SCHR vs VPL

Comparison between SCHWAB INTERMEDIATE-TERM U.S. TREASURY ETF (SCHR, ETF) and VANGUARD PACIFIC STOCK INDEX FUND ETF SHARES (VPL, ETF).

5-Year PerformanceVPL has outperformed SCHR, delivering a return of +10.4% compared to +0.2%

SCHR vs VPL - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	SCHR(ETF)	VPL(ETF)
Net Assets	$13B	$13B
Expense Ratio	0.03%	0.07%
Max Drawdown	20.13%	57.43%
Sharpe Ratio	0.07	2.25
5Y Beta	-0.01	0.85
5Y Dividends CAGR	21.51%	24.52%

Net Assets

SCHR

$13B

Winner

VPL

$13B

Expense Ratio

Winner

SCHR

0.03%

VPL

0.07%

Max Drawdown

Winner

SCHR

20.13%

VPL

57.43%

Sharpe Ratio

SCHR

0.07

Winner

VPL

2.25

5Y Beta

Winner

SCHR

-0.01

VPL

0.85

5Y Dividends CAGR

SCHR

21.51%

Winner

VPL

24.52%

SCHR vs VPL - Historical Returns

Returns include dividend reinvestment.

Period	SCHR	VPL
1 month	-0.65%	+7.21%
3 months	-1.18%	+5.74%
6 months	-0.19%	+24.52%
1 year	+4.11%	+50.18%
5 years(CAGR)	+0.18%	+10.44%
10 years(CAGR)	+1.25%	+10.40%
Max(CAGR)	+1.92%	+6.68%

SCHR

-0.65%

Winner

VPL

+7.21%

SCHR

-1.18%

Winner

VPL

+5.74%

SCHR

-0.19%

Winner

VPL

+24.52%

SCHR

+4.11%

Winner

VPL

+50.18%

5Y(CAGR)

SCHR

+0.18%

Winner

VPL

+10.44%

10Y(CAGR)

SCHR

+1.25%

Winner

VPL

+10.40%

Max(CAGR)

SCHR

+1.92%

Winner

VPL

+6.68%

SCHR vs VPL - Annual Returns (2005 - 2026)

Returns include dividend reinvestment.

Year	SCHR	VPL
2026	-0.36%	+22.02%
2025	+7.37%	+32.70%
2024	+1.68%	+2.58%
2023	+3.85%	+15.60%
2022	-10.09%	-15.30%
2021	-2.67%	+1.57%
2020	+7.50%	+15.59%
2019	+6.13%	+18.16%
2018	+1.46%	-15.07%
2017	+1.52%	+27.61%
2016	+0.84%	+7.09%
2015	+1.40%	+2.28%
2014	+4.28%	-3.10%
2013	-2.60%	+15.34%
2012	+2.67%	+13.44%
2011	+10.32%	-14.66%
2010	-0.88%	+12.26%
2009	N/A	+19.36%
2008	N/A	-33.59%
2007	N/A	+4.55%
2006	N/A	+9.40%
2005	N/A	+21.13%

SCHR vs VPL Drawdown Comparison

The maximum drawdown for SCHR was -16.11%, occurring on Oct 20, 2022. This drawdown has not yet recovered.

The maximum drawdown for VPL was -55.51%, occurring on Mar 9, 2009. Recovery took 1501 trading sessions.

The current SCHR drawdown is -2.34%. The current VPL drawdown is -2.11%.

Rank	SCHR	VPL
#1	-16.11% Aug 4, 2020 - Oct 20, 2022	-55.51% Oct 31, 2007 - Oct 17, 2013
#2	-5.79% Nov 4, 2010 - Jun 24, 2011	-33.89% Jan 26, 2018 - Nov 9, 2020
#3	-5.38% Jul 5, 2016 - Mar 22, 2019	-31.09% Sep 15, 2021 - Sep 24, 2024
#4	-5.23% May 1, 2013 - Oct 13, 2014	-23.23% Apr 28, 2015 - Feb 15, 2017
#5	-2.68% Feb 2, 2015 - Aug 24, 2015	-19.85% May 9, 2006 - Feb 14, 2007
#6	-2.56% Jan 31, 2012 - May 4, 2012	-16.35% Sep 26, 2024 - May 23, 2025
#7	-2.48% Sep 22, 2011 - Dec 16, 2011	-13.33% Feb 27, 2026 - May 5, 2026
#8	-2.26% Sep 4, 2019 - Jan 27, 2020	-11.50% Jul 30, 2014 - Mar 23, 2015
#9	-2.21% Mar 9, 2020 - Mar 23, 2020	-10.13% Jul 13, 2007 - Sep 28, 2007
#10	-2.14% Oct 14, 2015 - Jan 20, 2016	-9.95% Oct 22, 2013 - Jun 18, 2014
#11	-1.89% Jun 24, 2011 - Jul 13, 2011	-8.53% Mar 11, 2005 - Aug 11, 2005
#12	-1.73% Feb 11, 2016 - Apr 7, 2016	-7.60% Sep 29, 2005 - Dec 1, 2005
#13	-1.56% Jul 24, 2012 - Dec 5, 2012	-6.68% Feb 26, 2007 - May 9, 2007
#14	-1.44% Dec 6, 2012 - Apr 4, 2013	-5.64% Nov 12, 2025 - Dec 23, 2025
#15	-1.43% Aug 31, 2010 - Sep 22, 2010	-5.54% Jan 11, 2006 - Jan 31, 2006

Correlation

Correlation between SCHR and VPL is 0.79 which considered as a strong positive correlation - the stocks tend to move together.

0.79

-101

Dividend Comparison (2005 - 2026)

SCHR vs VPL dividend yield comparison.

Year	SCHR	VPL
2026	1.31%	0.00%
2025	3.85%	4.01%
2024	3.77%	3.15%
2023	3.16%	3.12%
2022	2.02%	2.75%
2021	1.00%	3.19%
2020	1.62%	1.81%
2019	2.31%	2.84%
2018	2.11%	3.06%
2017	1.65%	2.57%
2016	1.46%	2.65%
2015	1.56%	2.43%
2014	1.44%	2.69%
2013	1.07%	2.49%
2012	1.07%	3.23%
2011	1.53%	3.33%
2010	0.57%	3.93%
2009	0.00%	2.77%
2008	0.00%	1.88%
2007	0.00%	2.46%
2006	0.00%	2.22%
2005	0.00%	1.53%