SEZL vs UCB

Comparison between Sezzle Inc (SEZL, Company) and United Community Banks Inc (UCB, Company).

Both SEZL and UCB are from the Financial Services sector.

SEZL vs UCB - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	SEZL(COMPANY)	UCB(COMPANY)
Market Cap	$4.06B	$4.07B
Max Drawdown	89.95%	96.24%
Sharpe Ratio	0.46	0.65
5Y Beta	2.82	1.06
Industry	Credit Services	Banks - Regional
P/E Ratio	27.60	12.04
Forward P/E	19.19	12.53
PEG Ratio	0.72	0.42
Dividend Yield	N/A	2.93%
5Y Dividends CAGR	N/A	6.21%
5Y EPS CAGR	N/A	3.24%
Debt to Equity	0.00%	3.30%
Free Cash Flow Yield	5.88%	7.98%
P/S Ratio	8.46	3.88
P/B Ratio	16.86	1.11

Market Cap

SEZL

$4.06B

Winner

UCB

$4.07B

Max Drawdown

Winner

SEZL

89.95%

UCB

96.24%

Sharpe Ratio

SEZL

0.46

Winner

UCB

0.65

5Y Beta

SEZL

2.82

Winner

UCB

1.06

Industry

SEZL

Credit Services

UCB

Banks - Regional

P/E Ratio

SEZL

27.60

Winner

UCB

12.04

Forward P/E

SEZL

19.19

Winner

UCB

12.53

PEG Ratio

SEZL

0.72

Winner

UCB

0.42

Dividend Yield

SEZL

N/A

UCB

2.93%

5Y Dividends CAGR

SEZL

N/A

UCB

6.21%

5Y EPS CAGR

SEZL

N/A

UCB

3.24%

Debt to Equity

Winner

SEZL

0.00%

UCB

3.30%

Free Cash Flow Yield

SEZL

5.88%

Winner

UCB

7.98%

P/S Ratio

SEZL

8.46

Winner

UCB

3.88

P/B Ratio

SEZL

16.86

Winner

UCB

1.11

SEZL vs UCB - Historical Returns

Returns include dividend reinvestment.

Period	SEZL	UCB
1 month	+33.19%	+5.68%
3 months	+103.25%	+15.70%
6 months	+88.63%	+8.64%
1 year	-5.28%	+22.87%
5 years(CAGR)	N/A	+3.58%
10 years(CAGR)	N/A	+9.00%
Max(CAGR)	+124.81%	-1.26%

Winner

SEZL

+33.19%

UCB

+5.68%

Winner

SEZL

+103.25%

UCB

+15.70%

Winner

SEZL

+88.63%

UCB

+8.64%

SEZL

-5.28%

Winner

UCB

+22.87%

5Y(CAGR)

SEZL

N/A

UCB

+3.58%

10Y(CAGR)

SEZL

N/A

UCB

+9.00%

Max(CAGR)

Winner

SEZL

+124.81%

UCB

-1.26%

SEZL vs UCB - Annual Returns (2002 - 2026)

Returns include dividend reinvestment.

Year	SEZL	UCB
2026	+103.68%	+11.03%
2025	+39.61%	+2.28%
2024	+1095.31%	+14.60%
2023	-74.69%	-10.20%
2022	N/A	-4.05%
2021	N/A	+30.70%
2020	N/A	-4.96%
2019	N/A	+44.66%
2018	N/A	-21.80%
2017	N/A	-3.90%
2016	N/A	+57.61%
2015	N/A	+5.47%
2014	N/A	+8.11%
2013	N/A	+78.21%
2012	N/A	+30.57%
2011	N/A	-28.31%
2010	N/A	-43.97%
2009	N/A	-73.51%
2008	N/A	-10.13%
2007	N/A	-51.25%
2006	N/A	+22.50%
2005	N/A	-1.28%
2004	N/A	+22.82%
2003	N/A	+29.82%
2002	N/A	+11.86%

SEZL vs UCB Drawdown Comparison

The maximum drawdown for SEZL was -89.95%, occurring on Oct 27, 2023. Recovery took 152 trading sessions.

The maximum drawdown for UCB was -95.98%, occurring on Nov 15, 2010. This drawdown has not yet recovered.

The current SEZL drawdown is -27.15%. The current UCB drawdown is -70.39%.

Rank	SEZL	UCB
#1	-89.95% Aug 17, 2023 - Mar 26, 2024	-95.98% Mar 7, 2007 - Nov 15, 2010
#2	-72.02% Jul 3, 2025 - Nov 17, 2025	-26.47% May 20, 2002 - Aug 14, 2003
#3	-62.89% Nov 25, 2024 - May 9, 2025	-24.88% Dec 1, 2004 - Oct 31, 2005
#4	-52.59% Mar 27, 2024 - Jun 6, 2024	-15.10% Mar 28, 2002 - May 14, 2002
#5	-24.22% Jun 6, 2024 - Jul 9, 2024	-13.62% Jun 30, 2004 - Nov 10, 2004
#6	-22.56% Jul 9, 2024 - Aug 8, 2024	-13.31% Nov 10, 2005 - Jun 30, 2006
#7	-16.03% Sep 24, 2024 - Oct 11, 2024	-12.56% Jan 20, 2004 - Apr 2, 2004
#8	-15.64% Oct 18, 2024 - Oct 30, 2024	-10.95% Apr 12, 2004 - Jun 30, 2004
#9	-14.72% Nov 8, 2024 - Nov 21, 2024	-10.92% Aug 3, 2006 - Nov 16, 2006
#10	-12.99% Oct 30, 2024 - Nov 6, 2024	-9.30% Jul 3, 2006 - Jul 28, 2006
#11	-8.36% Sep 5, 2024 - Sep 11, 2024	-9.19% Aug 21, 2003 - Oct 14, 2003
#12	-7.29% Aug 21, 2024 - Aug 27, 2024	-8.04% Feb 7, 2007 - Mar 7, 2007
#13	-7.06% Jun 9, 2025 - Jun 12, 2025	-6.60% Nov 25, 2003 - Dec 29, 2003
#14	-6.51% Jun 30, 2025 - Jul 3, 2025	-6.22% Nov 30, 2006 - Feb 6, 2007
#15	-4.68% Jun 12, 2025 - Jun 16, 2025	-6.20% Aug 14, 2003 - Aug 20, 2003