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SSBI vs UBCP

Comparison between Summit State Bank (SSBI, Company) and United Bancorp Inc (Martins Ferry OH) (UBCP, Company).

Both SSBI and UBCP are from the Financial Services sector.

5-Year PerformanceUBCP has outperformed SSBI, delivering a return of +8.1% compared to +4.7%

SSBI vs UBCP - Performance Comparison

Key Characteristics

Financial metrics and valuation ratios

Market Cap
SSBI
$92M
Winner
UBCP
$92M
Max Drawdown
SSBI
72.37%
Winner
UBCP
57.17%
Sharpe Ratio
Winner
SSBI
1.35
UBCP
0.76
5Y Beta
SSBI
0.19
Winner
UBCP
0.05
Industry
SSBI
Banks - Regional
UBCP
Banks - Regional
P/E Ratio
Winner
SSBI
-63.34
UBCP
11.84
Forward P/E
SSBI
23.87
Winner
UBCP
10.30
PEG Ratio
Winner
SSBI
0.00
UBCP
1.62
Dividend Yield
SSBI
N/A
UBCP
3.64%
5Y Dividends CAGR
SSBI
-1.73%
Winner
UBCP
10.84%
5Y EPS CAGR
SSBI
N/A
UBCP
-1.23%
Debt to Equity
SSBI
N/A
UBCP
0.00%
Free Cash Flow Yield
SSBI
N/A
UBCP
-2.71%
P/S Ratio
SSBI
2.80
UBCP
N/A
P/B Ratio
SSBI
0.93
UBCP
N/A

SSBI vs UBCP - Historical Returns

Returns include dividend reinvestment.

1M
SSBI
-0.07%
Winner
UBCP
+11.17%
3M
Winner
SSBI
+3.91%
UBCP
-2.19%
6M
Winner
SSBI
+17.21%
UBCP
+15.63%
1Y
Winner
SSBI
+38.27%
UBCP
+17.43%
5Y(CAGR)
SSBI
+4.65%
Winner
UBCP
+8.13%
10Y(CAGR)
SSBI
+6.29%
Winner
UBCP
+10.41%
Max(CAGR)
SSBI
+5.05%
Winner
UBCP
+7.08%

SSBI vs UBCP - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

YearSSBIUBCP
2026+13.77%+15.63%
2025+56.32%+15.89%
2024-33.68%+4.46%
2023-19.38%-7.29%
2022+7.27%-8.54%
2021+34.04%+33.90%
2020+9.58%-6.59%
2019+14.37%+30.76%
2018-4.85%-9.15%
2017+8.39%+3.07%
2016+12.16%+47.61%
2015+2.64%+24.71%
2014+37.07%-9.08%
2013+53.87%+33.68%
2012+32.56%-23.45%
2011-17.86%+3.11%
2010+42.51%+9.20%
2009+26.99%-7.85%
2008-40.10%+4.19%
2007-34.31%+8.17%
2006-13.84%-5.26%
2005N/A-5.77%
2004N/A-5.89%
2003N/A+49.65%
2002N/A+10.20%
2001N/A+16.25%
2000N/A-3.47%
1999N/A+4.67%

SSBI vs UBCP Drawdown Comparison

The maximum drawdown for SSBI was -68.67%, occurring on Dec 23, 2008. Recovery took 1845 trading sessions.

The maximum drawdown for UBCP was -47.99%, occurring on Oct 24, 2023. Recovery took 983 trading sessions.

The current SSBI drawdown is -21.28%. The current UBCP drawdown is -4.78%.

RankSSBIUBCP
#1-68.67%
Aug 8, 2006 - Dec 5, 2013
-47.99%
Apr 19, 2022 - Mar 20, 2026
#2-64.33%
Aug 4, 2023 - Nov 11, 2024
-41.67%
Dec 31, 1999 - Apr 9, 2002
#3-56.23%
Aug 8, 2018 - Jan 12, 2021
-41.14%
Apr 20, 2012 - Jun 26, 2015
#4-27.86%
Dec 8, 2022 - Jul 19, 2023
-39.85%
Dec 30, 2019 - Mar 2, 2021
#5-22.37%
Mar 19, 2021 - Aug 3, 2021
-36.98%
Dec 1, 2004 - Mar 20, 2012
#6-18.82%
Oct 5, 2021 - Dec 7, 2022
-27.93%
Dec 15, 2003 - Nov 24, 2004
#7-16.31%
Jan 25, 2021 - Mar 19, 2021
-25.23%
Sep 18, 2015 - Sep 2, 2016
#8-12.83%
Feb 23, 2017 - Feb 28, 2018
-24.35%
Jun 7, 2018 - Dec 6, 2019
#9-10.85%
Nov 17, 2014 - Sep 11, 2015
-20.93%
Sep 19, 2002 - Nov 26, 2002
#10-9.72%
Jul 20, 2023 - Aug 4, 2023
-18.60%
Nov 2, 1999 - Dec 30, 1999
#11-9.29%
Aug 3, 2021 - Sep 21, 2021
-16.85%
Jun 8, 2021 - Aug 27, 2021
#12-9.17%
Sep 15, 2015 - Apr 19, 2016
-16.23%
Mar 24, 2026 - May 18, 2026
#13-8.71%
Sep 2, 2014 - Nov 3, 2014
-14.83%
Apr 9, 2002 - Sep 18, 2002
#14-7.40%
Dec 5, 2013 - Jan 13, 2014
-14.39%
Dec 22, 2016 - Dec 18, 2017
#15-6.46%
Jun 27, 2014 - Sep 2, 2014
-14.36%
Jan 18, 2018 - May 9, 2018

Correlation

Correlation between SSBI and UBCP is 0.88 which considered as a strong positive correlation - the stocks tend to move together.

0.88
-101

Dividend Comparison (1999 - 2026)

SSBI vs UBCP dividend yield comparison.

YearSSBIUBCP
20260.00%3.52%
20250.00%6.41%
20243.66%6.58%
20233.90%6.35%
20223.04%5.26%
20212.89%4.11%
20203.56%4.32%
20193.70%3.81%
20184.08%4.55%
20173.62%3.47%
20163.20%3.48%
20153.49%4.38%
20143.17%4.09%
20134.00%3.61%
20125.34%6.71%
20116.93%6.62%
20105.15%6.43%
20096.56%6.57%
20087.83%5.40%
20075.59%4.96%
20061.41%4.87%
20050.00%3.96%
20040.00%3.25%
20030.00%2.66%
20020.00%3.59%
20010.00%3.74%
20000.00%3.77%
19990.00%0.49%

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