SHV vs XLY

Comparison between iShares 0-1 Year Treasury Bond ETF (SHV, ETF) and THE CONSUMER DISCRETIONARY SELECT SECTOR SPDR FUND (XLY, ETF).

5-Year PerformanceXLY has outperformed SHV, delivering a return of +7.1% compared to +3.3%

SHV vs XLY - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	SHV(ETF)	XLY(ETF)
Net Assets	$21B	$21B
Expense Ratio	0.15%	0.08%
Max Drawdown	1.20%	60.13%
Sharpe Ratio	1.43	0.95
5Y Beta	-0.00	1.16
P/E Ratio	N/A	32.36
Forward P/E	N/A	26.44
PEG Ratio	N/A	1.22
5Y Dividends CAGR	65.56%	7.98%
5Y EPS CAGR	N/A	23.32%
Debt to Equity	N/A	-125.07%
P/S Ratio	N/A	2.43
P/B Ratio	N/A	8.84

Net Assets

SHV

$21B

Winner

XLY

$21B

Expense Ratio

SHV

0.15%

Winner

XLY

0.08%

Max Drawdown

Winner

SHV

1.20%

XLY

60.13%

Sharpe Ratio

Winner

SHV

1.43

XLY

0.95

5Y Beta

Winner

SHV

-0.00

XLY

1.16

P/E Ratio

SHV

N/A

XLY

32.36

Forward P/E

SHV

N/A

XLY

26.44

PEG Ratio

SHV

N/A

XLY

1.22

5Y Dividends CAGR

Winner

SHV

65.56%

XLY

7.98%

5Y EPS CAGR

SHV

N/A

XLY

23.32%

Debt to Equity

SHV

N/A

XLY

-125.07%

P/S Ratio

SHV

N/A

XLY

2.43

P/B Ratio

SHV

N/A

XLY

8.84

SHV vs XLY - Historical Returns

Returns include dividend reinvestment.

Period	SHV	XLY
1 month	+0.32%	+8.46%
3 months	+0.85%	+2.45%
6 months	+1.79%	+2.33%
1 year	+3.97%	+20.27%
5 years(CAGR)	+3.27%	+7.10%
10 years(CAGR)	+2.20%	+12.89%
Max(CAGR)	+1.57%	+9.67%

SHV

+0.32%

Winner

XLY

+8.46%

SHV

+0.85%

Winner

XLY

+2.45%

SHV

+1.79%

Winner

XLY

+2.33%

SHV

+3.97%

Winner

XLY

+20.27%

5Y(CAGR)

SHV

+3.27%

Winner

XLY

+7.10%

10Y(CAGR)

SHV

+2.20%

Winner

XLY

+12.89%

Max(CAGR)

SHV

+1.57%

Winner

XLY

+9.67%

SHV vs XLY - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	SHV	XLY
2026	+1.19%	+1.76%
2025	+4.19%	+8.79%
2024	+5.13%	+27.69%
2023	+5.02%	+40.48%
2022	+0.95%	-38.05%
2021	-0.09%	+29.02%
2020	+0.79%	+28.11%
2019	+2.35%	+27.43%
2018	+1.73%	+0.07%
2017	+0.64%	+22.10%
2016	+0.41%	+7.82%
2015	+0.02%	+10.71%
2014	+0.02%	+9.97%
2013	+0.01%	+39.82%
2012	+0.05%	+22.56%
2011	+0.07%	+4.76%
2010	+0.12%	+26.49%
2009	+0.32%	+33.87%
2008	+2.73%	-31.93%
2007	+4.99%	-14.03%
2006	N/A	+17.58%
2005	N/A	-5.96%
2004	N/A	+13.86%
2003	N/A	+32.22%
2002	N/A	-18.92%
2001	N/A	+12.93%
2000	N/A	-14.27%
1999	N/A	+10.32%

SHV vs XLY Drawdown Comparison

The maximum drawdown for SHV was -0.45%, occurring on Jun 14, 2022. Recovery took 631 trading sessions.

The maximum drawdown for XLY was -59.05%, occurring on Mar 9, 2009. Recovery took 921 trading sessions.

The current XLY drawdown is -3.28%.

Rank	SHV	XLY
#1	-0.45% Apr 7, 2020 - Oct 7, 2022	-59.05% Jun 4, 2007 - Jan 27, 2011
#2	-0.36% Oct 10, 2008 - Oct 15, 2008	-39.67% Nov 19, 2021 - Nov 6, 2024
#3	-0.29% Oct 15, 2008 - Nov 6, 2008	-33.91% Feb 20, 2020 - Jun 8, 2020
#4	-0.25% Sep 17, 2008 - Oct 2, 2008	-31.54% Mar 19, 2002 - Nov 7, 2003
#5	-0.23% Dec 29, 2008 - Apr 15, 2009	-31.53% Apr 11, 2000 - Mar 15, 2002
#6	-0.19% Aug 22, 2007 - Sep 5, 2007	-26.02% Dec 17, 2024 - Sep 12, 2025
#7	-0.17% Mar 20, 2008 - May 1, 2008	-22.12% Dec 31, 1999 - Apr 11, 2000
#8	-0.14% Oct 2, 2008 - Oct 10, 2008	-21.36% Sep 20, 2018 - Apr 4, 2019
#9	-0.13% Jun 1, 2009 - Jul 8, 2009	-18.42% Jul 7, 2011 - Jan 19, 2012
#10	-0.12% Oct 2, 2015 - Jan 19, 2016	-15.84% Nov 25, 2015 - Jul 11, 2016
#11	-0.11% Feb 24, 2017 - Apr 13, 2017	-14.98% Jan 12, 2026 - Mar 30, 2026
#12	-0.10% Apr 29, 2009 - May 28, 2009	-12.72% Dec 30, 2004 - Sep 25, 2006
#13	-0.09% Dec 12, 2008 - Dec 29, 2008	-11.45% Aug 4, 2015 - Oct 26, 2015
#14	-0.08% Dec 11, 2007 - Dec 19, 2007	-10.80% Apr 5, 2004 - Oct 28, 2004
#15	-0.08% Nov 4, 2016 - Dec 19, 2016	-10.03% Feb 8, 2021 - Apr 5, 2021

Correlation

Correlation between SHV and XLY is 0.91 which considered as a very strong positive correlation - the stocks move almost identically together.

0.91

-101

Dividend Comparison (1999 - 2026)

SHV vs XLY dividend yield comparison.

Year	SHV	XLY
2026	1.18%	0.18%
2025	4.09%	0.79%
2024	5.02%	0.72%
2023	4.73%	0.78%
2022	1.39%	1.00%
2021	0.00%	0.53%
2020	0.74%	0.82%
2019	2.19%	1.28%
2018	1.66%	1.34%
2017	0.72%	1.20%
2016	0.34%	1.71%
2015	0.03%	1.43%
2014	0.00%	1.31%
2013	0.00%	1.16%
2012	0.01%	1.60%
2011	0.07%	1.56%
2010	0.08%	1.32%
2009	0.34%	1.52%
2008	2.08%	1.94%
2007	4.04%	1.37%
2006	0.00%	0.92%
2005	0.00%	1.00%
2004	0.00%	0.67%
2003	0.00%	0.62%
2002	0.00%	0.74%
2001	0.00%	0.77%
2000	0.00%	0.91%
1999	0.00%	0.12%