RGA vs NIO

Comparison between Reinsurance Group Of America Inc (RGA, Company) and NIO Inc (NIO, Company).

RGA is from the Financial Services sector, while NIO is from the Consumer Cyclical sector.

5-Year PerformanceRGA has outperformed NIO, delivering a return of +14.0% compared to -31.3%

RGA vs NIO - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	RGA(COMPANY)	NIO(COMPANY)
Market Cap	$14B	$14B
Max Drawdown	65.96%	95.00%
Sharpe Ratio	0.25	0.70
5Y Beta	0.87	0.98
Industry	Insurance - Reinsurance	Auto Manufacturers
P/E Ratio	13.41	-6.47
Forward P/E	8.28	384.62
PEG Ratio	0.58	N/A
Dividend Yield	1.72%	N/A
5Y Dividends CAGR	1.23%	N/A
5Y EPS CAGR	6.08%	10.16%
Debt to Equity	45.92%	223.16%
Free Cash Flow Yield	19.02%	3.09%
P/S Ratio	0.56	0.16
P/B Ratio	1.04	23.55

Market Cap

Winner

RGA

$14B

NIO

$14B

Max Drawdown

Winner

RGA

65.96%

NIO

95.00%

Sharpe Ratio

RGA

0.25

Winner

NIO

0.70

5Y Beta

Winner

RGA

0.87

NIO

0.98

Industry

RGA

Insurance - Reinsurance

NIO

Auto Manufacturers

P/E Ratio

RGA

13.41

Winner

NIO

-6.47

Forward P/E

Winner

RGA

8.28

NIO

384.62

PEG Ratio

RGA

0.58

NIO

N/A

Dividend Yield

RGA

1.72%

NIO

N/A

5Y Dividends CAGR

RGA

1.23%

NIO

N/A

5Y EPS CAGR

RGA

6.08%

Winner

NIO

10.16%

Debt to Equity

Winner

RGA

45.92%

NIO

223.16%

Free Cash Flow Yield

Winner

RGA

19.02%

NIO

3.09%

P/S Ratio

RGA

0.56

Winner

NIO

0.16

P/B Ratio

Winner

RGA

1.04

NIO

23.55

RGA vs NIO - Historical Returns

Returns include dividend reinvestment.

Period	RGA	NIO
1 month	+3.79%	-19.75%
3 months	-0.74%	-1.70%
6 months	+15.35%	-6.81%
1 year	+7.47%	+34.02%
5 years(CAGR)	+14.00%	-31.32%
10 years(CAGR)	+10.48%	N/A
Max(CAGR)	+10.67%	-3.05%

Winner

RGA

+3.79%

NIO

-19.75%

Winner

RGA

-0.74%

NIO

-1.70%

Winner

RGA

+15.35%

NIO

-6.81%

RGA

+7.47%

Winner

NIO

+34.02%

5Y(CAGR)

Winner

RGA

+14.00%

NIO

-31.32%

10Y(CAGR)

RGA

+10.48%

NIO

N/A

Max(CAGR)

Winner

RGA

+10.67%

NIO

-3.05%

RGA vs NIO - Annual Returns (2008 - 2026)

Returns include dividend reinvestment.

Year	RGA	NIO
2026	+6.12%	+1.17%
2025	-3.76%	+12.09%
2024	+33.23%	-48.22%
2023	+17.00%	-5.82%
2022	+29.50%	-70.87%
2021	+0.37%	-40.77%
2020	-27.77%	+1210.22%
2019	+18.61%	-35.16%
2018	-8.39%	-3.48%
2017	+26.92%	N/A
2016	+52.96%	N/A
2015	-0.68%	N/A
2014	+17.96%	N/A
2013	+42.44%	N/A
2012	+2.45%	N/A
2011	-4.49%	N/A
2010	+11.69%	N/A
2009	+14.71%	N/A
2008	-10.49%	N/A

RGA vs NIO Drawdown Comparison

The maximum drawdown for RGA was -65.76%, occurring on Mar 23, 2020. Recovery took 989 trading sessions.

The maximum drawdown for NIO was -95.00%, occurring on Apr 8, 2025. This drawdown has not yet recovered.

The current RGA drawdown is -5.17%. The current NIO drawdown is -91.73%.

Rank	RGA	NIO
#1	-65.76% Nov 11, 2019 - Oct 17, 2023	-95.00% Feb 9, 2021 - Apr 8, 2025
#2	-56.39% Oct 6, 2008 - Jan 7, 2010	-88.62% Sep 13, 2018 - Jul 7, 2020
#3	-29.24% Jul 7, 2011 - Apr 30, 2013	-26.00% Nov 23, 2020 - Jan 8, 2021
#4	-27.11% Nov 15, 2024 - Apr 7, 2025	-25.97% Jul 10, 2020 - Aug 25, 2020
#5	-21.84% Apr 20, 2010 - Jan 5, 2011	-16.68% Aug 26, 2020 - Sep 29, 2020
#6	-21.08% Nov 29, 2017 - Jul 26, 2019	-11.05% Jan 11, 2021 - Feb 9, 2021
#7	-19.80% Aug 18, 2015 - Apr 20, 2016	-8.67% Oct 16, 2020 - Oct 29, 2020
#8	-14.69% Jul 30, 2024 - Nov 6, 2024	-7.74% Nov 12, 2020 - Nov 19, 2020
#9	-13.11% Sep 3, 2014 - Oct 31, 2014	-5.61% Nov 9, 2020 - Nov 12, 2020
#10	-12.24% Jul 18, 2013 - Nov 15, 2013	-5.01% Oct 1, 2020 - Oct 12, 2020
#11	-10.92% Jul 26, 2019 - Oct 29, 2019	-4.41% Oct 29, 2020 - Nov 2, 2020
#12	-9.52% Aug 15, 2017 - Oct 3, 2017	-2.57% Jul 7, 2020 - Jul 9, 2020
#13	-9.28% Jan 14, 2010 - Mar 8, 2010	-1.70% Nov 5, 2020 - Nov 9, 2020
#14	-9.09% Jun 2, 2016 - Aug 3, 2016	-1.05% Oct 12, 2020 - Oct 14, 2020
#15	-7.62% Dec 31, 2013 - Mar 4, 2014	N/A

Correlation

Correlation between RGA and NIO is -0.53 which considered as a moderate negative correlation - the stocks show some tendency to move in opposite directions.

-0.53

-101