StockComparison Logo
vs

SMBK vs OPFI

Comparison between SmartFinancial Inc (SMBK, Company) and OppFi Inc - Class A (OPFI, Company).

Both SMBK and OPFI are from the Financial Services sector.

5-Year PerformanceSMBK has outperformed OPFI, delivering a return of +14.8% compared to -2.3%

SMBK vs OPFI - Performance Comparison

Key Characteristics

Financial metrics and valuation ratios

Market Cap
SMBK
$763M
Winner
OPFI
$765M
Max Drawdown
SMBK
94.80%
Winner
OPFI
84.60%
Sharpe Ratio
Winner
SMBK
1.39
OPFI
-0.60
5Y Beta
Winner
SMBK
0.77
OPFI
1.48
Industry
SMBK
Banks - Regional
OPFI
Credit Services
P/E Ratio
SMBK
14.42
Winner
OPFI
5.07
Forward P/E
SMBK
14.10
Winner
OPFI
4.63
PEG Ratio
SMBK
0.38
OPFI
N/A
Dividend Yield
SMBK
0.72%
OPFI
N/A
5Y Dividends CAGR
SMBK
8.45%
OPFI
N/A
5Y EPS CAGR
SMBK
8.39%
OPFI
N/A
Debt to Equity
Winner
SMBK
0.57%
OPFI
397.64%
Free Cash Flow Yield
SMBK
7.35%
Winner
OPFI
40.25%
P/S Ratio
SMBK
N/A
OPFI
2.34
P/B Ratio
SMBK
N/A
OPFI
10.53

SMBK vs OPFI - Historical Returns

Returns include dividend reinvestment.

1M
Winner
SMBK
+10.14%
OPFI
+0.00%
3M
Winner
SMBK
+19.05%
OPFI
+2.31%
6M
Winner
SMBK
+13.22%
OPFI
-21.21%
1Y
Winner
SMBK
+43.15%
OPFI
-32.99%
5Y(CAGR)
Winner
SMBK
+14.78%
OPFI
-2.29%
10Y(CAGR)
SMBK
+12.00%
OPFI
N/A
Max(CAGR)
Winner
SMBK
+5.82%
OPFI
-1.49%

SMBK vs OPFI - Annual Returns (2001 - 2026)

Returns include dividend reinvestment.

YearSMBKOPFI
2026+22.64%-18.16%
2025+21.61%+33.54%
2024+28.84%+69.05%
2023-9.36%+153.47%
2022-0.03%-57.64%
2021+53.88%-55.53%
2020-21.62%+3.35%
2019+32.35%N/A
2018-16.50%N/A
2017+11.97%N/A
2016+23.06%N/A
2015+21.53%N/A
2014+39.66%N/A
2013+3.49%N/A
2012+52.67%N/A
2011-9.09%N/A
2010-9.52%N/A
2009-57.85%N/A
2008-42.46%N/A
2007-32.80%N/A
2006+36.11%N/A
2005+47.34%N/A
2004+45.01%N/A
2003+52.41%N/A
2002+11.54%N/A
2001+0.00%N/A

SMBK vs OPFI Drawdown Comparison

The maximum drawdown for SMBK was -94.35%, occurring on Nov 2, 2011. This drawdown has not yet recovered.

The maximum drawdown for OPFI was -84.60%, occurring on Mar 22, 2023. Recovery took 987 trading sessions.

The current SMBK drawdown is -20.02%. The current OPFI drawdown is -48.67%.

RankSMBKOPFI
#1-94.35%
Dec 19, 2006 - Nov 2, 2011
-84.60%
Feb 10, 2021 - Jan 15, 2025
#2-48.15%
Sep 15, 2004 - Feb 13, 2006
-54.21%
Feb 7, 2025 - Apr 2, 2026
#3-42.31%
Jan 2, 2001 - Jun 21, 2002
-7.47%
Jan 15, 2025 - Jan 21, 2025
#4-18.92%
Apr 19, 2004 - Aug 3, 2004
-5.09%
Jan 22, 2021 - Feb 10, 2021
#5-16.28%
Jun 21, 2002 - Jun 19, 2003
-1.22%
Jan 28, 2025 - Feb 4, 2025
#6-13.91%
Feb 13, 2006 - Oct 11, 2006
-1.20%
Nov 24, 2020 - Dec 9, 2020
#7-11.17%
Aug 4, 2004 - Sep 15, 2004
-1.19%
Jan 24, 2025 - Jan 28, 2025
#8-10.91%
Oct 24, 2003 - Nov 7, 2003
-0.67%
Jan 21, 2025 - Jan 23, 2025
#9-10.46%
Nov 10, 2003 - Mar 18, 2004
-0.65%
Jan 14, 2021 - Jan 19, 2021
#10-10.26%
Jul 24, 2003 - Oct 24, 2003
-0.49%
Dec 9, 2020 - Dec 16, 2020
#11-10.00%
Mar 18, 2004 - Apr 16, 2004
-0.46%
Jan 19, 2021 - Jan 21, 2021
#12-5.71%
Jun 24, 2003 - Jul 10, 2003
-0.39%
Dec 24, 2020 - Jan 7, 2021
#13-4.00%
Oct 31, 2006 - Nov 28, 2006
-0.20%
Dec 16, 2020 - Dec 24, 2020
#14-3.28%
Oct 20, 2006 - Oct 31, 2006
N/A
#15-1.24%
Nov 29, 2006 - Dec 1, 2006
N/A

Correlation

Correlation between SMBK and OPFI is 0.51 which considered as a moderate positive correlation - the stocks show some tendency to move together.

0.51
-101

Dividend Comparison (2003 - 2026)

SMBK vs OPFI dividend yield comparison.

YearSMBKOPFI
20260.38%0.00%
20250.87%2.39%
20241.03%1.57%
20231.31%0.00%
20221.02%0.00%
20210.88%0.00%
20201.10%0.00%
20190.21%0.00%
20094.64%0.00%
20085.33%0.00%
20072.02%0.00%
20060.52%0.00%
20050.34%0.00%
20040.63%0.00%
20030.45%0.00%

Select Stocks to Compare