14% Nov 9, 2010 - Nov 30, 2010
#4	-27.86% Dec 8, 2022 - Jul 19, 2023	-5.10% Apr 28, 2011 - May 9, 2011
#5	-22.37% Mar 19, 2021 - Aug 3, 2021	-4.97% Oct 27, 2010 - Nov 5, 2010
#6	-18.82% Oct 5, 2021 - Dec 7, 2022	-3.70% Mar 30, 2011 - Apr 4, 2011
#7	-16.31% Jan 25, 2021 - Mar 19, 2021	-3.16% Apr 13, 2011 - Apr 20, 2011
#8	-12.83% Feb 23, 2017 - Feb 28, 2018	-2.54% May 13, 2011 - May 18, 2011
#9	-10.85% Nov 17, 2014 - Sep 11, 2015	-2.21% Apr 5, 2011 - Apr 13, 2011
#10	-9.72% Jul 20, 2023 - Aug 4, 2023	-1.91% Mar 23, 2011 - Mar 29, 2011
#11	-9.29% Aug 3, 2021 - Sep 21, 2021	-1.35% Dec 6, 2010 - Dec 10, 2010
#12	-9.17% Sep 15, 2015 - Apr 19, 2016	-0.76% Dec 13, 2010 - Dec 16, 2010
#13	-8.71% Sep 2, 2014 - Nov 3, 2014	-0.51% May 10, 2011 - May 13, 2011
#14	-7.40% Dec 5, 2013 - Jan 13, 2014	N/A
#15	-6.46% Jun 27, 2014 - Sep 2, 2014	N/A