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SOFI vs CPAY

Comparison between SoFi Technologies Inc (SOFI, Company) and Fleetcor Technologies Inc (CPAY, Company).

SOFI is from the Financial Services sector, while CPAY is from the Technology sector.

5-Year PerformanceCPAY has outperformed SOFI, delivering a return of +5.8% compared to -4.9%

SOFI vs CPAY - Performance Comparison

Key Characteristics

Financial metrics and valuation ratios

Market Cap
Winner
SOFI
$23B
CPAY
$23B
Max Drawdown
SOFI
83.32%
Winner
CPAY
50.13%
Sharpe Ratio
Winner
SOFI
0.60
CPAY
0.23
5Y Beta
SOFI
2.27
Winner
CPAY
1.25
Industry
SOFI
Credit Services
CPAY
Software - Infrastructure
P/E Ratio
SOFI
38.12
Winner
CPAY
20.13
Forward P/E
SOFI
28.82
Winner
CPAY
13.64
PEG Ratio
SOFI
5.70
Winner
CPAY
1.12
5Y EPS CAGR
SOFI
N/A
CPAY
15.06%
Debt to Equity
Winner
SOFI
0.00%
CPAY
402.11%
Free Cash Flow Yield
SOFI
-26.49%
Winner
CPAY
5.74%

SOFI vs CPAY - Historical Returns

Returns include dividend reinvestment.

1M
Winner
SOFI
+14.00%
CPAY
-0.92%
3M
SOFI
+4.25%
Winner
CPAY
+20.76%
6M
SOFI
-31.88%
Winner
CPAY
+12.74%
1Y
Winner
SOFI
+16.60%
CPAY
+9.81%
5Y(CAGR)
SOFI
-4.91%
Winner
CPAY
+5.84%
10Y(CAGR)
SOFI
N/A
CPAY
+9.11%
Max(CAGR)
SOFI
+10.14%
Winner
CPAY
+17.79%

SOFI vs CPAY - Annual Returns (2010 - 2026)

Returns include dividend reinvestment.

YearSOFICPAY
2026-34.78%+14.87%
2025+85.28%-11.47%
2024+59.59%+20.19%
2023+121.11%+54.27%
2022-70.60%-20.52%
2021+29.59%-15.83%
2020+18.70%-5.18%
2019N/A+55.06%
2018N/A-4.20%
2017N/A+33.03%
2016N/A+0.63%
2015N/A-4.88%
2014N/A+25.62%
2013N/A+112.34%
2012N/A+75.56%
2011N/A-1.97%
2010N/A+13.47%

SOFI vs CPAY Drawdown Comparison

The maximum drawdown for SOFI was -83.32%, occurring on Dec 7, 2022. Recovery took 1146 trading sessions.

The maximum drawdown for CPAY was -50.13%, occurring on Oct 20, 2022. Recovery took 1173 trading sessions.

The current SOFI drawdown is -44.40%. The current CPAY drawdown is -11.36%.

RankSOFICPAY
#1-83.32%
Feb 1, 2021 - Aug 25, 2025
-50.13%
Feb 6, 2020 - Oct 4, 2024
#2-52.96%
Nov 12, 2025 - Mar 30, 2026
-34.54%
Feb 6, 2025 - Oct 30, 2025
#3-19.52%
Jan 19, 2021 - Jan 29, 2021
-32.68%
Apr 29, 2011 - Mar 13, 2012
#4-15.33%
Sep 22, 2025 - Oct 27, 2025
-30.80%
Aug 17, 2015 - Aug 11, 2016
#5-14.21%
Oct 28, 2025 - Nov 12, 2025
-25.22%
Oct 24, 2016 - Nov 2, 2017
#6-6.35%
Aug 25, 2025 - Sep 12, 2025
-22.97%
Sep 28, 2018 - Feb 22, 2019
#7-4.27%
Dec 28, 2020 - Jan 7, 2021
-17.12%
Dec 2, 2013 - Feb 24, 2014
#8-3.61%
Jan 7, 2021 - Jan 14, 2021
-16.93%
Aug 19, 2014 - Oct 31, 2014
#9-1.92%
Sep 15, 2025 - Sep 18, 2025
-16.78%
May 9, 2012 - Aug 15, 2012
#10-1.79%
Dec 1, 2020 - Dec 7, 2020
-16.71%
Feb 27, 2014 - Jun 6, 2014
#11-1.08%
Dec 14, 2020 - Dec 18, 2020
-12.19%
Nov 24, 2014 - Feb 20, 2015
#12-0.73%
Dec 9, 2020 - Dec 11, 2020
-11.86%
Dec 2, 2024 - Jan 30, 2025
#13N/A-10.63%
Jan 31, 2018 - Jun 18, 2018
#14N/A-10.27%
Feb 18, 2011 - Mar 28, 2011
#15N/A-9.41%
Jul 9, 2019 - Aug 8, 2019

Correlation

Correlation between SOFI and CPAY is 0.44 which considered as a weak positive correlation - the stocks show a slight tendency to move together.

0.44
-101

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