RM vs ALTO

Comparison between Regional Management Corp (RM, Company) and Alto Ingredients Inc (ALTO, Company).

RM is from the Financial Services sector, while ALTO is from the Basic Materials sector.

5-Year PerformanceRM has outperformed ALTO, delivering a return of -0.5% compared to -1.9%

RM vs ALTO - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	RM(COMPANY)	ALTO(COMPANY)
Market Cap	$397M	$396M
Max Drawdown	71.80%	99.99%
Sharpe Ratio	0.74	1.76
5Y Beta	1.19	0.47
Industry	Credit Services	Specialty Chemicals
P/E Ratio	8.41	13.42
Forward P/E	6.52	9.23
PEG Ratio	0.15	0.80
Dividend Yield	2.92%	N/A
5Y Dividends CAGR	30.26%	N/A
5Y EPS CAGR	-2.62%	N/A
Debt to Equity	429.52%	29.24%
Free Cash Flow Yield	81.05%	7.76%
P/S Ratio	0.61	0.43
P/B Ratio	1.04	1.54

Market Cap

Winner

$397M

ALTO

$396M

Max Drawdown

Winner

71.80%

ALTO

99.99%

Sharpe Ratio

0.74

Winner

ALTO

1.76

5Y Beta

1.19

Winner

ALTO

0.47

Industry

Credit Services

ALTO

Specialty Chemicals

P/E Ratio

Winner

8.41

ALTO

13.42

Forward P/E

Winner

6.52

ALTO

9.23

PEG Ratio

Winner

0.15

ALTO

0.80

Dividend Yield

2.92%

ALTO

N/A

5Y Dividends CAGR

30.26%

ALTO

N/A

5Y EPS CAGR

-2.62%

ALTO

N/A

Debt to Equity

429.52%

Winner

ALTO

29.24%

Free Cash Flow Yield

Winner

81.05%

ALTO

7.76%

P/S Ratio

0.61

Winner

ALTO

0.43

P/B Ratio

Winner

1.04

ALTO

1.54

RM vs ALTO - Historical Returns

Returns include dividend reinvestment.

Period	RM	ALTO
1 month	+6.93%	-8.12%
3 months	+7.30%	-12.78%
6 months	+14.79%	+64.54%
1 year	+34.15%	+293.22%
5 years(CAGR)	-0.52%	-1.87%
10 years(CAGR)	+11.37%	-2.14%
Max(CAGR)	+8.20%	-22.29%

Winner

+6.93%

ALTO

-8.12%

Winner

+7.30%

ALTO

-12.78%

+14.79%

Winner

ALTO

+64.54%

+34.15%

Winner

ALTO

+293.22%

5Y(CAGR)

Winner

-0.52%

ALTO

-1.87%

10Y(CAGR)

Winner

+11.37%

ALTO

-2.14%

Max(CAGR)

Winner

+8.20%

ALTO

-22.29%

RM vs ALTO - Annual Returns (2005 - 2026)

Returns include dividend reinvestment.

Year	RM	ALTO
2026	+7.98%	+74.44%
2025	+20.12%	+70.41%
2024	+33.92%	-41.79%
2023	-9.40%	-8.59%
2022	-49.56%	-44.40%
2021	+104.86%	-15.61%
2020	+0.26%	+567.57%
2019	+24.55%	-40.37%
2018	-8.66%	-81.28%
2017	-1.68%	-53.81%
2016	+78.17%	+95.88%
2015	+0.59%	-56.31%
2014	-52.00%	+97.51%
2013	+102.81%	-0.20%
2012	+0.61%	-71.52%
2011	N/A	-79.26%
2010	N/A	-7.19%
2009	N/A	+51.06%
2008	N/A	-94.58%
2007	N/A	-45.27%
2006	N/A	+39.28%
2005	N/A	+12.71%

RM vs ALTO Drawdown Comparison

The maximum drawdown for RM was -71.80%, occurring on Apr 3, 2020. Recovery took 681 trading sessions.

The maximum drawdown for ALTO was -99.99%, occurring on Mar 17, 2020. This drawdown has not yet recovered.

The current RM drawdown is -22.07%. The current ALTO drawdown is -99.90%.

Rank	RM	ALTO
#1	-71.80% Jun 20, 2018 - Mar 5, 2021	-99.99% May 11, 2006 - Mar 17, 2020
#2	-68.61% Jan 10, 2014 - May 7, 2018	-40.42% Apr 7, 2005 - Nov 21, 2005
#3	-64.61% Sep 27, 2021 - Feb 13, 2024	-33.61% Nov 28, 2005 - Jan 30, 2006
#4	-24.11% Apr 2, 2012 - Sep 6, 2012	-18.75% Jan 31, 2006 - Feb 13, 2006
#5	-15.86% Aug 1, 2013 - Sep 26, 2013	-14.82% Apr 17, 2006 - May 1, 2006
#6	-14.14% Oct 16, 2012 - Mar 4, 2013	-13.48% Feb 13, 2006 - Feb 27, 2006
#7	-12.21% Jun 8, 2021 - Jul 20, 2021	-12.80% Feb 27, 2006 - Mar 28, 2006
#8	-10.18% Oct 23, 2013 - Dec 20, 2013	-12.48% Apr 10, 2006 - Apr 17, 2006
#9	-8.53% Mar 15, 2021 - Apr 12, 2021	-7.03% May 3, 2006 - May 8, 2006
#10	-8.49% Sep 16, 2021 - Sep 24, 2021	-4.09% Mar 28, 2005 - Apr 1, 2005
#11	-7.15% Aug 4, 2021 - Aug 31, 2021	-3.36% Mar 29, 2006 - Apr 5, 2006
#12	-5.32% Jun 1, 2021 - Jun 7, 2021	-1.53% Apr 1, 2005 - Apr 5, 2005
#13	-4.72% Sep 7, 2012 - Oct 12, 2012	-1.37% Nov 21, 2005 - Nov 25, 2005
#14	-4.64% Jun 18, 2013 - Jul 5, 2013	N/A
#15	-4.37% May 10, 2021 - May 17, 2021	N/A

Correlation

Correlation between RM and ALTO is -0.34 which considered as a weak negative correlation - the stocks show a slight tendency to move in opposite directions.

-0.34

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