SOFI vs SOJE

Comparison between SoFi Technologies Inc (SOFI, Company) and Southern Company (SOJE, Company).

5-Year PerformanceSOJE has outperformed SOFI, delivering a return of -2.6% compared to -3.6%

SOFI vs SOJE - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	SOFI(COMPANY)	SOJE(COMPANY)
Market Cap	$20B	$20B
Max Drawdown	83.32%	37.15%
Sharpe Ratio	0.51	-0.14
5Y Beta	2.25	0.19
Industry	Credit Services	N/A
P/E Ratio	33.40	4.63
Forward P/E	26.18	N/A
PEG Ratio	4.99	N/A
Dividend Yield	N/A	5.94%
5Y EPS CAGR	N/A	-0.02%
Debt to Equity	0.00%	2.00%
Free Cash Flow Yield	-30.24%	-14.59%
P/S Ratio	5.13	N/A
P/B Ratio	1.86	N/A

Market Cap

SOFI

$20B

Winner

SOJE

$20B

Max Drawdown

SOFI

83.32%

Winner

SOJE

37.15%

Sharpe Ratio

Winner

SOFI

0.51

SOJE

-0.14

5Y Beta

SOFI

2.25

Winner

SOJE

0.19

Industry

SOFI

Credit Services

SOJE

N/A

P/E Ratio

SOFI

33.40

Winner

SOJE

4.63

Forward P/E

SOFI

26.18

SOJE

N/A

PEG Ratio

SOFI

4.99

SOJE

N/A

Dividend Yield

SOFI

N/A

SOJE

5.94%

5Y EPS CAGR

SOFI

N/A

SOJE

-0.02%

Debt to Equity

Winner

SOFI

0.00%

SOJE

2.00%

Free Cash Flow Yield

SOFI

-30.24%

Winner

SOJE

-14.59%

P/S Ratio

SOFI

5.13

SOJE

N/A

P/B Ratio

SOFI

1.86

SOJE

N/A

SOFI vs SOJE - Historical Returns

Returns include dividend reinvestment.

Period	SOFI	SOJE
1 month	-16.89%	-2.59%
3 months	-17.72%	-6.51%
6 months	-37.87%	-1.73%
1 year	+22.27%	+3.91%
5 years(CAGR)	-3.58%	-2.63%
Max(CAGR)	+7.61%	-1.94%

SOFI

-16.89%

Winner

SOJE

-2.59%

SOFI

-17.72%

Winner

SOJE

-6.51%

SOFI

-37.87%

Winner

SOJE

-1.73%

Winner

SOFI

+22.27%

SOJE

+3.91%

5Y(CAGR)

SOFI

-3.58%

Winner

SOJE

-2.63%

Max(CAGR)

Winner

SOFI

+7.61%

SOJE

-1.94%

SOFI vs SOJE - Annual Returns (2020 - 2026)

Returns include dividend reinvestment.

Year	SOFI	SOJE
2026	-43.01%	-3.21%
2025	+85.28%	-2.30%
2024	+59.59%	+0.43%
2023	+121.11%	+18.13%
2022	-70.60%	-29.39%
2021	+29.59%	-0.74%
2020	+18.70%	+9.25%

SOFI vs SOJE Drawdown Comparison

The maximum drawdown for SOFI was -83.32%, occurring on Dec 7, 2022. Recovery took 1146 trading sessions.

The maximum drawdown for SOJE was -30.95%, occurring on Nov 4, 2022. This drawdown has not yet recovered.

The current SOFI drawdown is -51.41%. The current SOJE drawdown is -18.08%.

Rank	SOFI	SOJE
#1	-83.32% Feb 1, 2021 - Aug 25, 2025	-30.95% Dec 31, 2020 - Nov 4, 2022
#2	-52.96% Nov 12, 2025 - Mar 30, 2026	-1.03% Dec 4, 2020 - Dec 18, 2020
#3	-19.52% Jan 19, 2021 - Jan 29, 2021	-0.87% Dec 21, 2020 - Dec 29, 2020
#4	-15.33% Sep 22, 2025 - Oct 27, 2025	-0.86% Oct 23, 2020 - Nov 4, 2020
#5	-14.21% Oct 28, 2025 - Nov 12, 2025	-0.85% Nov 23, 2020 - Dec 2, 2020
#6	-6.35% Aug 25, 2025 - Sep 12, 2025	-0.59% Oct 15, 2020 - Oct 23, 2020
#7	-4.27% Dec 28, 2020 - Jan 7, 2021	-0.47% Nov 9, 2020 - Nov 17, 2020
#8	-3.61% Jan 7, 2021 - Jan 14, 2021	-0.28% Oct 8, 2020 - Oct 15, 2020
#9	-1.92% Sep 15, 2025 - Sep 18, 2025	-0.20% Oct 2, 2020 - Oct 7, 2020
#10	-1.79% Dec 1, 2020 - Dec 7, 2020	-0.16% Nov 4, 2020 - Nov 9, 2020
#11	-1.08% Dec 14, 2020 - Dec 18, 2020	-0.16% Nov 17, 2020 - Nov 19, 2020
#12	-0.73% Dec 9, 2020 - Dec 11, 2020	N/A