SEPN vs PGY

Comparison between Septerna Inc (SEPN, Company) and Pagaya Technologies Ltd - Class A (PGY, Company).

SEPN is from the Healthcare sector, while PGY is from the Technology sector.

SEPN vs PGY - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	SEPN(COMPANY)	PGY(COMPANY)
Market Cap	$1.55B	$1.55B
Max Drawdown	81.47%	98.09%
Sharpe Ratio	1.94	0.14
5Y Beta	1.25	2.56
Industry	Biotechnology	Software - Infrastructure
P/E Ratio	-42.93	20.71
Forward P/E	107.53	6.32
PEG Ratio	N/A	0.05
Debt to Equity	0.00%	0.00%
Free Cash Flow Yield	6.88%	15.08%
P/S Ratio	21.59	1.17
P/B Ratio	4.13	2.86

Market Cap

Winner

SEPN

$1.55B

PGY

$1.55B

Max Drawdown

Winner

SEPN

81.47%

PGY

98.09%

Sharpe Ratio

Winner

SEPN

1.94

PGY

0.14

5Y Beta

Winner

SEPN

1.25

PGY

2.56

Industry

SEPN

Biotechnology

PGY

Software - Infrastructure

P/E Ratio

Winner

SEPN

-42.93

PGY

20.71

Forward P/E

SEPN

107.53

Winner

PGY

6.32

PEG Ratio

SEPN

N/A

PGY

0.05

Debt to Equity

SEPN

0.00%

PGY

0.00%

Free Cash Flow Yield

SEPN

6.88%

Winner

PGY

15.08%

P/S Ratio

SEPN

21.59

Winner

PGY

1.17

P/B Ratio

SEPN

4.13

Winner

PGY

2.86

SEPN vs PGY - Historical Returns

Returns include dividend reinvestment.

Period	SEPN	PGY
1 month	+17.82%	+20.03%
3 months	+44.24%	+51.20%
6 months	+35.67%	-24.43%
1 year	+230.23%	-18.16%
5 years(CAGR)	N/A	-28.96%
Max(CAGR)	+35.48%	-28.96%

SEPN

+17.82%

Winner

PGY

+20.03%

SEPN

+44.24%

Winner

PGY

+51.20%

Winner

SEPN

+35.67%

PGY

-24.43%

Winner

SEPN

+230.23%

PGY

-18.16%

5Y(CAGR)

SEPN

N/A

PGY

-28.96%

Max(CAGR)

Winner

SEPN

+35.48%

PGY

-28.96%

SEPN vs PGY - Annual Returns (2022 - 2026)

Returns include dividend reinvestment.

Year	SEPN	PGY
2026	+28.06%	-17.68%
2025	+30.59%	+117.03%
2024	+7.01%	-40.45%
2023	N/A	+25.45%
2022	N/A	-79.61%

SEPN vs PGY Drawdown Comparison

The maximum drawdown for SEPN was -81.47%, occurring on Apr 1, 2025. Recovery took 230 trading sessions.

The maximum drawdown for PGY was -98.09%, occurring on Dec 19, 2022. This drawdown has not yet recovered.

The current SEPN drawdown is -4.04%. The current PGY drawdown is -94.90%.

Rank	SEPN	PGY
#1	-81.47% Dec 23, 2024 - Nov 24, 2025	-98.09% Aug 2, 2022 - Dec 19, 2022
#2	-25.18% Feb 24, 2026 - May 28, 2026	-58.39% Jun 23, 2022 - Jul 20, 2022
#3	-21.10% Dec 19, 2025 - Feb 17, 2026	-18.21% Jul 27, 2022 - Jul 29, 2022
#4	-16.77% Dec 4, 2024 - Dec 23, 2024	-17.42% Jul 22, 2022 - Jul 26, 2022
#5	-16.19% Nov 7, 2024 - Dec 4, 2024	-13.71% Jul 20, 2022 - Jul 22, 2022
#6	-13.97% Nov 26, 2025 - Dec 19, 2025	N/A
#7	-10.63% Feb 17, 2026 - Feb 24, 2026	N/A
#8	-10.36% Jun 26, 2026 - Jul 6, 2026	N/A
#9	-6.45% Oct 25, 2024 - Oct 31, 2024	N/A
#10	-5.55% Jun 23, 2026 - Jun 26, 2026	N/A
#11	-4.76% Oct 31, 2024 - Nov 4, 2024	N/A
#12	-3.65% Jun 18, 2026 - Jun 23, 2026	N/A
#13	-3.57% May 28, 2026 - Jun 4, 2026	N/A
#14	-3.45% Nov 4, 2024 - Nov 6, 2024	N/A
#15	-3.06% Jun 4, 2026 - Jun 11, 2026	N/A