REFI vs LMNR

Comparison between Chicago Atlantic Real Estate Finance Inc (REFI, Company) and Limoneira Company (LMNR, Company).

REFI is from the Real Estate sector, while LMNR is from the Consumer Defensive sector.

5-Year PerformanceREFI has outperformed LMNR, delivering a return of +4.5% compared to -5.2%

REFI vs LMNR - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	REFI(COMPANY)	LMNR(COMPANY)
Market Cap	$239M	$239M
Max Drawdown	45.62%	69.23%
Sharpe Ratio	-0.34	-0.56
5Y Beta	0.43	0.71
Industry	Reit - Mortgage	Farm Products
P/E Ratio	7.77	-5.90
Forward P/E	7.43	222.22
PEG Ratio	N/A	-0.00
Dividend Yield	16.60%	1.73%
5Y Dividends CAGR	N/A	4.56%
5Y EPS CAGR	N/A	39.59%
Debt to Equity	16.28%	61.55%
Free Cash Flow Yield	10.16%	-7.64%
P/S Ratio	4.82	1.53
P/B Ratio	0.79	1.43

Market Cap

Winner

REFI

$239M

LMNR

$239M

Max Drawdown

Winner

REFI

45.62%

LMNR

69.23%

Sharpe Ratio

Winner

REFI

-0.34

LMNR

-0.56

5Y Beta

Winner

REFI

0.43

LMNR

0.71

Industry

REFI

Reit - Mortgage

LMNR

Farm Products

P/E Ratio

REFI

7.77

Winner

LMNR

-5.90

Forward P/E

Winner

REFI

7.43

LMNR

222.22

PEG Ratio

REFI

N/A

LMNR

-0.00

Dividend Yield

Winner

REFI

16.60%

LMNR

1.73%

5Y Dividends CAGR

REFI

N/A

LMNR

4.56%

5Y EPS CAGR

REFI

N/A

LMNR

39.59%

Debt to Equity

Winner

REFI

16.28%

LMNR

61.55%

Free Cash Flow Yield

Winner

REFI

10.16%

LMNR

-7.64%

P/S Ratio

REFI

4.82

Winner

LMNR

1.53

P/B Ratio

Winner

REFI

0.79

LMNR

1.43

REFI vs LMNR - Historical Returns

Returns include dividend reinvestment.

Period	REFI	LMNR
1 month	-0.71%	-0.08%
3 months	-5.49%	-4.06%
6 months	-7.07%	-13.39%
1 year	-9.01%	-12.59%
5 years(CAGR)	+4.47%	-5.21%
10 years(CAGR)	N/A	-2.02%
Max(CAGR)	+4.47%	+6.07%

REFI

-0.71%

Winner

LMNR

-0.08%

REFI

-5.49%

Winner

LMNR

-4.06%

Winner

REFI

-7.07%

LMNR

-13.39%

Winner

REFI

-9.01%

LMNR

-12.59%

5Y(CAGR)

Winner

REFI

+4.47%

LMNR

-5.21%

10Y(CAGR)

REFI

N/A

LMNR

-2.02%

Max(CAGR)

REFI

+4.47%

Winner

LMNR

+6.07%

REFI vs LMNR - Annual Returns (2001 - 2026)

Returns include dividend reinvestment.

Year	REFI	LMNR
2026	-5.02%	+1.72%
2025	-9.46%	-47.08%
2024	+9.91%	+21.72%
2023	+24.48%	+68.44%
2022	+1.58%	-19.57%
2021	+0.97%	-6.74%
2020	N/A	-11.36%
2019	N/A	-1.37%
2018	N/A	-10.20%
2017	N/A	+6.01%
2016	N/A	+52.08%
2015	N/A	-39.28%
2014	N/A	-5.04%
2013	N/A	+34.16%
2012	N/A	+10.08%
2011	N/A	-41.50%
2010	N/A	+103.38%
2009	N/A	+11.76%
2008	N/A	-46.78%
2007	N/A	-15.85%
2006	N/A	+10.42%
2005	N/A	+53.90%
2004	N/A	+172.57%
2003	N/A	+25.56%
2002	N/A	+9.76%
2001	N/A	+7.89%

REFI vs LMNR Drawdown Comparison

The maximum drawdown for REFI was -26.51%, occurring on Mar 15, 2023. Recovery took 454 trading sessions.

The maximum drawdown for LMNR was -66.39%, occurring on Nov 21, 2008. Recovery took 2794 trading sessions.

The current REFI drawdown is -17.67%. The current LMNR drawdown is -55.28%.

Rank	REFI	LMNR
#1	-26.51% Feb 28, 2022 - Dec 18, 2023	-66.39% Aug 3, 2007 - Sep 7, 2018
#2	-19.25% Mar 3, 2025 - Mar 27, 2026	-65.82% Sep 10, 2018 - May 11, 2022
#3	-9.51% Jul 17, 2024 - Nov 21, 2024	-41.30% Sep 30, 2005 - Apr 19, 2007
#4	-7.26% Dec 27, 2023 - Jul 15, 2024	-17.51% Apr 25, 2007 - Aug 3, 2007
#5	-6.30% Jan 20, 2022 - Feb 28, 2022	-12.61% Mar 2, 2005 - Mar 22, 2005
#6	-3.12% Jan 21, 2025 - Feb 10, 2025	-8.93% Dec 3, 2001 - Mar 4, 2002
#7	-2.99% Feb 18, 2025 - Feb 25, 2025	-8.70% Jul 18, 2002 - Nov 20, 2002
#8	-2.97% Dec 8, 2021 - Dec 31, 2021	-8.33% Oct 22, 2003 - Mar 16, 2004
#9	-2.82% Jan 3, 2025 - Jan 17, 2025	-7.74% Dec 16, 2004 - Dec 30, 2004
#10	-2.78% Dec 5, 2024 - Jan 3, 2025	-7.50% Dec 30, 2004 - Feb 22, 2005
#11	-2.38% Dec 19, 2023 - Dec 26, 2023	-7.26% Mar 22, 2005 - Jun 17, 2005
#12	-1.23% Dec 2, 2024 - Dec 5, 2024	-6.42% Nov 20, 2002 - Mar 4, 2003
#13	-0.88% Feb 11, 2025 - Feb 14, 2025	-6.12% Mar 4, 2003 - Jul 14, 2003
#14	-0.39% Jan 11, 2022 - Jan 13, 2022	-5.51% Mar 18, 2004 - May 3, 2004
#15	-0.31% Nov 25, 2024 - Nov 29, 2024	-5.43% Sep 21, 2005 - Sep 27, 2005

Correlation

Correlation between REFI and LMNR is 0.65 which considered as a moderate positive correlation - the stocks show some tendency to move together.

0.65

-101

Dividend Comparison (2008 - 2026)

REFI vs LMNR dividend yield comparison.

Year	REFI	LMNR
2026	4.20%	0.00%
2025	15.33%	2.38%
2024	13.36%	1.23%
2023	13.41%	1.45%
2022	13.93%	2.46%
2021	0.00%	2.00%
2020	0.00%	1.80%
2019	0.00%	1.56%
2018	0.00%	1.34%
2017	0.00%	1.02%
2016	0.00%	0.95%
2015	0.00%	1.24%
2014	0.00%	0.69%
2013	0.00%	0.56%
2012	0.00%	0.71%
2011	0.00%	0.74%
2010	0.00%	0.44%
2009	0.00%	0.22%
2008	0.00%	1.54%