REFI vs USAU

Comparison between Chicago Atlantic Real Estate Finance Inc (REFI, Company) and U.S. Gold Corp (USAU, Company).

REFI is from the Real Estate sector, while USAU is from the Basic Materials sector.

5-Year PerformanceUSAU has outperformed REFI, delivering a return of +5.0% compared to +4.5%

REFI vs USAU - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	REFI(COMPANY)	USAU(COMPANY)
Market Cap	$239M	$239M
Max Drawdown	45.62%	99.99%
Sharpe Ratio	-0.34	0.47
5Y Beta	0.43	0.84
Industry	Reit - Mortgage	Gold
P/E Ratio	7.77	-10.42
Forward P/E	7.43	N/A
PEG Ratio	N/A	-1.55
Dividend Yield	16.60%	N/A
5Y EPS CAGR	N/A	-11.31%
Debt to Equity	16.28%	0.00%
Free Cash Flow Yield	10.16%	-6.22%
P/S Ratio	4.82	0.20
P/B Ratio	0.79	4.63

Market Cap

Winner

REFI

$239M

USAU

$239M

Max Drawdown

Winner

REFI

45.62%

USAU

99.99%

Sharpe Ratio

REFI

-0.34

Winner

USAU

0.47

5Y Beta

Winner

REFI

0.43

USAU

0.84

Industry

REFI

Reit - Mortgage

USAU

Gold

P/E Ratio

REFI

7.77

Winner

USAU

-10.42

Forward P/E

REFI

7.43

USAU

N/A

PEG Ratio

REFI

N/A

USAU

-1.55

Dividend Yield

REFI

16.60%

USAU

N/A

5Y EPS CAGR

REFI

N/A

USAU

-11.31%

Debt to Equity

REFI

16.28%

Winner

USAU

0.00%

Free Cash Flow Yield

Winner

REFI

10.16%

USAU

-6.22%

P/S Ratio

REFI

4.82

Winner

USAU

0.20

P/B Ratio

Winner

REFI

0.79

USAU

4.63

REFI vs USAU - Historical Returns

Returns include dividend reinvestment.

Period	REFI	USAU
1 month	-0.71%	+1.57%
3 months	-5.49%	-7.29%
6 months	-7.07%	-6.00%
1 year	-9.01%	+26.49%
5 years(CAGR)	+4.47%	+5.01%
10 years(CAGR)	N/A	-16.74%
Max(CAGR)	+4.47%	-20.20%

REFI

-0.71%

Winner

USAU

+1.57%

Winner

REFI

-5.49%

USAU

-7.29%

REFI

-7.07%

Winner

USAU

-6.00%

REFI

-9.01%

Winner

USAU

+26.49%

5Y(CAGR)

REFI

+4.47%

Winner

USAU

+5.01%

10Y(CAGR)

REFI

N/A

USAU

-16.74%

Max(CAGR)

Winner

REFI

+4.47%

USAU

-20.20%

REFI vs USAU - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	REFI	USAU
2026	-5.02%	-12.66%
2025	-9.46%	+214.59%
2024	+9.91%	+44.92%
2023	+24.48%	-12.91%
2022	+1.58%	-45.76%
2021	+0.97%	-42.13%
2020	N/A	+97.02%
2019	N/A	-11.96%
2018	N/A	-45.78%
2017	N/A	-76.58%
2016	N/A	+1.85%
2015	N/A	-62.07%
2014	N/A	-37.04%
2013	N/A	+3.89%
2012	N/A	-62.92%
2011	N/A	-46.36%
2010	N/A	-59.11%
2009	N/A	+182.31%
2008	N/A	-59.50%
2007	N/A	-13.67%
2006	N/A	-16.53%
2005	N/A	-19.97%
2004	N/A	+55.12%
2003	N/A	+32.91%
2002	N/A	-65.59%
2001	N/A	-32.55%
2000	N/A	-43.60%
1999	N/A	+111.17%

REFI vs USAU Drawdown Comparison

The maximum drawdown for REFI was -26.51%, occurring on Mar 15, 2023. Recovery took 454 trading sessions.

The maximum drawdown for USAU was -99.99%, occurring on Oct 12, 2023. This drawdown has not yet recovered.

The current REFI drawdown is -17.67%. The current USAU drawdown is -99.94%.

Rank	REFI	USAU
#1	-26.51% Feb 28, 2022 - Dec 18, 2023	-99.99% Jul 18, 2000 - Oct 12, 2023
#2	-19.25% Mar 3, 2025 - Mar 27, 2026	-44.34% Mar 14, 2000 - Jun 22, 2000
#3	-9.51% Jul 17, 2024 - Nov 21, 2024	-35.87% Dec 30, 1999 - Mar 8, 2000
#4	-7.26% Dec 27, 2023 - Jul 15, 2024	-13.92% Dec 10, 1999 - Dec 28, 1999
#5	-6.30% Jan 20, 2022 - Feb 28, 2022	-9.62% Jun 27, 2000 - Jul 5, 2000
#6	-3.12% Jan 21, 2025 - Feb 10, 2025	-8.31% Nov 11, 1999 - Nov 24, 1999
#7	-2.99% Feb 18, 2025 - Feb 25, 2025	-7.34% Jul 5, 2000 - Jul 11, 2000
#8	-2.97% Dec 8, 2021 - Dec 31, 2021	-6.94% Nov 26, 1999 - Dec 6, 1999
#9	-2.82% Jan 3, 2025 - Jan 17, 2025	-4.89% Mar 8, 2000 - Mar 13, 2000
#10	-2.78% Dec 5, 2024 - Jan 3, 2025	-1.60% Dec 6, 1999 - Dec 8, 1999
#11	-2.38% Dec 19, 2023 - Dec 26, 2023	-1.33% Nov 8, 1999 - Nov 10, 1999
#12	-1.23% Dec 2, 2024 - Dec 5, 2024	-0.71% Nov 2, 1999 - Nov 5, 1999
#13	-0.88% Feb 11, 2025 - Feb 14, 2025	N/A
#14	-0.39% Jan 11, 2022 - Jan 13, 2022	N/A
#15	-0.31% Nov 25, 2024 - Nov 29, 2024	N/A