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HCI vs SPY

Comparison between HCI Group Inc (HCI, Company) and SPDR S&P 500 ETF Trust (SPY, ETF).

5-Year PerformanceHCI has outperformed SPY, delivering a return of +15.3% compared to +12.4%

HCI vs SPY - Performance Comparison

Key Characteristics

Financial metrics and valuation ratios

Market Cap / Net Assets
HCI
$2.27B
Winner
SPY
$781B
Expense Ratio
HCI
N/A
SPY
0.09%
Max Drawdown
HCI
79.25%
Winner
SPY
56.47%
Sharpe Ratio
HCI
0.70
Winner
SPY
1.12
5Y Beta
Winner
HCI
0.33
SPY
1.00
Industry
HCI
Insurance - Property & Casualty
SPY
N/A
P/E Ratio
Winner
HCI
7.51
SPY
28.53
Forward P/E
Winner
HCI
10.34
SPY
21.47
PEG Ratio
HCI
0.09
SPY
N/A
Dividend Yield
HCI
0.89%
SPY
N/A
5Y Dividends CAGR
Winner
HCI
10.76%
SPY
6.00%
5Y EPS CAGR
Winner
HCI
40.88%
SPY
25.58%
Debt to Equity
Winner
HCI
0.00%
SPY
32.09%
Free Cash Flow Yield
HCI
18.94%
SPY
N/A
P/S Ratio
Winner
HCI
2.42
SPY
3.75
P/B Ratio
Winner
HCI
2.10
SPY
5.64

HCI vs SPY - Historical Returns

Returns include dividend reinvestment.

1M
Winner
HCI
+2.08%
SPY
+0.78%
3M
Winner
HCI
+14.17%
SPY
+3.76%
6M
Winner
HCI
+13.27%
SPY
+7.78%
1Y
Winner
HCI
+29.79%
SPY
+17.76%
5Y(CAGR)
Winner
HCI
+15.29%
SPY
+12.44%
10Y(CAGR)
Winner
HCI
+23.04%
SPY
+14.90%
Max(CAGR)
Winner
HCI
+24.44%
SPY
+8.44%

HCI vs SPY - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

YearHCISPY
2026-2.37%+8.74%
2025+69.25%+18.00%
2024+33.86%+25.59%
2023+126.63%+26.72%
2022-51.52%-18.64%
2021+64.51%+30.52%
2020+19.43%+17.28%
2019-5.59%+31.09%
2018+66.64%-5.24%
2017-20.50%+20.78%
2016+22.87%+13.59%
2015-16.45%+1.31%
2014-14.16%+14.56%
2013+141.28%+29.00%
2012+173.40%+14.17%
2011+5.77%+0.85%
2010+1.38%+13.14%
2009+51.46%+22.67%
2008-12.13%-36.25%
2007N/A+5.32%
2006N/A+13.85%
2005N/A+5.32%
2004N/A+10.75%
2003N/A+24.18%
2002N/A-22.42%
2001N/A-10.13%
2000N/A-8.84%
1999N/A+8.61%

HCI vs SPY Drawdown Comparison

The maximum drawdown for HCI was -78.77%, occurring on Oct 24, 2022. Recovery took 849 trading sessions.

The maximum drawdown for SPY was -55.20%, occurring on Mar 9, 2009. Recovery took 1224 trading sessions.

The current HCI drawdown is -12.82%. The current SPY drawdown is -2.47%.

RankHCISPY
#1-78.77%
Oct 11, 2021 - Feb 28, 2025		-55.20%
Oct 9, 2007 - Aug 16, 2012
#2-48.35%
Dec 31, 2013 - Feb 27, 2017		-47.50%
Mar 24, 2000 - Oct 26, 2006
#3-40.00%
Mar 1, 2017 - Nov 7, 2018		-33.70%
Feb 19, 2020 - Aug 10, 2020
#4-39.06%
Nov 9, 2009 - Nov 17, 2010		-24.50%
Jan 3, 2022 - Dec 13, 2023
#5-37.80%
Dec 3, 2018 - Aug 7, 2020		-19.34%
Sep 20, 2018 - Apr 12, 2019
#6-35.46%
Sep 25, 2008 - Jul 30, 2009		-18.76%
Feb 19, 2025 - Jun 26, 2025
#7-27.47%
Oct 24, 2025 - May 11, 2026		-13.02%
Jul 20, 2015 - Apr 18, 2016
#8-26.99%
Oct 5, 2012 - Mar 11, 2013		-10.10%
Jan 26, 2018 - Aug 6, 2018
#9-26.10%
Mar 4, 2011 - Dec 22, 2011		-9.44%
Sep 2, 2020 - Nov 11, 2020
#10-22.84%
Aug 10, 2020 - Feb 22, 2021		-9.30%
Jan 19, 2000 - Mar 17, 2000
#11-19.72%
Aug 3, 2009 - Sep 16, 2009		-9.05%
Jul 19, 2007 - Oct 5, 2007
#12-19.50%
Jun 2, 2025 - Sep 4, 2025		-8.88%
Jan 27, 2026 - Apr 14, 2026
#13-17.63%
Jul 9, 2012 - Aug 7, 2012		-8.41%
Jul 16, 2024 - Sep 19, 2024
#14-17.35%
May 30, 2013 - Jul 22, 2013		-7.35%
Sep 14, 2012 - Jan 2, 2013
#15-16.92%
Aug 1, 2013 - Sep 23, 2013		-7.27%
Sep 18, 2014 - Oct 31, 2014

Correlation

Correlation between HCI and SPY is 0.95 which considered as a very strong positive correlation - the stocks move almost identically together.

0.95
-101

Dividend Comparison (1999 - 2026)

HCI vs SPY dividend yield comparison.

YearHCISPY
20260.45%0.50%
20250.83%1.07%
20241.37%1.21%
20231.83%1.40%
20224.04%1.65%
20211.92%1.20%
20203.06%1.52%
20193.50%1.75%
20182.90%2.04%
20174.68%1.80%
20163.04%2.03%
20153.44%2.06%
20142.54%1.87%
20131.78%1.81%
20124.21%2.18%
20116.55%2.05%
20103.71%1.80%
20090.00%1.95%
20080.00%3.02%
20070.00%1.85%
20060.00%1.73%
20050.00%1.73%
20040.00%1.82%
20030.00%1.47%
20020.00%1.70%
20010.00%1.25%
20000.00%1.15%
19990.00%0.24%

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