PLMR vs PFS

Comparison between Palomar Holdings Inc (PLMR, Company) and Provident Financial Services Inc (PFS, Company).

Both PLMR and PFS are from the Financial Services sector.

5-Year PerformancePLMR has outperformed PFS, delivering a return of +8.5% compared to +2.3%

PLMR vs PFS - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	PLMR(COMPANY)	PFS(COMPANY)
Market Cap	$2.90B	$2.89B
Max Drawdown	62.86%	66.53%
Sharpe Ratio	-1.01	1.28
5Y Beta	0.67	0.96
Industry	Insurance - Property & Casualty	Banks - Regional
P/E Ratio	14.76	9.44
Forward P/E	N/A	9.43
PEG Ratio	0.33	0.09
Dividend Yield	N/A	4.35%
5Y Dividends CAGR	N/A	5.46%
5Y EPS CAGR	76.37%	6.54%
Debt to Equity	31.01%	0.00%
Free Cash Flow Yield	12.71%	14.69%

Market Cap

Winner

PLMR

$2.90B

PFS

$2.89B

Max Drawdown

Winner

PLMR

62.86%

PFS

66.53%

Sharpe Ratio

PLMR

-1.01

Winner

PFS

1.28

5Y Beta

Winner

PLMR

0.67

PFS

0.96

Industry

PLMR

Insurance - Property & Casualty

PFS

Banks - Regional

P/E Ratio

PLMR

14.76

Winner

PFS

9.44

Forward P/E

PLMR

N/A

PFS

9.43

PEG Ratio

PLMR

0.33

Winner

PFS

0.09

Dividend Yield

PLMR

N/A

PFS

4.35%

5Y Dividends CAGR

PLMR

N/A

PFS

5.46%

5Y EPS CAGR

Winner

PLMR

76.37%

PFS

6.54%

Debt to Equity

PLMR

31.01%

Winner

PFS

0.00%

Free Cash Flow Yield

PLMR

12.71%

Winner

PFS

14.69%

PLMR vs PFS - Historical Returns

Returns include dividend reinvestment.

Period	PLMR	PFS
1 month	-13.76%	-2.53%
3 months	-11.38%	+6.50%
6 months	-11.74%	+18.05%
1 year	-32.51%	+40.02%
5 years(CAGR)	+8.47%	+2.34%
10 years(CAGR)	N/A	+5.59%
Max(CAGR)	+27.95%	+5.34%

PLMR

-13.76%

Winner

PFS

-2.53%

PLMR

-11.38%

Winner

PFS

+6.50%

PLMR

-11.74%

Winner

PFS

+18.05%

PLMR

-32.51%

Winner

PFS

+40.02%

5Y(CAGR)

Winner

PLMR

+8.47%

PFS

+2.34%

10Y(CAGR)

PLMR

N/A

PFS

+5.59%

Max(CAGR)

Winner

PLMR

+27.95%

PFS

+5.34%

PLMR vs PFS - Annual Returns (2003 - 2026)

Returns include dividend reinvestment.

Year	PLMR	PFS
2026	-16.83%	+14.64%
2025	+29.11%	+11.85%
2024	+86.32%	+10.06%
2023	+18.39%	-11.24%
2022	-28.10%	-9.44%
2021	-26.66%	+40.97%
2020	+83.44%	-21.87%
2019	+165.88%	+5.27%
2018	N/A	-7.90%
2017	N/A	-2.10%
2016	N/A	+50.94%
2015	N/A	+17.57%
2014	N/A	-1.83%
2013	N/A	+29.41%
2012	N/A	+13.64%
2011	N/A	-10.35%
2010	N/A	+46.12%
2009	N/A	-25.84%
2008	N/A	+11.54%
2007	N/A	-18.95%
2006	N/A	+0.03%
2005	N/A	-1.54%
2004	N/A	+4.06%
2003	N/A	+22.81%

PLMR vs PFS Drawdown Comparison

The maximum drawdown for PLMR was -62.86%, occurring on Dec 28, 2022. Recovery took 1117 trading sessions.

The maximum drawdown for PFS was -64.08%, occurring on Mar 18, 2020. Recovery took 739 trading sessions.

The current PLMR drawdown is -37.59%. The current PFS drawdown is -4.83%.

Rank	PLMR	PFS
#1	-62.86% Sep 2, 2020 - Feb 13, 2025	-64.08% Jun 6, 2018 - May 13, 2021
#2	-38.43% Jun 2, 2025 - May 13, 2026	-58.74% Sep 19, 2008 - Jul 5, 2013
#3	-31.75% Feb 20, 2020 - Apr 20, 2020	-43.64% Aug 18, 2022 - Jan 28, 2026
#4	-15.09% Apr 20, 2020 - May 19, 2020	-38.89% Dec 2, 2003 - Sep 19, 2008
#5	-13.53% Dec 20, 2019 - Feb 10, 2020	-18.00% May 17, 2021 - Nov 1, 2021
#6	-12.44% Oct 22, 2019 - Nov 18, 2019	-17.46% Dec 27, 2016 - Oct 27, 2017
#7	-11.52% Jul 8, 2020 - Jul 31, 2020	-16.51% Dec 23, 2013 - Mar 23, 2015
#8	-11.01% Aug 19, 2019 - Sep 20, 2019	-15.56% Jan 7, 2022 - Aug 16, 2022
#9	-9.16% Apr 3, 2025 - Apr 9, 2025	-14.65% Oct 28, 2015 - Aug 5, 2016
#10	-7.92% Nov 29, 2019 - Dec 20, 2019	-14.50% Feb 6, 2026 - Mar 18, 2026
#11	-6.76% Jun 17, 2020 - Jun 30, 2020	-12.31% Nov 29, 2017 - May 30, 2018
#12	-6.66% Apr 15, 2025 - May 5, 2025	-10.83% Aug 1, 2013 - Oct 25, 2013
#13	-6.39% Sep 23, 2019 - Sep 30, 2019	-8.92% Oct 27, 2017 - Nov 29, 2017
#14	-6.18% Feb 14, 2025 - Feb 28, 2025	-8.82% Nov 11, 2021 - Jan 6, 2022
#15	-6.04% Jun 18, 2019 - Jul 10, 2019	-8.29% Sep 2, 2003 - Nov 28, 2003