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SMBC vs OPFI

Comparison between Southern Missouri Bancorp Inc (SMBC, Company) and OppFi Inc - Class A (OPFI, Company).

Both SMBC and OPFI are from the Financial Services sector.

5-Year PerformanceSMBC has outperformed OPFI, delivering a return of +11.1% compared to -2.6%

SMBC vs OPFI - Performance Comparison

Key Characteristics

Financial metrics and valuation ratios

Market Cap
SMBC
$764M
Winner
OPFI
$765M
Max Drawdown
Winner
SMBC
55.21%
OPFI
84.60%
Sharpe Ratio
Winner
SMBC
1.22
OPFI
-0.90
5Y Beta
Winner
SMBC
0.88
OPFI
1.52
Industry
SMBC
Banks - Regional
OPFI
Credit Services
P/E Ratio
SMBC
11.49
Winner
OPFI
5.07
Forward P/E
SMBC
8.83
Winner
OPFI
4.66
PEG Ratio
SMBC
0.34
OPFI
N/A
Dividend Yield
SMBC
1.42%
OPFI
N/A
5Y Dividends CAGR
SMBC
14.68%
OPFI
N/A
5Y EPS CAGR
SMBC
19.67%
OPFI
N/A
Debt to Equity
Winner
SMBC
0.00%
OPFI
397.64%
Free Cash Flow Yield
SMBC
11.77%
Winner
OPFI
40.25%
P/S Ratio
SMBC
4.10
Winner
OPFI
2.34
P/B Ratio
Winner
SMBC
1.33
OPFI
10.53

SMBC vs OPFI - Historical Returns

Returns include dividend reinvestment.

1M
Winner
SMBC
+1.63%
OPFI
-14.77%
3M
Winner
SMBC
+12.06%
OPFI
-9.77%
6M
Winner
SMBC
+21.22%
OPFI
-17.80%
1Y
Winner
SMBC
+37.10%
OPFI
-38.67%
5Y(CAGR)
Winner
SMBC
+11.13%
OPFI
-2.59%
10Y(CAGR)
SMBC
+13.45%
OPFI
N/A
Max(CAGR)
Winner
SMBC
+14.87%
OPFI
-1.76%

SMBC vs OPFI - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

YearSMBCOPFI
2026+19.86%-19.32%
2025+6.45%+33.54%
2024+9.97%+69.05%
2023+19.76%+153.47%
2022-13.13%-57.64%
2021+76.31%-55.53%
2020-18.74%+3.35%
2019+16.42%N/A
2018-7.95%N/A
2017+9.97%N/A
2016+54.20%N/A
2015+28.12%N/A
2014+16.28%N/A
2013+42.39%N/A
2012+3.15%N/A
2011+32.47%N/A
2010+50.99%N/A
2009+8.27%N/A
2008-18.30%N/A
2007-2.71%N/A
2006+0.17%N/A
2005-15.58%N/A
2004+35.05%N/A
2003+35.51%N/A
2002+32.80%N/A
2001+23.03%N/A
2000+10.78%N/A
1999-0.49%N/A

SMBC vs OPFI Drawdown Comparison

The maximum drawdown for SMBC was -49.68%, occurring on Mar 4, 2009. Recovery took 1372 trading sessions.

The maximum drawdown for OPFI was -84.60%, occurring on Mar 22, 2023. Recovery took 987 trading sessions.

The current SMBC drawdown is -0.27%. The current OPFI drawdown is -49.40%.

RankSMBCOPFI
#1-49.68%
Nov 30, 2004 - May 13, 2010
-84.60%
Feb 10, 2021 - Jan 15, 2025
#2-49.12%
Dec 18, 2017 - Mar 3, 2021
-54.21%
Feb 7, 2025 - Apr 2, 2026
#3-48.51%
Nov 10, 2021 - Oct 15, 2024
-7.47%
Jan 15, 2025 - Jan 21, 2025
#4-29.18%
Nov 11, 2024 - Apr 7, 2026
-5.09%
Jan 22, 2021 - Feb 10, 2021
#5-23.08%
Apr 19, 2011 - Mar 15, 2012
-1.22%
Jan 28, 2025 - Feb 4, 2025
#6-19.33%
Nov 19, 1999 - Sep 19, 2000
-1.20%
Nov 24, 2020 - Dec 9, 2020
#7-17.80%
Mar 15, 2012 - Mar 4, 2013
-1.19%
Jan 24, 2025 - Jan 28, 2025
#8-15.42%
Feb 23, 2017 - Sep 29, 2017
-0.67%
Jan 21, 2025 - Jan 23, 2025
#9-14.11%
Dec 20, 2013 - Mar 10, 2014
-0.65%
Jan 14, 2021 - Jan 19, 2021
#10-13.67%
Feb 22, 2011 - Mar 7, 2011
-0.49%
Dec 9, 2020 - Dec 16, 2020
#11-12.44%
May 13, 2010 - Dec 7, 2010
-0.46%
Jan 19, 2021 - Jan 21, 2021
#12-11.98%
Dec 10, 2014 - Aug 17, 2015
-0.39%
Dec 24, 2020 - Jan 7, 2021
#13-11.64%
Nov 29, 2013 - Dec 20, 2013
-0.20%
Dec 16, 2020 - Dec 24, 2020
#14-10.69%
Apr 18, 2002 - Oct 31, 2002
N/A
#15-10.26%
Mar 4, 2013 - Jul 31, 2013
N/A

Correlation

Correlation between SMBC and OPFI is 0.33 which considered as a weak positive correlation - the stocks show a slight tendency to move together.

0.33
-101

Dividend Comparison (1999 - 2026)

SMBC vs OPFI dividend yield comparison.

YearSMBCOPFI
20260.72%0.00%
20251.62%2.39%
20241.53%1.57%
20231.57%0.00%
20221.79%0.00%
20211.38%0.00%
20201.97%0.00%
20191.46%0.00%
20181.42%0.00%
20171.12%0.00%
20161.07%0.00%
20151.46%0.00%
20141.74%0.00%
20131.86%0.00%
20122.41%0.00%
20112.14%0.00%
20102.78%0.00%
20094.09%0.00%
20083.97%0.00%
20072.72%0.00%
20062.46%0.00%
20052.45%0.00%
20041.95%0.00%
20032.31%0.00%
20022.54%0.00%
20013.09%0.00%
20003.67%0.00%
19990.98%0.00%

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