SOFI vs SMCI

Comparison between SoFi Technologies Inc (SOFI, Company) and Super Micro Computer Inc (SMCI, Company).

SOFI is from the Financial Services sector, while SMCI is from the Technology sector.

5-Year PerformanceSMCI has outperformed SOFI, delivering a return of +57.6% compared to -0.9%

SOFI vs SMCI - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	SOFI(COMPANY)	SMCI(COMPANY)
Market Cap	$21B	$21B
Max Drawdown	83.32%	84.84%
Sharpe Ratio	0.56	0.47
5Y Beta	2.24	2.32
Industry	Credit Services	Computer Hardware
P/E Ratio	40.34	23.72
Forward P/E	27.03	12.99
PEG Ratio	1.01	0.91
5Y EPS CAGR	N/A	53.47%
Debt to Equity	0.00%	0.00%
Free Cash Flow Yield	-18.07%	2.12%
P/S Ratio	5.35	0.74
P/B Ratio	1.92	2.40

Market Cap

SOFI

$21B

Winner

SMCI

$21B

Max Drawdown

Winner

SOFI

83.32%

SMCI

84.84%

Sharpe Ratio

Winner

SOFI

0.56

SMCI

0.47

5Y Beta

Winner

SOFI

2.24

SMCI

2.32

Industry

SOFI

Credit Services

SMCI

Computer Hardware

P/E Ratio

SOFI

40.34

Winner

SMCI

23.72

Forward P/E

SOFI

27.03

Winner

SMCI

12.99

PEG Ratio

SOFI

1.01

Winner

SMCI

0.91

5Y EPS CAGR

SOFI

N/A

SMCI

53.47%

Debt to Equity

SOFI

0.00%

SMCI

0.00%

Free Cash Flow Yield

SOFI

-18.07%

Winner

SMCI

2.12%

P/S Ratio

SOFI

5.35

Winner

SMCI

0.74

P/B Ratio

Winner

SOFI

1.92

SMCI

2.40

SOFI vs SMCI - Historical Returns

Returns include dividend reinvestment.

Period	SOFI	SMCI
1 month	-4.49%	+51.35%
3 months	-26.23%	+5.49%
6 months	-44.17%	-11.04%
1 year	+18.78%	+10.15%
5 years(CAGR)	-0.94%	+57.56%
10 years(CAGR)	N/A	+29.41%
Max(CAGR)	+7.78%	+21.35%

SOFI

-4.49%

Winner

SMCI

+51.35%

SOFI

-26.23%

Winner

SMCI

+5.49%

SOFI

-44.17%

Winner

SMCI

-11.04%

Winner

SOFI

+18.78%

SMCI

+10.15%

5Y(CAGR)

SOFI

-0.94%

Winner

SMCI

+57.56%

10Y(CAGR)

SOFI

N/A

SMCI

+29.41%

Max(CAGR)

SOFI

+7.78%

Winner

SMCI

+21.35%

SOFI vs SMCI - Annual Returns (2007 - 2026)

Returns include dividend reinvestment.

Year	SOFI	SMCI
2026	-42.64%	+14.24%
2025	+85.28%	-2.60%
2024	+59.59%	+6.78%
2023	+121.11%	+238.97%
2022	-70.60%	+79.96%
2021	+29.59%	+41.55%
2020	+18.70%	+33.98%
2019	N/A	+59.07%
2018	N/A	-35.66%
2017	N/A	-26.43%
2016	N/A	+18.60%
2015	N/A	-29.43%
2014	N/A	+112.17%
2013	N/A	+63.43%
2012	N/A	-35.44%
2011	N/A	+31.76%
2010	N/A	+0.17%
2009	N/A	+73.48%
2008	N/A	-24.91%
2007	N/A	-12.44%

SOFI vs SMCI Drawdown Comparison

The maximum drawdown for SOFI was -83.32%, occurring on Dec 7, 2022. Recovery took 1146 trading sessions.

The maximum drawdown for SMCI was -84.84%, occurring on Nov 14, 2024. This drawdown has not yet recovered.

The current SOFI drawdown is -51.10%. The current SMCI drawdown is -70.23%.

Rank	SOFI	SMCI
#1	-83.32% Feb 1, 2021 - Aug 25, 2025	-84.84% Mar 13, 2024 - Nov 14, 2024
#2	-52.96% Nov 12, 2025 - Mar 30, 2026	-71.68% Feb 26, 2015 - Nov 3, 2021
#3	-19.52% Jan 19, 2021 - Jan 29, 2021	-66.32% Jun 5, 2007 - Dec 22, 2009
#4	-15.33% Sep 22, 2025 - Oct 27, 2025	-58.40% Apr 26, 2011 - Jan 22, 2014
#5	-14.21% Oct 28, 2025 - Nov 12, 2025	-54.31% Apr 23, 2010 - Apr 26, 2011
#6	-6.35% Aug 25, 2025 - Sep 12, 2025	-34.46% Aug 7, 2023 - Jan 19, 2024
#7	-4.27% Dec 28, 2020 - Jan 7, 2021	-31.26% May 4, 2022 - Aug 3, 2022
#8	-3.61% Jan 7, 2021 - Jan 14, 2021	-29.88% Aug 25, 2022 - Nov 2, 2022
#9	-1.92% Sep 15, 2025 - Sep 18, 2025	-28.08% Jan 22, 2014 - Jun 13, 2014
#10	-1.79% Dec 1, 2020 - Dec 7, 2020	-26.88% Feb 15, 2024 - Mar 4, 2024
#11	-1.08% Dec 14, 2020 - Dec 18, 2020	-26.11% Jan 4, 2022 - May 4, 2022
#12	-0.73% Dec 9, 2020 - Dec 11, 2020	-24.51% Nov 25, 2022 - Feb 16, 2023
#13	N/A	-22.33% Sep 30, 2014 - Oct 23, 2014
#14	N/A	-19.50% Apr 18, 2023 - May 3, 2023
#15	N/A	-17.43% Jun 9, 2023 - Jul 10, 2023