RILYT vs HMN

Comparison between B. Riley Financial Inc (RILYT, Company) and Horace Mann Educators Corp (HMN, Company).

5-Year PerformanceHMN has outperformed RILYT, delivering a return of +7.2% compared to +5.6%

RILYT vs HMN - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	RILYT(COMPANY)	HMN(COMPANY)
Market Cap	$1.91B	$1.91B
Max Drawdown	80.83%	82.89%
Sharpe Ratio	2.48	0.51
5Y Beta	0.51	0.35
Industry	N/A	Insurance - Property & Casualty
P/E Ratio	2.39	11.52
Forward P/E	N/A	9.25
PEG Ratio	N/A	0.10
Dividend Yield	27.80%	3.09%
5Y Dividends CAGR	36.35%	7.78%
5Y EPS CAGR	N/A	3.20%
Debt to Equity	729.63%	40.39%
Free Cash Flow Yield	-19.56%	24.76%
P/S Ratio	0.56	1.10
P/B Ratio	-2.40	1.28

Market Cap

RILYT

$1.91B

Winner

HMN

$1.91B

Max Drawdown

Winner

RILYT

80.83%

HMN

82.89%

Sharpe Ratio

Winner

RILYT

2.48

HMN

0.51

5Y Beta

RILYT

0.51

Winner

HMN

0.35

Industry

RILYT

N/A

HMN

Insurance - Property & Casualty

P/E Ratio

Winner

RILYT

2.39

HMN

11.52

Forward P/E

RILYT

N/A

HMN

9.25

PEG Ratio

RILYT

N/A

HMN

0.10

Dividend Yield

Winner

RILYT

27.80%

HMN

3.09%

5Y Dividends CAGR

Winner

RILYT

36.35%

HMN

7.78%

5Y EPS CAGR

RILYT

N/A

HMN

3.20%

Debt to Equity

RILYT

729.63%

Winner

HMN

40.39%

Free Cash Flow Yield

RILYT

-19.56%

Winner

HMN

24.76%

P/S Ratio

Winner

RILYT

0.56

HMN

1.10

P/B Ratio

Winner

RILYT

-2.40

HMN

1.28

RILYT vs HMN - Historical Returns

Returns include dividend reinvestment.

Period	RILYT	HMN
1 month	+3.34%	+2.15%
3 months	+19.16%	+8.90%
6 months	+80.73%	+9.38%
1 year	+258.32%	+12.37%
5 years(CAGR)	+5.60%	+7.18%
10 years(CAGR)	N/A	+6.70%
Max(CAGR)	+6.10%	+4.92%

Winner

RILYT

+3.34%

HMN

+2.15%

Winner

RILYT

+19.16%

HMN

+8.90%

Winner

RILYT

+80.73%

HMN

+9.38%

Winner

RILYT

+258.32%

HMN

+12.37%

5Y(CAGR)

RILYT

+5.60%

Winner

HMN

+7.18%

10Y(CAGR)

RILYT

N/A

HMN

+6.70%

Max(CAGR)

Winner

RILYT

+6.10%

HMN

+4.92%

RILYT vs HMN - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	RILYT	HMN
2026	+55.58%	+4.83%
2025	+72.19%	+23.21%
2024	-35.33%	+21.27%
2023	-15.21%	-9.33%
2022	-18.71%	-0.07%
2021	+7.12%	-3.68%
2020	N/A	-1.77%
2019	N/A	+19.35%
2018	N/A	-12.10%
2017	N/A	+5.64%
2016	N/A	+38.27%
2015	N/A	+3.22%
2014	N/A	+8.87%
2013	N/A	+59.51%
2012	N/A	+44.76%
2011	N/A	-22.91%
2010	N/A	+43.23%
2009	N/A	+31.84%
2008	N/A	-49.96%
2007	N/A	-5.58%
2006	N/A	+8.07%
2005	N/A	+3.06%
2004	N/A	+38.25%
2003	N/A	-8.05%
2002	N/A	-23.92%
2001	N/A	+5.51%
2000	N/A	+9.80%
1999	N/A	-30.82%

RILYT vs HMN Drawdown Comparison

The maximum drawdown for RILYT was -72.80%, occurring on May 13, 2025. Recovery took 1051 trading sessions.

The maximum drawdown for HMN was -78.17%, occurring on Oct 27, 2008. Recovery took 3321 trading sessions.

The current RILYT drawdown is -3.67%. The current HMN drawdown is -1.45%.

Rank	RILYT	HMN
#1	-72.80% Nov 5, 2021 - Jan 15, 2026	-78.17% Nov 5, 1999 - Jan 22, 2013
#2	-7.41% Feb 3, 2026 - Apr 9, 2026	-33.31% Sep 13, 2019 - Nov 6, 2024
#3	-4.45% May 19, 2026 - May 26, 2026	-25.79% Jul 16, 2015 - Sep 21, 2016
#4	-3.78% Jul 29, 2021 - Nov 5, 2021	-24.94% Jul 9, 2018 - Sep 10, 2019
#5	-3.45% Jan 21, 2026 - Feb 3, 2026	-20.77% Jan 4, 2017 - Oct 25, 2017
#6	-2.25% Jul 14, 2021 - Jul 28, 2021	-17.40% Nov 29, 2017 - Jul 6, 2018
#7	-2.15% Jan 28, 2021 - Mar 22, 2021	-13.56% Nov 6, 2024 - Feb 11, 2025
#8	-2.12% Apr 15, 2026 - Apr 23, 2026	-13.07% Dec 30, 2013 - Jun 17, 2014
#9	-1.91% Apr 30, 2026 - May 11, 2026	-12.14% Oct 10, 2016 - Nov 11, 2016
#10	-1.85% May 21, 2021 - May 28, 2021	-11.34% Oct 21, 2013 - Dec 20, 2013
#11	-1.78% Mar 22, 2021 - Mar 31, 2021	-10.73% Sep 12, 2025 - May 20, 2026
#12	-1.69% Apr 27, 2026 - Apr 29, 2026	-10.63% Apr 2, 2025 - May 16, 2025
#13	-1.65% May 28, 2021 - Jul 6, 2021	-10.11% Jun 20, 2014 - Nov 12, 2014
#14	-1.43% Mar 31, 2021 - May 17, 2021	-9.34% Dec 30, 2014 - Mar 12, 2015
#15	-1.04% Apr 9, 2026 - Apr 13, 2026	-8.54% Jul 26, 2013 - Oct 4, 2013

Correlation

Correlation between RILYT and HMN is -0.07 which considered as a very weak or no correlation - the stocks move independently of each other.

-0.07

-101

Dividend Comparison (1999 - 2026)

RILYT vs HMN dividend yield comparison.

Year	RILYT	HMN
2026	3.57%	0.77%
2025	10.83%	3.03%
2024	15.71%	3.47%
2023	9.64%	4.04%
2022	7.72%	3.43%
2021	4.50%	3.20%
2020	0.00%	2.85%
2019	0.00%	2.63%
2018	0.00%	3.04%
2017	0.00%	2.49%
2016	0.00%	2.48%
2015	0.00%	3.01%
2014	0.00%	2.77%
2013	0.00%	2.47%
2012	0.00%	2.76%
2011	0.00%	3.36%
2010	0.00%	1.94%
2009	0.00%	1.90%
2008	0.00%	4.00%
2007	0.00%	2.22%
2006	0.00%	2.62%
2005	0.00%	2.80%
2004	0.00%	2.78%
2003	0.00%	3.79%
2002	0.00%	2.74%
2001	0.00%	1.98%
2000	0.00%	2.03%
1999	0.00%	0.56%