RLX vs HCI

Comparison between RLX Technology Inc (RLX, Company) and HCI Group Inc (HCI, Company).

RLX is from the Consumer Defensive sector, while HCI is from the Financial Services sector.

5-Year PerformanceHCI has outperformed RLX, delivering a return of +14.3% compared to -14.8%

RLX vs HCI - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	RLX(COMPANY)	HCI(COMPANY)
Market Cap	$2.37B	$2.36B
Max Drawdown	96.80%	79.25%
Sharpe Ratio	-0.24	0.85
5Y Beta	0.23	0.32
Industry	Tobacco	Insurance - Property & Casualty
P/E Ratio	18.01	7.83
Forward P/E	6.66	10.11
PEG Ratio	0.24	0.09
Dividend Yield	4.95%	0.91%
5Y Dividends CAGR	N/A	10.76%
5Y EPS CAGR	N/A	40.88%
Debt to Equity	0.59%	0.00%
Free Cash Flow Yield	5.94%	18.17%
P/S Ratio	0.54	2.52
P/B Ratio	1.04	2.10

Market Cap

Winner

RLX

$2.37B

HCI

$2.36B

Max Drawdown

RLX

96.80%

Winner

HCI

79.25%

Sharpe Ratio

RLX

-0.24

Winner

HCI

0.85

5Y Beta

Winner

RLX

0.23

HCI

0.32

Industry

RLX

Tobacco

HCI

Insurance - Property & Casualty

P/E Ratio

RLX

18.01

Winner

HCI

7.83

Forward P/E

Winner

RLX

6.66

HCI

10.11

PEG Ratio

RLX

0.24

Winner

HCI

0.09

Dividend Yield

Winner

RLX

4.95%

HCI

0.91%

5Y Dividends CAGR

RLX

N/A

HCI

10.76%

5Y EPS CAGR

RLX

N/A

HCI

40.88%

Debt to Equity

RLX

0.59%

Winner

HCI

0.00%

Free Cash Flow Yield

RLX

5.94%

Winner

HCI

18.17%

P/S Ratio

Winner

RLX

0.54

HCI

2.52

P/B Ratio

Winner

RLX

1.04

HCI

2.10

RLX vs HCI - Historical Returns

Returns include dividend reinvestment.

Period	RLX	HCI
1 month	+1.55%	-2.12%
3 months	-8.84%	+20.09%
6 months	-16.95%	+15.00%
1 year	-8.44%	+29.44%
5 years(CAGR)	-14.79%	+14.28%
10 years(CAGR)	N/A	+22.35%
Max(CAGR)	-38.14%	+24.40%

Winner

RLX

+1.55%

HCI

-2.12%

RLX

-8.84%

Winner

HCI

+20.09%

RLX

-16.95%

Winner

HCI

+15.00%

RLX

-8.44%

Winner

HCI

+29.44%

5Y(CAGR)

RLX

-14.79%

Winner

HCI

+14.28%

10Y(CAGR)

RLX

N/A

HCI

+22.35%

Max(CAGR)

RLX

-38.14%

Winner

HCI

+24.40%

RLX vs HCI - Annual Returns (2008 - 2026)

Returns include dividend reinvestment.

Year	RLX	HCI
2026	-11.94%	-2.29%
2025	+5.83%	+69.25%
2024	+11.37%	+33.86%
2023	-18.33%	+126.63%
2022	-43.07%	-51.52%
2021	-86.78%	+64.51%
2020	N/A	+19.43%
2019	N/A	-5.59%
2018	N/A	+66.64%
2017	N/A	-20.50%
2016	N/A	+22.87%
2015	N/A	-16.45%
2014	N/A	-14.16%
2013	N/A	+141.28%
2012	N/A	+173.40%
2011	N/A	+5.77%
2010	N/A	+1.38%
2009	N/A	+51.46%
2008	N/A	-12.13%

RLX vs HCI Drawdown Comparison

The maximum drawdown for RLX was -96.80%, occurring on Oct 7, 2022. This drawdown has not yet recovered.

The maximum drawdown for HCI was -78.77%, occurring on Oct 24, 2022. Recovery took 849 trading sessions.

The current RLX drawdown is -92.98%. The current HCI drawdown is -12.74%.

Rank	RLX	HCI
#1	-96.80% Jan 22, 2021 - Oct 7, 2022	-78.77% Oct 11, 2021 - Feb 28, 2025
#2	N/A	-48.35% Dec 31, 2013 - Feb 27, 2017
#3	N/A	-40.00% Mar 1, 2017 - Nov 7, 2018
#4	N/A	-39.06% Nov 9, 2009 - Nov 17, 2010
#5	N/A	-37.80% Dec 3, 2018 - Aug 7, 2020
#6	N/A	-35.46% Sep 25, 2008 - Jul 30, 2009
#7	N/A	-27.47% Oct 24, 2025 - May 11, 2026
#8	N/A	-26.99% Oct 5, 2012 - Mar 11, 2013
#9	N/A	-26.10% Mar 4, 2011 - Dec 22, 2011
#10	N/A	-22.84% Aug 10, 2020 - Feb 22, 2021
#11	N/A	-19.72% Aug 3, 2009 - Sep 16, 2009
#12	N/A	-19.50% Jun 2, 2025 - Sep 4, 2025
#13	N/A	-17.63% Jul 9, 2012 - Aug 7, 2012
#14	N/A	-17.35% May 30, 2013 - Jul 22, 2013
#15	N/A	-16.92% Aug 1, 2013 - Sep 23, 2013

Correlation

Correlation between RLX and HCI is -0.19 which considered as a very weak or no correlation - the stocks move independently of each other.

-0.19

-101

Dividend Comparison (2010 - 2026)

RLX vs HCI dividend yield comparison.

Year	RLX	HCI
2026	5.10%	0.45%
2025	0.43%	0.83%
2024	0.46%	1.37%
2023	0.50%	1.83%
2022	0.00%	4.04%
2021	0.00%	1.92%
2020	0.00%	3.06%
2019	0.00%	3.50%
2018	0.00%	2.90%
2017	0.00%	4.68%
2016	0.00%	3.04%
2015	0.00%	3.44%
2014	0.00%	2.54%
2013	0.00%	1.78%
2012	0.00%	4.21%
2011	0.00%	6.55%
2010	0.00%	3.71%