RCM vs ENVA

Comparison between R1 RCM Inc (RCM, Company) and Enova International Inc (ENVA, Company).

RCM is from the Healthcare sector, while ENVA is from the Financial Services sector.

5-Year PerformanceENVA has outperformed RCM, delivering a return of +47.6% compared to -8.7%

RCM vs ENVA - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	RCM(COMPANY)	ENVA(COMPANY)
Market Cap	$6.04B	$6.04B
Max Drawdown	77.44%	81.56%
Sharpe Ratio	0.41	1.94
5Y Beta	-0.01	1.34
Industry	Health Information Services	Credit Services
P/E Ratio	-98.29	18.47
Forward P/E	51.55	14.45
PEG Ratio	2.06	0.41
5Y EPS CAGR	N/A	-0.17%
Debt to Equity	78.60%	344.74%
Free Cash Flow Yield	3.09%	31.51%
P/S Ratio	2.45	3.81
P/B Ratio	2.15	4.30

Market Cap

Winner

RCM

$6.04B

ENVA

$6.04B

Max Drawdown

Winner

RCM

77.44%

ENVA

81.56%

Sharpe Ratio

RCM

0.41

Winner

ENVA

1.94

5Y Beta

Winner

RCM

-0.01

ENVA

1.34

Industry

RCM

Health Information Services

ENVA

Credit Services

P/E Ratio

Winner

RCM

-98.29

ENVA

18.47

Forward P/E

RCM

51.55

Winner

ENVA

14.45

PEG Ratio

RCM

2.06

Winner

ENVA

0.41

5Y EPS CAGR

RCM

N/A

ENVA

-0.17%

Debt to Equity

Winner

RCM

78.60%

ENVA

344.74%

Free Cash Flow Yield

RCM

3.09%

Winner

ENVA

31.51%

P/S Ratio

Winner

RCM

2.45

ENVA

3.81

P/B Ratio

Winner

RCM

2.15

ENVA

4.30

RCM vs ENVA - Historical Returns

Returns include dividend reinvestment.

Period	RCM	ENVA
1 month	+0.00%	+39.13%
3 months	+0.00%	+69.26%
6 months	+0.00%	+45.22%
1 year	N/A	+102.24%
5 years(CAGR)	-8.70%	+47.58%
10 years(CAGR)	+22.70%	+42.90%
Max(CAGR)	+15.33%	+20.43%

RCM

+0.00%

Winner

ENVA

+39.13%

RCM

+0.00%

Winner

ENVA

+69.26%

RCM

+0.00%

Winner

ENVA

+45.22%

RCM

N/A

ENVA

+102.24%

5Y(CAGR)

RCM

-8.70%

Winner

ENVA

+47.58%

10Y(CAGR)

RCM

+22.70%

Winner

ENVA

+42.90%

Max(CAGR)

RCM

+15.33%

Winner

ENVA

+20.43%

RCM vs ENVA - Annual Returns (2014 - 2026)

Returns include dividend reinvestment.

Year	RCM	ENVA
2026	+0.00%	+45.02%
2025	N/A	+63.51%
2024	+34.11%	+73.79%
2023	-1.49%	+43.31%
2022	-57.39%	-7.39%
2021	+8.51%	+77.62%
2020	+89.28%	+2.61%
2019	+64.51%	+20.24%
2018	+79.46%	+24.35%
2017	+92.58%	+14.72%
2016	-29.69%	+90.15%
2015	N/A	-71.03%
2014	N/A	-17.40%

RCM vs ENVA Drawdown Comparison

The maximum drawdown for RCM was -77.44%, occurring on Nov 9, 2022. This drawdown has not yet recovered.

The maximum drawdown for ENVA was -81.56%, occurring on Jan 19, 2016. Recovery took 868 trading sessions.

The current RCM drawdown is -53.20%. The current ENVA drawdown is -3.01%.

Rank	RCM	ENVA
#1	-77.44% Feb 16, 2021 - Nov 9, 2022	-81.56% Nov 13, 2014 - Apr 27, 2018
#2	-53.13% Jan 4, 2016 - Apr 6, 2017	-77.57% Jul 19, 2018 - Mar 10, 2021
#3	-45.58% Feb 21, 2020 - Aug 3, 2020	-42.84% Feb 10, 2022 - Feb 2, 2023
#4	-31.73% Jul 18, 2019 - Jan 13, 2020	-37.01% Jul 18, 2023 - Jan 25, 2024
#5	-29.26% Sep 4, 2018 - Apr 11, 2019	-26.25% Feb 6, 2025 - Jul 10, 2025
#6	-27.36% Jun 15, 2017 - Dec 13, 2017	-24.78% Mar 12, 2021 - Nov 5, 2021
#7	-15.13% Jun 27, 2018 - Aug 10, 2018	-24.75% Feb 2, 2026 - Apr 27, 2026
#8	-15.08% Apr 25, 2017 - Jun 14, 2017	-21.84% Feb 3, 2023 - Jun 29, 2023
#9	-13.06% Jan 29, 2018 - Feb 26, 2018	-18.31% Sep 22, 2025 - Nov 5, 2025
#10	-12.11% Sep 14, 2020 - Sep 30, 2020	-14.51% Jul 23, 2025 - Aug 26, 2025
#11	-11.73% Apr 12, 2019 - May 9, 2019	-13.97% Nov 12, 2021 - Jan 12, 2022
#12	-10.53% Aug 10, 2018 - Aug 27, 2018	-13.87% Jul 31, 2024 - Oct 16, 2024
#13	-10.03% Aug 10, 2020 - Sep 8, 2020	-12.17% Jan 14, 2022 - Feb 7, 2022
#14	-9.68% Jan 13, 2020 - Feb 21, 2020	-11.60% Nov 25, 2024 - Jan 17, 2025
#15	-9.16% May 17, 2018 - Jun 5, 2018	-10.29% Apr 23, 2024 - Jul 11, 2024