PLMR vs HTGC

Comparison between Palomar Holdings Inc (PLMR, Company) and Hercules Capital Inc (HTGC, Company).

Both PLMR and HTGC are from the Financial Services sector.

5-Year PerformanceHTGC has outperformed PLMR, delivering a return of +9.5% compared to +8.5%

PLMR vs HTGC - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	PLMR(COMPANY)	HTGC(COMPANY)
Market Cap	$2.90B	$2.90B
Max Drawdown	62.86%	75.85%
Sharpe Ratio	-1.01	-0.07
5Y Beta	0.67	0.78
Industry	Insurance - Property & Casualty	Asset Management
P/E Ratio	14.76	8.54
Forward P/E	N/A	8.73
PEG Ratio	0.33	0.23
Dividend Yield	N/A	10.40%
5Y Dividends CAGR	N/A	4.97%
5Y EPS CAGR	76.37%	N/A
Debt to Equity	31.01%	114.01%
Free Cash Flow Yield	12.71%	-14.95%

Market Cap

PLMR

$2.90B

Winner

HTGC

$2.90B

Max Drawdown

Winner

PLMR

62.86%

HTGC

75.85%

Sharpe Ratio

PLMR

-1.01

Winner

HTGC

-0.07

5Y Beta

Winner

PLMR

0.67

HTGC

0.78

Industry

PLMR

Insurance - Property & Casualty

HTGC

Asset Management

P/E Ratio

PLMR

14.76

Winner

HTGC

8.54

Forward P/E

PLMR

N/A

HTGC

8.73

PEG Ratio

PLMR

0.33

Winner

HTGC

0.23

Dividend Yield

PLMR

N/A

HTGC

10.40%

5Y Dividends CAGR

PLMR

N/A

HTGC

4.97%

5Y EPS CAGR

PLMR

76.37%

HTGC

N/A

Debt to Equity

Winner

PLMR

31.01%

HTGC

114.01%

Free Cash Flow Yield

Winner

PLMR

12.71%

HTGC

-14.95%

PLMR vs HTGC - Historical Returns

Returns include dividend reinvestment.

Period	PLMR	HTGC
1 month	-13.76%	+1.07%
3 months	-11.38%	+11.32%
6 months	-11.74%	-9.39%
1 year	-32.51%	-2.82%
5 years(CAGR)	+8.47%	+9.45%
10 years(CAGR)	N/A	+13.41%
Max(CAGR)	+27.95%	+11.60%

PLMR

-13.76%

Winner

HTGC

+1.07%

PLMR

-11.38%

Winner

HTGC

+11.32%

PLMR

-11.74%

Winner

HTGC

-9.39%

PLMR

-32.51%

Winner

HTGC

-2.82%

5Y(CAGR)

PLMR

+8.47%

Winner

HTGC

+9.45%

10Y(CAGR)

PLMR

N/A

HTGC

+13.41%

Max(CAGR)

Winner

PLMR

+27.95%

HTGC

+11.60%

PLMR vs HTGC - Annual Returns (2005 - 2026)

Returns include dividend reinvestment.

Year	PLMR	HTGC
2026	-16.83%	-13.52%
2025	+29.11%	+1.96%
2024	+86.32%	+32.98%
2023	+18.39%	+41.90%
2022	-28.10%	-10.44%
2021	-26.66%	+28.51%
2020	+83.44%	+14.66%
2019	+165.88%	+37.73%
2018	N/A	-7.89%
2017	N/A	-0.02%
2016	N/A	+27.29%
2015	N/A	-10.92%
2014	N/A	-0.53%
2013	N/A	+57.57%
2012	N/A	+26.44%
2011	N/A	-3.48%
2010	N/A	+4.16%
2009	N/A	+53.21%
2008	N/A	-22.46%
2007	N/A	-4.17%
2006	N/A	+35.73%
2005	N/A	-7.27%

PLMR vs HTGC Drawdown Comparison

The maximum drawdown for PLMR was -62.86%, occurring on Dec 28, 2022. Recovery took 1117 trading sessions.

The maximum drawdown for HTGC was -68.28%, occurring on Mar 5, 2009. Recovery took 599 trading sessions.

The current PLMR drawdown is -37.59%. The current HTGC drawdown is -18.14%.

Rank	PLMR	HTGC
#1	-62.86% Sep 2, 2020 - Feb 13, 2025	-68.28% May 23, 2007 - Oct 7, 2009
#2	-38.43% Jun 2, 2025 - May 13, 2026	-57.47% Feb 21, 2020 - Dec 23, 2020
#3	-31.75% Feb 20, 2020 - Apr 20, 2020	-36.10% Apr 20, 2022 - Jul 18, 2023
#4	-15.09% Apr 20, 2020 - May 19, 2020	-33.89% Jul 28, 2014 - Aug 9, 2016
#5	-13.53% Dec 20, 2019 - Feb 10, 2020	-28.12% Feb 19, 2025 - Mar 27, 2026
#6	-12.44% Oct 22, 2019 - Nov 18, 2019	-27.93% Aug 12, 2005 - Sep 29, 2006
#7	-11.52% Jul 8, 2020 - Jul 31, 2020	-24.45% Apr 6, 2011 - Feb 3, 2012
#8	-11.01% Aug 19, 2019 - Sep 20, 2019	-23.46% Apr 23, 2010 - Jan 5, 2011
#9	-9.16% Apr 3, 2025 - Apr 9, 2025	-19.98% Aug 22, 2018 - Feb 22, 2019
#10	-7.92% Nov 29, 2019 - Dec 20, 2019	-19.09% Nov 27, 2013 - Jul 2, 2014
#11	-6.76% Jun 17, 2020 - Jun 30, 2020	-18.82% Apr 26, 2017 - Aug 15, 2018
#12	-6.66% Apr 15, 2025 - May 5, 2025	-18.27% Jul 30, 2024 - Jan 16, 2025
#13	-6.39% Sep 23, 2019 - Sep 30, 2019	-17.31% Jan 19, 2010 - Apr 6, 2010
#14	-6.18% Feb 14, 2025 - Feb 28, 2025	-15.09% Oct 19, 2009 - Jan 4, 2010
#15	-6.04% Jun 18, 2019 - Jul 10, 2019	-13.80% Aug 7, 2023 - Jan 4, 2024