RM vs FRBA

Comparison between Regional Management Corp (RM, Company) and First Bank (NJ) (FRBA, Company).

Both RM and FRBA are from the Financial Services sector.

5-Year PerformanceFRBA has outperformed RM, delivering a return of +7.9% compared to -0.5%

RM vs FRBA - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	RM(COMPANY)	FRBA(COMPANY)
Market Cap	$397M	$395M
Max Drawdown	71.80%	79.09%
Sharpe Ratio	0.74	0.66
5Y Beta	1.19	0.66
Industry	Credit Services	Banks - Regional
P/E Ratio	8.41	9.65
Forward P/E	6.52	8.34
PEG Ratio	0.15	0.00
Dividend Yield	2.92%	1.55%
5Y Dividends CAGR	30.26%	24.57%
5Y EPS CAGR	-2.62%	N/A
Debt to Equity	429.52%	N/A
Free Cash Flow Yield	81.05%	N/A
P/S Ratio	0.61	2.92
P/B Ratio	1.04	0.94

Market Cap

Winner

$397M

FRBA

$395M

Max Drawdown

Winner

71.80%

FRBA

79.09%

Sharpe Ratio

Winner

0.74

FRBA

0.66

5Y Beta

1.19

Winner

FRBA

0.66

Industry

Credit Services

FRBA

Banks - Regional

P/E Ratio

Winner

8.41

FRBA

9.65

Forward P/E

Winner

6.52

FRBA

8.34

PEG Ratio

0.15

Winner

FRBA

0.00

Dividend Yield

Winner

2.92%

FRBA

1.55%

5Y Dividends CAGR

Winner

30.26%

FRBA

24.57%

5Y EPS CAGR

-2.62%

FRBA

N/A

Debt to Equity

429.52%

FRBA

N/A

Free Cash Flow Yield

81.05%

FRBA

N/A

P/S Ratio

Winner

0.61

FRBA

2.92

P/B Ratio

1.04

Winner

FRBA

0.94

RM vs FRBA - Historical Returns

Returns include dividend reinvestment.

Period	RM	FRBA
1 month	+6.93%	+4.84%
3 months	+7.30%	+9.42%
6 months	+14.79%	+7.58%
1 year	+34.15%	+21.35%
5 years(CAGR)	-0.52%	+7.94%
10 years(CAGR)	+11.37%	+11.20%
Max(CAGR)	+8.20%	+3.54%

Winner

+6.93%

FRBA

+4.84%

+7.30%

Winner

FRBA

+9.42%

Winner

+14.79%

FRBA

+7.58%

Winner

+34.15%

FRBA

+21.35%

5Y(CAGR)

-0.52%

Winner

FRBA

+7.94%

10Y(CAGR)

Winner

+11.37%

FRBA

+11.20%

Max(CAGR)

Winner

+8.20%

FRBA

+3.54%

RM vs FRBA - Annual Returns (2007 - 2026)

Returns include dividend reinvestment.

Year	RM	FRBA
2026	+7.98%	+12.51%
2025	+20.12%	+22.14%
2024	+33.92%	-2.41%
2023	-9.40%	+10.52%
2022	-49.56%	-4.47%
2021	+104.86%	+54.31%
2020	+0.26%	-13.29%
2019	+24.55%	-6.91%
2018	-8.66%	-10.74%
2017	-1.68%	+19.12%
2016	+78.17%	+74.17%
2015	+0.59%	+10.17%
2014	-52.00%	+4.00%
2013	+102.81%	+16.26%
2012	+0.61%	+14.74%
2011	N/A	+58.86%
2010	N/A	-16.67%
2009	N/A	-34.00%
2008	N/A	+10.00%
2007	N/A	-50.00%

RM vs FRBA Drawdown Comparison

The maximum drawdown for RM was -71.80%, occurring on Apr 3, 2020. Recovery took 681 trading sessions.

The maximum drawdown for FRBA was -79.09%, occurring on Jan 5, 2010. Recovery took 2414 trading sessions.

The current RM drawdown is -22.07%. The current FRBA drawdown is -1.43%.

Rank	RM	FRBA
#1	-71.80% Jun 20, 2018 - Mar 5, 2021	-79.09% May 10, 2007 - Dec 8, 2016
#2	-68.61% Jan 10, 2014 - May 7, 2018	-58.58% Jul 23, 2018 - Oct 5, 2021
#3	-64.61% Sep 27, 2021 - Feb 13, 2024	-47.94% Aug 16, 2022 - Jul 1, 2025
#4	-24.11% Apr 2, 2012 - Sep 6, 2012	-21.95% Feb 17, 2017 - Nov 30, 2017
#5	-15.86% Aug 1, 2013 - Sep 26, 2013	-18.84% Dec 18, 2025 - Jul 1, 2026
#6	-14.14% Oct 16, 2012 - Mar 4, 2013	-11.90% Mar 28, 2007 - May 10, 2007
#7	-12.21% Jun 8, 2021 - Jul 20, 2021	-11.83% Dec 5, 2017 - Jul 12, 2018
#8	-10.18% Oct 23, 2013 - Dec 20, 2013	-11.82% Nov 24, 2021 - Aug 10, 2022
#9	-8.53% Mar 15, 2021 - Apr 12, 2021	-11.48% Sep 4, 2025 - Dec 11, 2025
#10	-8.49% Sep 16, 2021 - Sep 24, 2021	-10.46% Jul 3, 2025 - Aug 22, 2025
#11	-7.15% Aug 4, 2021 - Aug 31, 2021	-6.51% Dec 9, 2016 - Dec 23, 2016
#12	-5.32% Jun 1, 2021 - Jun 7, 2021	-5.83% Oct 11, 2021 - Nov 10, 2021
#13	-4.72% Sep 7, 2012 - Oct 12, 2012	-4.61% Jul 16, 2026 - Jul 22, 2026
#14	-4.64% Jun 18, 2013 - Jul 5, 2013	-4.34% Jul 1, 2026 - Jul 16, 2026
#15	-4.37% May 10, 2021 - May 17, 2021	-4.17% Dec 27, 2016 - Jan 9, 2017