SCHY vs FNCL

Comparison between SCHWAB INTERNATIONAL DIVIDEND EQUITY ETF (SCHY, ETF) and FIDELITY MSCI FINANCIALS INDEX ETF (FNCL, ETF).

5-Year PerformanceSCHY has outperformed FNCL, delivering a return of +8.7% compared to +8.7%

SCHY vs FNCL - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	SCHY(ETF)	FNCL(ETF)
Net Assets	$2.20B	$2.20B
Expense Ratio	0.08%	0.08%
Max Drawdown	25.42%	44.96%
Sharpe Ratio	1.83	0.25
5Y Beta	0.40	0.86
P/E Ratio	N/A	16.09
Forward P/E	N/A	13.88
5Y Dividends CAGR	N/A	5.38%
5Y EPS CAGR	N/A	11.67%
P/S Ratio	N/A	2.98
P/B Ratio	N/A	2.10

Net Assets

SCHY

$2.20B

FNCL

$2.20B

Expense Ratio

SCHY

0.08%

FNCL

0.08%

Max Drawdown

Winner

SCHY

25.42%

FNCL

44.96%

Sharpe Ratio

Winner

SCHY

1.83

FNCL

0.25

5Y Beta

Winner

SCHY

0.40

FNCL

0.86

P/E Ratio

SCHY

N/A

FNCL

16.09

Forward P/E

SCHY

N/A

FNCL

13.88

5Y Dividends CAGR

SCHY

N/A

FNCL

5.38%

5Y EPS CAGR

SCHY

N/A

FNCL

11.67%

P/S Ratio

SCHY

N/A

FNCL

2.98

P/B Ratio

SCHY

N/A

FNCL

2.10

SCHY vs FNCL - Historical Returns

Returns include dividend reinvestment.

Period	SCHY	FNCL
1 month	-0.95%	+0.91%
3 months	-2.52%	-2.55%
6 months	+12.53%	-2.21%
1 year	+28.22%	+3.92%
5 years(CAGR)	+8.74%	+8.74%
10 years(CAGR)	N/A	+12.49%
Max(CAGR)	+9.05%	+11.21%

SCHY

-0.95%

Winner

FNCL

+0.91%

Winner

SCHY

-2.52%

FNCL

-2.55%

Winner

SCHY

+12.53%

FNCL

-2.21%

Winner

SCHY

+28.22%

FNCL

+3.92%

5Y(CAGR)

Winner

SCHY

+8.74%

FNCL

+8.74%

10Y(CAGR)

SCHY

N/A

FNCL

+12.49%

Max(CAGR)

SCHY

+9.05%

Winner

FNCL

+11.21%

SCHY vs FNCL - Annual Returns (2013 - 2026)

Returns include dividend reinvestment.

Year	SCHY	FNCL
2026	+8.28%	-5.85%
2025	+33.82%	+15.27%
2024	-1.25%	+30.29%
2023	+13.76%	+13.75%
2022	-9.80%	-13.26%
2021	+4.08%	+36.91%
2020	N/A	-2.92%
2019	N/A	+30.72%
2018	N/A	-13.32%
2017	N/A	+18.99%
2016	N/A	+27.37%
2015	N/A	-0.62%
2014	N/A	+14.62%
2013	N/A	+4.82%

SCHY vs FNCL Drawdown Comparison

The maximum drawdown for SCHY was -24.03%, occurring on Sep 27, 2022. Recovery took 471 trading sessions.

The maximum drawdown for FNCL was -44.36%, occurring on Mar 23, 2020. Recovery took 226 trading sessions.

The current SCHY drawdown is -4.13%. The current FNCL drawdown is -8.40%.

Rank	SCHY	FNCL
#1	-24.03% Feb 9, 2022 - Dec 26, 2023	-44.36% Feb 14, 2020 - Jan 7, 2021
#2	-12.16% Sep 26, 2024 - Apr 22, 2025	-25.68% Jan 12, 2022 - Feb 23, 2024
#3	-9.11% Feb 27, 2026 - Mar 20, 2026	-24.26% Jan 26, 2018 - Nov 1, 2019
#4	-7.47% Jun 14, 2021 - Jan 12, 2022	-20.91% Jul 22, 2015 - Aug 30, 2016
#5	-5.26% Jan 12, 2024 - May 13, 2024	-17.29% Feb 18, 2025 - Jun 30, 2025
#6	-4.53% May 17, 2024 - Jul 12, 2024	-14.78% Jan 6, 2026 - Mar 27, 2026
#7	-3.52% Jul 31, 2024 - Aug 15, 2024	-8.60% Mar 1, 2017 - Jul 25, 2017
#8	-3.48% Jul 23, 2025 - Aug 12, 2025	-8.18% Jun 4, 2021 - Aug 10, 2021
#9	-2.90% Nov 12, 2025 - Nov 26, 2025	-7.93% Nov 29, 2024 - Jan 27, 2025
#10	-2.86% Jan 14, 2022 - Feb 9, 2022	-7.82% Jan 14, 2021 - Feb 9, 2021
#11	-2.80% Aug 22, 2025 - Oct 17, 2025	-7.66% Nov 3, 2021 - Jan 7, 2022
#12	-2.73% Jun 12, 2025 - Jul 2, 2025	-7.10% Jul 30, 2024 - Aug 23, 2024
#13	-2.33% May 10, 2021 - May 17, 2021	-6.78% Dec 29, 2014 - Mar 20, 2015
#14	-1.95% May 6, 2025 - May 19, 2025	-6.68% Jan 15, 2014 - Mar 5, 2014
#15	-1.89% Oct 28, 2025 - Nov 10, 2025	-6.40% Sep 18, 2014 - Oct 30, 2014

Correlation

Correlation between SCHY and FNCL is 0.86 which considered as a strong positive correlation - the stocks tend to move together.

0.86

-101

Dividend Comparison (2013 - 2026)

SCHY vs FNCL dividend yield comparison.

Year	SCHY	FNCL
2026	0.56%	0.55%
2025	3.55%	1.45%
2024	4.64%	1.52%
2023	3.97%	1.91%
2022	3.67%	2.29%
2021	1.73%	1.75%
2020	0.00%	2.26%
2019	0.00%	2.17%
2018	0.00%	2.37%
2017	0.00%	1.60%
2016	0.00%	1.81%
2015	0.00%	2.17%
2014	0.00%	1.77%
2013	0.00%	0.43%