SCHY vs MHD

Comparison between SCHWAB INTERNATIONAL DIVIDEND EQUITY ETF (SCHY, ETF) and BlackRock MuniHoldings Fund Inc (MHD, ETF).

5-Year PerformanceSCHY has outperformed MHD, delivering a return of +8.7% compared to -1.7%

SCHY vs MHD - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	SCHY(ETF)	MHD(ETF)
Net Assets	$2.20B	$2.20B
Expense Ratio	0.08%	N/A
Max Drawdown	25.42%	52.64%
Sharpe Ratio	1.83	0.76
5Y Beta	0.40	0.20
5Y Dividends CAGR	N/A	1.25%

Net Assets

SCHY

$2.20B

MHD

$2.20B

Expense Ratio

SCHY

0.08%

MHD

N/A

Max Drawdown

Winner

SCHY

25.42%

MHD

52.64%

Sharpe Ratio

Winner

SCHY

1.83

MHD

0.76

5Y Beta

SCHY

0.40

Winner

MHD

0.20

5Y Dividends CAGR

SCHY

N/A

MHD

1.25%

SCHY vs MHD - Historical Returns

Returns include dividend reinvestment.

Period	SCHY	MHD
1 month	-0.95%	+1.28%
3 months	-2.52%	+1.88%
6 months	+12.53%	+3.34%
1 year	+28.22%	+9.70%
5 years(CAGR)	+8.74%	-1.72%
10 years(CAGR)	N/A	+0.79%
Max(CAGR)	+9.05%	+5.78%

SCHY

-0.95%

Winner

MHD

+1.28%

SCHY

-2.52%

Winner

MHD

+1.88%

Winner

SCHY

+12.53%

MHD

+3.34%

Winner

SCHY

+28.22%

MHD

+9.70%

5Y(CAGR)

Winner

SCHY

+8.74%

MHD

-1.72%

10Y(CAGR)

SCHY

N/A

MHD

+0.79%

Max(CAGR)

Winner

SCHY

+9.05%

MHD

+5.78%

SCHY vs MHD - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	SCHY	MHD
2026	+8.28%	+2.90%
2025	+33.82%	+5.29%
2024	-1.25%	+3.21%
2023	+13.76%	+3.58%
2022	-9.80%	-23.27%
2021	+4.08%	+8.34%
2020	N/A	-0.26%
2019	N/A	+18.83%
2018	N/A	-5.10%
2017	N/A	+7.94%
2016	N/A	-0.22%
2015	N/A	+6.02%
2014	N/A	+26.00%
2013	N/A	-18.16%
2012	N/A	+19.47%
2011	N/A	+18.49%
2010	N/A	+11.41%
2009	N/A	+51.01%
2008	N/A	-26.35%
2007	N/A	-9.29%
2006	N/A	+8.54%
2005	N/A	+10.98%
2004	N/A	+11.87%
2003	N/A	+20.01%
2002	N/A	+6.02%
2001	N/A	+23.87%
2000	N/A	-7.41%
1999	N/A	-0.92%

SCHY vs MHD Drawdown Comparison

The maximum drawdown for SCHY was -24.03%, occurring on Sep 27, 2022. Recovery took 471 trading sessions.

The maximum drawdown for MHD was -45.88%, occurring on Dec 16, 2008. Recovery took 394 trading sessions.

The current SCHY drawdown is -4.13%. The current MHD drawdown is -13.40%.

Rank	SCHY	MHD
#1	-24.03% Feb 9, 2022 - Dec 26, 2023	-45.88% Feb 12, 2008 - Sep 3, 2009
#2	-12.16% Sep 26, 2024 - Apr 22, 2025	-36.66% Dec 20, 2021 - Oct 25, 2023
#3	-9.11% Feb 27, 2026 - Mar 20, 2026	-31.31% Feb 24, 2020 - May 24, 2021
#4	-7.47% Jun 14, 2021 - Jan 12, 2022	-24.35% Feb 11, 2013 - Jan 6, 2015
#5	-5.26% Jan 12, 2024 - May 13, 2024	-18.10% Aug 3, 2017 - May 16, 2019
#6	-4.53% May 17, 2024 - Jul 12, 2024	-17.00% Jul 7, 2000 - Apr 12, 2001
#7	-3.52% Jul 31, 2024 - Aug 15, 2024	-15.77% Jul 1, 2016 - Jul 21, 2017
#8	-3.48% Jul 23, 2025 - Aug 12, 2025	-15.08% Sep 10, 2010 - Sep 6, 2011
#9	-2.90% Nov 12, 2025 - Nov 26, 2025	-14.85% Mar 17, 2004 - Aug 31, 2004
#10	-2.86% Jan 14, 2022 - Feb 9, 2022	-13.53% May 11, 2007 - Feb 8, 2008
#11	-2.80% Aug 22, 2025 - Oct 17, 2025	-10.05% Oct 8, 2001 - Aug 5, 2002
#12	-2.73% Jun 12, 2025 - Jul 2, 2025	-10.05% Feb 3, 2015 - Oct 28, 2015
#13	-2.33% May 10, 2021 - May 17, 2021	-9.89% Nov 2, 1999 - Jun 30, 2000
#14	-1.95% May 6, 2025 - May 19, 2025	-9.42% Jul 1, 2019 - Nov 29, 2019
#15	-1.89% Oct 28, 2025 - Nov 10, 2025	-8.96% Nov 29, 2012 - Jan 11, 2013

Correlation

Correlation between SCHY and MHD is 0.25 which considered as a very weak or no correlation - the stocks move independently of each other.

0.25

-101

Dividend Comparison (2000 - 2026)

SCHY vs MHD dividend yield comparison.

Year	SCHY	MHD
2026	0.56%	2.02%
2025	3.55%	6.08%
2024	4.64%	5.58%
2023	3.97%	3.82%
2022	3.67%	5.63%
2021	1.73%	4.34%
2020	0.00%	4.49%
2019	0.00%	4.62%
2018	0.00%	6.11%
2017	0.00%	5.86%
2016	0.00%	6.16%
2015	0.00%	6.25%
2014	0.00%	6.20%
2013	0.00%	7.66%
2012	0.00%	7.14%
2011	0.00%	6.57%
2010	0.00%	7.69%
2009	0.00%	6.65%
2008	0.00%	8.83%
2007	0.00%	6.57%
2006	0.00%	5.62%
2005	0.00%	6.86%
2004	0.00%	7.22%
2003	0.00%	7.01%
2002	0.00%	6.90%
2001	0.00%	6.24%
2000	0.00%	2.80%