RL vs SOFI

Comparison between Ralph Lauren Corp - Class A (RL, Company) and SoFi Technologies Inc (SOFI, Company).

RL is from the Consumer Cyclical sector, while SOFI is from the Financial Services sector.

5-Year PerformanceRL has outperformed SOFI, delivering a return of +28.0% compared to -3.6%

RL vs SOFI - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	RL(COMPANY)	SOFI(COMPANY)
Market Cap	$20B	$20B
Max Drawdown	68.78%	83.32%
Sharpe Ratio	0.95	0.51
5Y Beta	1.38	2.25
Industry	Apparel Manufacturing	Credit Services
P/E Ratio	18.62	33.40
Forward P/E	17.95	26.18
PEG Ratio	0.35	4.99
Dividend Yield	1.11%	N/A
5Y EPS CAGR	22.47%	N/A
Debt to Equity	42.87%	0.00%
Free Cash Flow Yield	5.62%	-30.24%
P/S Ratio	2.55	5.13
P/B Ratio	6.72	1.86

Market Cap

Winner

$20B

SOFI

$20B

Max Drawdown

Winner

68.78%

SOFI

83.32%

Sharpe Ratio

Winner

0.95

SOFI

0.51

5Y Beta

Winner

1.38

SOFI

2.25

Industry

Apparel Manufacturing

SOFI

Credit Services

P/E Ratio

Winner

18.62

SOFI

33.40

Forward P/E

Winner

17.95

SOFI

26.18

PEG Ratio

Winner

0.35

SOFI

4.99

Dividend Yield

1.11%

SOFI

N/A

5Y EPS CAGR

22.47%

SOFI

N/A

Debt to Equity

42.87%

Winner

SOFI

0.00%

Free Cash Flow Yield

Winner

5.62%

SOFI

-30.24%

P/S Ratio

Winner

2.55

SOFI

5.13

P/B Ratio

6.72

Winner

SOFI

1.86

RL vs SOFI - Historical Returns

Returns include dividend reinvestment.

Period	RL	SOFI
1 month	-3.07%	-16.89%
3 months	-2.36%	-17.72%
6 months	+10.89%	-37.87%
1 year	+38.47%	+22.27%
5 years(CAGR)	+28.00%	-3.58%
10 years(CAGR)	+17.42%	N/A
Max(CAGR)	+13.25%	+7.61%

Winner

-3.07%

SOFI

-16.89%

Winner

-2.36%

SOFI

-17.72%

Winner

+10.89%

SOFI

-37.87%

Winner

+38.47%

SOFI

+22.27%

5Y(CAGR)

Winner

+28.00%

SOFI

-3.58%

10Y(CAGR)

+17.42%

SOFI

N/A

Max(CAGR)

Winner

+13.25%

SOFI

+7.61%

RL vs SOFI - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	RL	SOFI
2026	+3.70%	-43.01%
2025	+54.64%	+85.28%
2024	+60.80%	+59.59%
2023	+35.40%	+121.11%
2022	-9.94%	-70.60%
2021	+19.40%	+29.59%
2020	-11.86%	+18.70%
2019	+13.88%	N/A
2018	+0.65%	N/A
2017	+17.11%	N/A
2016	-17.29%	N/A
2015	-38.10%	N/A
2014	+6.74%	N/A
2013	+17.22%	N/A
2012	+10.36%	N/A
2011	+24.37%	N/A
2010	+36.62%	N/A
2009	+71.43%	N/A
2008	-26.07%	N/A
2007	-22.25%	N/A
2006	+39.72%	N/A
2005	+34.89%	N/A
2004	+49.30%	N/A
2003	+30.47%	N/A
2002	-16.66%	N/A
2001	+19.25%	N/A
2000	+27.92%	N/A
1999	-7.18%	N/A

RL vs SOFI Drawdown Comparison

The maximum drawdown for RL was -68.62%, occurring on Mar 9, 2009. Recovery took 843 trading sessions.

The maximum drawdown for SOFI was -83.32%, occurring on Dec 7, 2022. Recovery took 1146 trading sessions.

The current RL drawdown is -3.75%. The current SOFI drawdown is -51.41%.

Rank	RL	SOFI
#1	-68.62% Jul 6, 2007 - Nov 8, 2010	-83.32% Feb 1, 2021 - Aug 25, 2025
#2	-63.37% Dec 29, 2014 - Feb 8, 2024	-52.96% Nov 12, 2025 - Mar 30, 2026
#3	-46.51% May 29, 2001 - Jan 23, 2004	-19.52% Jan 19, 2021 - Jan 29, 2021
#4	-36.17% Feb 18, 2025 - May 27, 2025	-15.33% Sep 22, 2025 - Oct 27, 2025
#5	-34.76% Apr 3, 2000 - Nov 1, 2000	-14.21% Oct 28, 2025 - Nov 12, 2025
#6	-25.00% Apr 24, 2006 - Sep 11, 2006	-6.35% Aug 25, 2025 - Sep 12, 2025
#7	-24.63% Feb 26, 2001 - May 29, 2001	-4.27% Dec 28, 2020 - Jan 7, 2021
#8	-23.75% Mar 13, 2012 - Apr 30, 2013	-3.61% Jan 7, 2021 - Jan 14, 2021
#9	-23.12% Nov 1, 1999 - Mar 28, 2000	-1.92% Sep 15, 2025 - Sep 18, 2025
#10	-21.64% Aug 6, 2013 - Dec 29, 2014	-1.79% Dec 1, 2020 - Dec 7, 2020
#11	-18.51% Jul 21, 2011 - Aug 15, 2011	-1.08% Dec 14, 2020 - Dec 18, 2020
#12	-17.67% Apr 20, 2026 - May 19, 2026	-0.73% Dec 9, 2020 - Dec 11, 2020
#13	-17.50% Dec 31, 2004 - Jun 10, 2005	N/A
#14	-17.08% Sep 20, 2011 - Oct 24, 2011	N/A
#15	-17.05% Mar 21, 2024 - Sep 24, 2024	N/A