SPNS vs HTO
Comparison between Sapiens International Corp NV (SPNS, Company) and H2O America (HTO, Company).
SPNS is from the Technology sector, while HTO is from the Utilities sector.
5-Year PerformanceSPNS has outperformed HTO, delivering a return of +11.4% compared to +0.6%
SPNS vs HTO - Performance Comparison
Key Characteristics
Financial metrics and valuation ratios
SPNS vs HTO - Historical Returns
Returns include dividend reinvestment.
SPNS vs HTO - Annual Returns (1999 - 2026)
Returns include dividend reinvestment.
| Year | SPNS | HTO |
|---|---|---|
| 2026 | N/A | +18.51% |
| 2025 | +71.02% | +4.04% |
| 2024 | -2.56% | -22.90% |
| 2023 | +56.77% | -18.84% |
| 2022 | -45.70% | +14.09% |
| 2021 | +15.44% | +9.33% |
| 2020 | +31.91% | +1.58% |
| 2019 | +112.34% | +32.28% |
| 2018 | -6.92% | -10.70% |
| 2017 | -20.24% | +17.96% |
| 2016 | +42.15% | +94.53% |
| 2015 | +45.61% | -5.35% |
| 2014 | -2.12% | +13.71% |
| 2013 | +96.82% | +12.28% |
| 2012 | +6.38% | +14.01% |
| 2011 | +62.07% | -7.80% |
| 2010 | +55.41% | +17.04% |
| 2009 | -20.41% | -21.01% |
| 2008 | +44.01% | -9.23% |
| 2007 | -10.74% | -11.78% |
| 2006 | -2.60% | +73.98% |
| 2005 | -42.75% | +33.08% |
| 2004 | -31.49% | +27.40% |
| 2003 | -11.24% | +17.62% |
| 2002 | -11.76% | -9.26% |
| 2001 | -11.76% | -14.06% |
| 2000 | -93.16% | -12.40% |
| 1999 | +73.05% | +1.57% |
SPNS vs HTO Drawdown Comparison
The maximum drawdown for SPNS was -99.28%, occurring on Mar 5, 2009. This drawdown has not yet recovered.
The maximum drawdown for HTO was -54.53%, occurring on Mar 9, 2009. Recovery took 1969 trading sessions.
The current SPNS drawdown is -47.10%. The current HTO drawdown is -24.12%.
| Rank | SPNS | HTO |
|---|---|---|
| #1 | -99.28% Jan 24, 2000 - Mar 5, 2009 | -54.53% Mar 29, 2007 - Jan 23, 2015 |
| #2 | -18.64% Dec 27, 1999 - Jan 14, 2000 | -42.84% Dec 27, 2022 - Jan 10, 2025 |
| #3 | -13.43% Dec 13, 1999 - Dec 27, 1999 | -40.26% Aug 7, 2000 - Feb 19, 2004 |
| #4 | -6.60% Nov 9, 1999 - Nov 26, 1999 | -33.50% Jan 24, 2020 - Nov 5, 2021 |
| #5 | -5.26% Nov 1, 1999 - Nov 8, 1999 | -23.74% Nov 30, 2017 - Jun 19, 2018 |
| #6 | -4.54% Nov 30, 1999 - Dec 7, 1999 | -22.07% Jun 22, 2018 - Aug 16, 2019 |
| #7 | -4.13% Dec 9, 1999 - Dec 13, 1999 | -21.77% Dec 31, 2021 - Nov 10, 2022 |
| #8 | N/A | -20.62% Jan 26, 2015 - Feb 19, 2016 |
| #9 | N/A | -20.02% Jul 28, 2005 - Aug 14, 2006 |
| #10 | N/A | -19.52% Mar 1, 2004 - Nov 22, 2004 |
| #11 | N/A | -18.59% Dec 9, 2016 - Aug 9, 2017 |
| #12 | N/A | -18.29% Jan 9, 2007 - Mar 29, 2007 |
| #13 | N/A | -16.99% Nov 29, 2004 - Mar 4, 2005 |
| #14 | N/A | -13.15% Apr 19, 2016 - Jun 10, 2016 |
| #15 | N/A | -11.49% Mar 4, 2005 - Apr 28, 2005 |
Correlation
Correlation between SPNS and HTO is 0.60 which considered as a moderate positive correlation - the stocks show some tendency to move together.
Dividend Comparison (1999 - 2026)
SPNS vs HTO dividend yield comparison.
| Year | SPNS | HTO |
|---|---|---|
| 2026 | 0.00% | 1.53% |
| 2025 | 1.52% | 3.43% |
| 2024 | 2.12% | 3.25% |
| 2023 | 1.76% | 2.33% |
| 2022 | 3.79% | 1.77% |
| 2021 | 1.07% | 1.86% |
| 2020 | 0.46% | 1.85% |
| 2019 | 0.96% | 1.69% |
| 2018 | 1.81% | 2.01% |
| 2017 | 1.74% | 1.63% |
| 2016 | 1.39% | 1.45% |
| 2015 | 4.41% | 2.63% |
| 2014 | 0.00% | 2.33% |
| 2013 | 1.95% | 2.45% |
| 2012 | 0.00% | 2.67% |
| 2011 | 0.00% | 2.92% |
| 2010 | 0.00% | 2.57% |
| 2009 | 0.00% | 2.92% |
| 2008 | 0.00% | 2.15% |
| 2007 | 0.00% | 1.75% |
| 2006 | 0.00% | 1.45% |
| 2005 | 0.00% | 2.95% |
| 2004 | 0.00% | 3.52% |
| 2003 | 0.00% | 3.26% |
| 2002 | 0.00% | 3.54% |
| 2001 | 0.00% | 3.78% |
| 2000 | 0.00% | 2.43% |
| 1999 | 0.00% | 0.50% |
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