SOFI vs EFX

Comparison between SoFi Technologies Inc (SOFI, Company) and Equifax Inc (EFX, Company).

SOFI is from the Financial Services sector, while EFX is from the Industrials sector.

5-Year PerformanceSOFI has outperformed EFX, delivering a return of -0.9% compared to -5.3%

SOFI vs EFX - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	SOFI(COMPANY)	EFX(COMPANY)
Market Cap	$21B	$21B
Max Drawdown	83.32%	57.22%
Sharpe Ratio	0.56	-1.09
5Y Beta	2.24	0.96
Industry	Credit Services	Consulting Services
P/E Ratio	40.34	30.12
Forward P/E	27.03	19.92
PEG Ratio	1.01	1.84
Dividend Yield	N/A	1.17%
5Y Dividends CAGR	N/A	5.72%
5Y EPS CAGR	N/A	2.95%
Debt to Equity	0.00%	116.90%
Free Cash Flow Yield	-18.07%	7.91%
P/S Ratio	5.35	3.33
P/B Ratio	1.92	4.46

Market Cap

Winner

SOFI

$21B

EFX

$21B

Max Drawdown

SOFI

83.32%

Winner

EFX

57.22%

Sharpe Ratio

Winner

SOFI

0.56

EFX

-1.09

5Y Beta

SOFI

2.24

Winner

EFX

0.96

Industry

SOFI

Credit Services

EFX

Consulting Services

P/E Ratio

SOFI

40.34

Winner

EFX

30.12

Forward P/E

SOFI

27.03

Winner

EFX

19.92

PEG Ratio

Winner

SOFI

1.01

EFX

1.84

Dividend Yield

SOFI

N/A

EFX

1.17%

5Y Dividends CAGR

SOFI

N/A

EFX

5.72%

5Y EPS CAGR

SOFI

N/A

EFX

2.95%

Debt to Equity

Winner

SOFI

0.00%

EFX

116.90%

Free Cash Flow Yield

SOFI

-18.07%

Winner

EFX

7.91%

P/S Ratio

SOFI

5.35

Winner

EFX

3.33

P/B Ratio

Winner

SOFI

1.92

EFX

4.46

SOFI vs EFX - Historical Returns

Returns include dividend reinvestment.

Period	SOFI	EFX
1 month	-4.49%	-4.64%
3 months	-26.23%	-11.67%
6 months	-44.17%	-14.87%
1 year	+18.78%	-34.56%
5 years(CAGR)	-0.94%	-5.31%
10 years(CAGR)	N/A	+4.80%
Max(CAGR)	+7.78%	+10.43%

Winner

SOFI

-4.49%

EFX

-4.64%

SOFI

-26.23%

Winner

EFX

-11.67%

SOFI

-44.17%

Winner

EFX

-14.87%

Winner

SOFI

+18.78%

EFX

-34.56%

5Y(CAGR)

Winner

SOFI

-0.94%

EFX

-5.31%

10Y(CAGR)

SOFI

N/A

EFX

+4.80%

Max(CAGR)

SOFI

+7.78%

Winner

EFX

+10.43%

SOFI vs EFX - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	SOFI	EFX
2026	-42.64%	-17.63%
2025	+85.28%	-12.90%
2024	+59.59%	+6.88%
2023	+121.11%	+25.64%
2022	-70.60%	-31.02%
2021	+29.59%	+56.81%
2020	+18.70%	+36.78%
2019	N/A	+52.46%
2018	N/A	-21.05%
2017	N/A	+0.50%
2016	N/A	+9.22%
2015	N/A	+38.52%
2014	N/A	+19.76%
2013	N/A	+28.05%
2012	N/A	+41.58%
2011	N/A	+8.92%
2010	N/A	+14.10%
2009	N/A	+12.40%
2008	N/A	-23.97%
2007	N/A	-8.75%
2006	N/A	+5.93%
2005	N/A	+33.24%
2004	N/A	+17.73%
2003	N/A	+2.71%
2002	N/A	-4.51%
2001	N/A	+47.52%
2000	N/A	+30.62%
1999	N/A	-13.90%

SOFI vs EFX Drawdown Comparison

The maximum drawdown for SOFI was -83.32%, occurring on Dec 7, 2022. Recovery took 1146 trading sessions.

The maximum drawdown for EFX was -56.82%, occurring on Mar 9, 2009. Recovery took 1177 trading sessions.

The current SOFI drawdown is -51.10%. The current EFX drawdown is -41.97%.

Rank	SOFI	EFX
#1	-83.32% Feb 1, 2021 - Aug 25, 2025	-56.82% Jul 12, 2007 - Mar 13, 2012
#2	-52.96% Nov 12, 2025 - Mar 30, 2026	-49.12% Dec 13, 2021 - Aug 13, 2024
#3	-19.52% Jan 19, 2021 - Jan 29, 2021	-44.06% Sep 13, 2024 - Mar 24, 2026
#4	-15.33% Sep 22, 2025 - Oct 27, 2025	-40.85% Mar 6, 2002 - Feb 4, 2005
#5	-14.21% Oct 28, 2025 - Nov 12, 2025	-37.25% Aug 1, 2017 - Jul 29, 2019
#6	-6.35% Aug 25, 2025 - Sep 12, 2025	-35.76% Mar 4, 2020 - Jun 2, 2020
#7	-4.27% Dec 28, 2020 - Jan 7, 2021	-27.69% Nov 2, 1999 - Apr 7, 2000
#8	-3.61% Jan 7, 2021 - Jan 14, 2021	-24.19% Aug 27, 2001 - Feb 14, 2002
#9	-1.92% Sep 15, 2025 - Sep 18, 2025	-23.69% Jun 8, 2020 - Dec 8, 2020
#10	-1.79% Dec 1, 2020 - Dec 7, 2020	-23.65% Nov 2, 2000 - Jun 4, 2001
#11	-1.08% Dec 14, 2020 - Dec 18, 2020	-20.21% Jan 17, 2006 - Dec 11, 2006
#12	-0.73% Dec 9, 2020 - Dec 11, 2020	-18.29% Apr 12, 2000 - Oct 3, 2000
#13	N/A	-17.95% Dec 29, 2015 - Mar 30, 2016
#14	N/A	-17.82% Jul 25, 2016 - Mar 17, 2017
#15	N/A	-16.87% Dec 18, 2020 - Apr 22, 2021