RNG vs PLMR

Comparison between RingCentral Inc - Class A (RNG, Company) and Palomar Holdings Inc (PLMR, Company).

RNG is from the Technology sector, while PLMR is from the Financial Services sector.

5-Year PerformancePLMR has outperformed RNG, delivering a return of +9.0% compared to -34.7%

RNG vs PLMR - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	RNG(COMPANY)	PLMR(COMPANY)
Market Cap	$2.96B	$2.96B
Max Drawdown	95.15%	62.86%
Sharpe Ratio	0.71	-0.73
5Y Beta	1.24	0.61
Industry	Software - Application	Insurance - Property & Casualty
P/E Ratio	59.52	15.06
Forward P/E	7.15	N/A
PEG Ratio	0.19	0.33
Dividend Yield	0.22%	N/A
5Y EPS CAGR	N/A	76.37%
Debt to Equity	-197.87%	31.01%
Free Cash Flow Yield	20.26%	12.45%
P/S Ratio	1.15	3.02
P/B Ratio	96.68	3.09

Market Cap

Winner

RNG

$2.96B

PLMR

$2.96B

Max Drawdown

RNG

95.15%

Winner

PLMR

62.86%

Sharpe Ratio

Winner

RNG

0.71

PLMR

-0.73

5Y Beta

RNG

1.24

Winner

PLMR

0.61

Industry

RNG

Software - Application

PLMR

Insurance - Property & Casualty

P/E Ratio

RNG

59.52

Winner

PLMR

15.06

Forward P/E

RNG

7.15

PLMR

N/A

PEG Ratio

Winner

RNG

0.19

PLMR

0.33

Dividend Yield

RNG

0.22%

PLMR

N/A

5Y EPS CAGR

RNG

N/A

PLMR

76.37%

Debt to Equity

Winner

RNG

-197.87%

PLMR

31.01%

Free Cash Flow Yield

Winner

RNG

20.26%

PLMR

12.45%

P/S Ratio

Winner

RNG

1.15

PLMR

3.02

P/B Ratio

RNG

96.68

Winner

PLMR

3.09

RNG vs PLMR - Historical Returns

Returns include dividend reinvestment.

Period	RNG	PLMR
1 month	-17.53%	+4.43%
3 months	-2.18%	-2.53%
6 months	+22.94%	-12.58%
1 year	+31.14%	-25.69%
5 years(CAGR)	-34.70%	+8.96%
10 years(CAGR)	+6.04%	N/A
Max(CAGR)	+5.49%	+29.08%

RNG

-17.53%

Winner

PLMR

+4.43%

Winner

RNG

-2.18%

PLMR

-2.53%

Winner

RNG

+22.94%

PLMR

-12.58%

Winner

RNG

+31.14%

PLMR

-25.69%

5Y(CAGR)

RNG

-34.70%

Winner

PLMR

+8.96%

10Y(CAGR)

RNG

+6.04%

PLMR

N/A

Max(CAGR)

RNG

+5.49%

Winner

PLMR

+29.08%

RNG vs PLMR - Annual Returns (2013 - 2026)

Returns include dividend reinvestment.

Year	RNG	PLMR
2026	+30.38%	-9.79%
2025	-17.08%	+29.11%
2024	+7.52%	+86.32%
2023	-1.82%	+18.39%
2022	-81.60%	-28.10%
2021	-50.98%	-26.66%
2020	+118.82%	+83.44%
2019	+108.29%	+165.88%
2018	+72.47%	N/A
2017	+126.70%	N/A
2016	-9.49%	N/A
2015	+60.08%	N/A
2014	-16.37%	N/A
2013	+0.93%	N/A

RNG vs PLMR Drawdown Comparison

The maximum drawdown for RNG was -95.15%, occurring on Apr 8, 2025. This drawdown has not yet recovered.

The maximum drawdown for PLMR was -62.86%, occurring on Dec 28, 2022. Recovery took 1117 trading sessions.

The current RNG drawdown is -91.89%. The current PLMR drawdown is -32.31%.

Rank	RNG	PLMR
#1	-95.15% Feb 12, 2021 - Apr 8, 2025	-62.86% Sep 2, 2020 - Feb 13, 2025
#2	-56.76% Feb 27, 2014 - Dec 4, 2015	-42.27% Jun 2, 2025 - Jun 3, 2026
#3	-44.15% Feb 19, 2020 - Apr 20, 2020	-31.75% Feb 20, 2020 - Apr 20, 2020
#4	-43.54% Dec 16, 2015 - Feb 21, 2017	-15.09% Apr 20, 2020 - May 19, 2020
#5	-28.90% Sep 12, 2018 - Feb 7, 2019	-13.53% Dec 20, 2019 - Feb 10, 2020
#6	-18.81% Sep 1, 2020 - Dec 2, 2020	-12.44% Oct 22, 2019 - Nov 18, 2019
#7	-17.81% Oct 31, 2013 - Feb 7, 2014	-11.52% Jul 8, 2020 - Jul 31, 2020
#8	-15.74% Oct 15, 2019 - Jan 6, 2020	-11.01% Aug 19, 2019 - Sep 20, 2019
#9	-15.31% Jun 18, 2018 - Jul 17, 2018	-9.16% Apr 3, 2025 - Apr 9, 2025
#10	-15.08% Aug 26, 2019 - Oct 4, 2019	-7.92% Nov 29, 2019 - Dec 20, 2019
#11	-14.97% Jul 9, 2020 - Aug 3, 2020	-6.76% Jun 17, 2020 - Jun 30, 2020
#12	-13.83% Apr 20, 2020 - May 7, 2020	-6.66% Apr 15, 2025 - May 5, 2025
#13	-13.08% Aug 3, 2020 - Sep 1, 2020	-6.39% Sep 23, 2019 - Sep 30, 2019
#14	-12.16% May 15, 2020 - Jun 22, 2020	-6.18% Feb 14, 2025 - Feb 28, 2025
#15	-11.38% Nov 28, 2017 - Jan 11, 2018	-6.04% Jun 18, 2019 - Jul 10, 2019