RM vs TCI

Comparison between Regional Management Corp (RM, Company) and Transcontinental Realty Investors Inc (TCI, Company).

RM is from the Financial Services sector, while TCI is from the Real Estate sector.

5-Year PerformanceTCI has outperformed RM, delivering a return of +5.0% compared to -2.2%

RM vs TCI - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	RM(COMPANY)	TCI(COMPANY)
Market Cap	$339M	$338M
Max Drawdown	71.80%	92.97%
Sharpe Ratio	0.84	0.17
5Y Beta	1.16	0.67
Industry	Credit Services	Real Estate Services
P/E Ratio	7.18	36.19
Forward P/E	6.52	19.68
PEG Ratio	0.13	2.02
Dividend Yield	3.30%	N/A
5Y Dividends CAGR	30.26%	N/A
5Y EPS CAGR	-2.62%	-17.62%
Debt to Equity	429.52%	25.02%
Free Cash Flow Yield	94.91%	0.47%
P/S Ratio	0.52	6.66
P/B Ratio	0.87	0.39

Market Cap

Winner

$339M

TCI

$338M

Max Drawdown

Winner

71.80%

TCI

92.97%

Sharpe Ratio

Winner

0.84

TCI

0.17

5Y Beta

1.16

Winner

TCI

0.67

Industry

Credit Services

TCI

Real Estate Services

P/E Ratio

Winner

7.18

TCI

36.19

Forward P/E

Winner

6.52

TCI

19.68

PEG Ratio

Winner

0.13

TCI

2.02

Dividend Yield

3.30%

TCI

N/A

5Y Dividends CAGR

30.26%

TCI

N/A

5Y EPS CAGR

Winner

-2.62%

TCI

-17.62%

Debt to Equity

429.52%

Winner

TCI

25.02%

Free Cash Flow Yield

Winner

94.91%

TCI

0.47%

P/S Ratio

Winner

0.52

TCI

6.66

P/B Ratio

0.87

Winner

TCI

0.39

RM vs TCI - Historical Returns

Returns include dividend reinvestment.

Period	RM	TCI
1 month	+9.57%	+18.18%
3 months	+19.25%	+18.15%
6 months	-5.56%	-16.93%
1 year	+32.62%	+4.72%
5 years(CAGR)	-2.19%	+4.99%
10 years(CAGR)	+11.17%	+15.84%
Max(CAGR)	+7.41%	+4.90%

+9.57%

Winner

TCI

+18.18%

Winner

+19.25%

TCI

+18.15%

Winner

-5.56%

TCI

-16.93%

Winner

+32.62%

TCI

+4.72%

5Y(CAGR)

-2.19%

Winner

TCI

+4.99%

10Y(CAGR)

+11.17%

Winner

TCI

+15.84%

Max(CAGR)

Winner

+7.41%

TCI

+4.90%

RM vs TCI - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	RM	TCI
2026	-3.53%	-29.60%
2025	+20.12%	+95.07%
2024	+33.92%	-16.05%
2023	-9.40%	-21.11%
2022	-49.56%	+10.62%
2021	+104.86%	+64.42%
2020	+0.26%	-39.45%
2019	+24.55%	+42.43%
2018	-8.66%	-12.13%
2017	-1.68%	+155.67%
2016	+78.17%	+19.23%
2015	+0.59%	+0.00%
2014	-52.00%	+14.19%
2013	+102.81%	+117.51%
2012	+0.61%	+145.20%
2011	N/A	-75.78%
2010	N/A	-43.61%
2009	N/A	+1.36%
2008	N/A	-26.66%
2007	N/A	+18.47%
2006	N/A	-16.52%
2005	N/A	+15.95%
2004	N/A	-15.68%
2003	N/A	-5.16%
2002	N/A	+10.25%
2001	N/A	+82.12%
2000	N/A	-25.64%
1999	N/A	+3.82%

RM vs TCI Drawdown Comparison

The maximum drawdown for RM was -71.80%, occurring on Apr 3, 2020. Recovery took 681 trading sessions.

The maximum drawdown for TCI was -92.97%, occurring on Dec 29, 2011. Recovery took 3012 trading sessions.

The current RM drawdown is -30.38%. The current TCI drawdown is -29.60%.

Rank	RM	TCI
#1	-71.80% Jun 20, 2018 - Mar 5, 2021	-92.97% Jun 15, 2005 - Jun 2, 2017
#2	-68.61% Jan 10, 2014 - May 7, 2018	-68.99% May 11, 2018 - Dec 15, 2025
#3	-64.61% Sep 27, 2021 - Feb 13, 2024	-49.24% Jul 5, 2002 - Jun 7, 2005
#4	-24.11% Apr 2, 2012 - Sep 6, 2012	-48.44% Sep 29, 2000 - Oct 24, 2001
#5	-15.86% Aug 1, 2013 - Sep 26, 2013	-43.81% Jan 2, 2026 - Mar 20, 2026
#6	-14.14% Oct 16, 2012 - Mar 4, 2013	-29.40% Jul 6, 2017 - Oct 27, 2017
#7	-12.21% Jun 8, 2021 - Jul 20, 2021	-26.66% Dec 18, 2017 - Mar 5, 2018
#8	-10.18% Oct 23, 2013 - Dec 20, 2013	-22.62% Apr 3, 2000 - Jul 3, 2000
#9	-8.53% Mar 15, 2021 - Apr 12, 2021	-15.85% Jan 5, 2000 - Apr 3, 2000
#10	-8.49% Sep 16, 2021 - Sep 24, 2021	-15.03% Mar 9, 2018 - Apr 16, 2018
#11	-7.15% Aug 4, 2021 - Aug 31, 2021	-13.46% Apr 18, 2018 - May 11, 2018
#12	-5.32% Jun 1, 2021 - Jun 7, 2021	-11.89% Dec 1, 2017 - Dec 14, 2017
#13	-4.72% Sep 7, 2012 - Oct 12, 2012	-9.77% Nov 7, 2017 - Nov 29, 2017
#14	-4.64% Jun 18, 2013 - Jul 5, 2013	-8.78% Jul 3, 2000 - Jul 28, 2000
#15	-4.37% May 10, 2021 - May 17, 2021	-8.68% Jun 9, 2017 - Jun 29, 2017