SPNS vs RLX

Comparison between Sapiens International Corp NV (SPNS, Company) and RLX Technology Inc (RLX, Company).

SPNS is from the Technology sector, while RLX is from the Consumer Defensive sector.

5-Year PerformanceSPNS has outperformed RLX, delivering a return of +11.4% compared to -26.6%

SPNS vs RLX - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	SPNS(COMPANY)	RLX(COMPANY)
Market Cap	$2.43B	$2.42B
Max Drawdown	99.28%	96.80%
Sharpe Ratio	1.03	-0.01
5Y Beta	N/A	0.28
Industry	Software - Application	Tobacco
P/E Ratio	33.64	18.38
Forward P/E	29.59	6.66
PEG Ratio	2.20	0.24
Dividend Yield	1.38%	4.95%
5Y Dividends CAGR	33.99%	N/A
5Y EPS CAGR	19.81%	N/A
Debt to Equity	8.25%	0.59%
Free Cash Flow Yield	3.27%	5.82%
P/S Ratio	N/A	0.57
P/B Ratio	N/A	1.06

Market Cap

Winner

SPNS

$2.43B

RLX

$2.42B

Max Drawdown

SPNS

99.28%

Winner

RLX

96.80%

Sharpe Ratio

Winner

SPNS

1.03

RLX

-0.01

5Y Beta

SPNS

N/A

RLX

0.28

Industry

SPNS

Software - Application

RLX

Tobacco

P/E Ratio

SPNS

33.64

Winner

RLX

18.38

Forward P/E

SPNS

29.59

Winner

RLX

6.66

PEG Ratio

SPNS

2.20

Winner

RLX

0.24

Dividend Yield

SPNS

1.38%

Winner

RLX

4.95%

5Y Dividends CAGR

SPNS

33.99%

RLX

N/A

5Y EPS CAGR

SPNS

19.81%

RLX

N/A

Debt to Equity

SPNS

8.25%

Winner

RLX

0.59%

Free Cash Flow Yield

SPNS

3.27%

Winner

RLX

5.82%

P/S Ratio

SPNS

N/A

RLX

0.57

P/B Ratio

SPNS

N/A

RLX

1.06

SPNS vs RLX - Historical Returns

Returns include dividend reinvestment.

Period	SPNS	RLX
1 month	+0.72%	-8.26%
3 months	+1.02%	-11.50%
6 months	+53.10%	-14.56%
1 year	+56.07%	-2.66%
5 years(CAGR)	+11.44%	-26.56%
10 years(CAGR)	+17.93%	N/A
Max(CAGR)	+0.62%	-38.82%

Winner

SPNS

+0.72%

RLX

-8.26%

Winner

SPNS

+1.02%

RLX

-11.50%

Winner

SPNS

+53.10%

RLX

-14.56%

Winner

SPNS

+56.07%

RLX

-2.66%

5Y(CAGR)

Winner

SPNS

+11.44%

RLX

-26.56%

10Y(CAGR)

SPNS

+17.93%

RLX

N/A

Max(CAGR)

Winner

SPNS

+0.62%

RLX

-38.82%

SPNS vs RLX - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	SPNS	RLX
2026	N/A	-10.14%
2025	+71.02%	+5.83%
2024	-2.56%	+11.37%
2023	+56.77%	-18.33%
2022	-45.70%	-43.07%
2021	+15.44%	-86.78%
2020	+31.91%	N/A
2019	+112.34%	N/A
2018	-6.92%	N/A
2017	-20.24%	N/A
2016	+42.15%	N/A
2015	+45.61%	N/A
2014	-2.12%	N/A
2013	+96.82%	N/A
2012	+6.38%	N/A
2011	+62.07%	N/A
2010	+55.41%	N/A
2009	-20.41%	N/A
2008	+44.01%	N/A
2007	-10.74%	N/A
2006	-2.60%	N/A
2005	-42.75%	N/A
2004	-31.49%	N/A
2003	-11.24%	N/A
2002	-11.76%	N/A
2001	-11.76%	N/A
2000	-93.16%	N/A
1999	+73.05%	N/A

SPNS vs RLX Drawdown Comparison

The maximum drawdown for SPNS was -99.28%, occurring on Mar 5, 2009. This drawdown has not yet recovered.

The maximum drawdown for RLX was -96.80%, occurring on Oct 7, 2022. This drawdown has not yet recovered.

The current SPNS drawdown is -47.10%. The current RLX drawdown is -92.84%.

Rank	SPNS	RLX
#1	-99.28% Jan 24, 2000 - Mar 5, 2009	-96.80% Jan 22, 2021 - Oct 7, 2022
#2	-18.64% Dec 27, 1999 - Jan 14, 2000	N/A
#3	-13.43% Dec 13, 1999 - Dec 27, 1999	N/A
#4	-6.60% Nov 9, 1999 - Nov 26, 1999	N/A
#5	-5.26% Nov 1, 1999 - Nov 8, 1999	N/A
#6	-4.54% Nov 30, 1999 - Dec 7, 1999	N/A
#7	-4.13% Dec 9, 1999 - Dec 13, 1999	N/A

Correlation

Correlation between SPNS and RLX is 0.04 which considered as a very weak or no correlation - the stocks move independently of each other.

0.04

-101

Dividend Comparison (2013 - 2026)

SPNS vs RLX dividend yield comparison.

Year	SPNS	RLX
2026	0.00%	5.00%
2025	1.52%	0.43%
2024	2.12%	0.46%
2023	1.76%	0.50%
2022	3.79%	0.00%
2021	1.07%	0.00%
2020	0.46%	0.00%
2019	0.96%	0.00%
2018	1.81%	0.00%
2017	1.74%	0.00%
2016	1.39%	0.00%
2015	4.41%	0.00%
2013	1.95%	0.00%