RCC vs EPAM

Comparison between Ready Capital Corporation 5.75% Senior Notes due 2026 (RCC, Company) and EPAM Systems Inc (EPAM, Company).

5-Year PerformanceRCC has outperformed EPAM, delivering a return of +4.7% compared to -31.6%

RCC vs EPAM - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	RCC(COMPANY)	EPAM(COMPANY)
Market Cap	$4.05B	$4.04B
Max Drawdown	17.83%	89.32%
Sharpe Ratio	1.15	-1.53
5Y Beta	N/A	1.05
Industry	N/A	Information Technology Services
P/E Ratio	-13.26	10.80
Forward P/E	N/A	7.11
PEG Ratio	-0.06	N/A
Dividend Yield	2.64%	N/A
5Y EPS CAGR	N/A	2.57%
Debt to Equity	78.20%	4.81%
Free Cash Flow Yield	11.65%	13.45%

Market Cap

Winner

RCC

$4.05B

EPAM

$4.04B

Max Drawdown

Winner

RCC

17.83%

EPAM

89.32%

Sharpe Ratio

Winner

RCC

1.15

EPAM

-1.53

5Y Beta

RCC

N/A

EPAM

1.05

Industry

RCC

N/A

EPAM

Information Technology Services

P/E Ratio

Winner

RCC

-13.26

EPAM

10.80

Forward P/E

RCC

N/A

EPAM

7.11

PEG Ratio

RCC

-0.06

EPAM

N/A

Dividend Yield

RCC

2.64%

EPAM

N/A

5Y EPS CAGR

RCC

N/A

EPAM

2.57%

Debt to Equity

RCC

78.20%

Winner

EPAM

4.81%

Free Cash Flow Yield

RCC

11.65%

Winner

EPAM

13.45%

RCC vs EPAM - Historical Returns

Returns include dividend reinvestment.

Period	RCC	EPAM
1 month	+0.00%	-23.70%
3 months	+0.00%	-42.80%
6 months	+1.81%	-62.98%
1 year	+6.96%	-53.56%
5 years(CAGR)	+4.73%	-31.57%
10 years(CAGR)	N/A	+1.14%
Max(CAGR)	+5.15%	+12.57%

Winner

RCC

+0.00%

EPAM

-23.70%

Winner

RCC

+0.00%

EPAM

-42.80%

Winner

RCC

+1.81%

EPAM

-62.98%

Winner

RCC

+6.96%

EPAM

-53.56%

5Y(CAGR)

Winner

RCC

+4.73%

EPAM

-31.57%

10Y(CAGR)

RCC

N/A

EPAM

+1.14%

Max(CAGR)

RCC

+5.15%

Winner

EPAM

+12.57%

RCC vs EPAM - Annual Returns (2012 - 2026)

Returns include dividend reinvestment.

Year	RCC	EPAM
2026	+1.21%	-61.77%
2025	+7.85%	-10.60%
2024	+6.60%	-19.71%
2023	+7.68%	-10.28%
2022	-5.54%	-48.97%
2021	+6.87%	+92.05%
2020	N/A	+65.67%
2019	N/A	+85.58%
2018	N/A	+7.02%
2017	N/A	+68.76%
2016	N/A	-14.40%
2015	N/A	+69.18%
2014	N/A	+37.29%
2013	N/A	+84.09%
2012	N/A	+29.29%

RCC vs EPAM Drawdown Comparison

The maximum drawdown for RCC was -11.25%, occurring on Oct 31, 2022. Recovery took 438 trading sessions.

The maximum drawdown for EPAM was -89.32%, occurring on Jun 18, 2026. This drawdown has not yet recovered.

The current EPAM drawdown is -89.32%.

Rank	RCC	EPAM
#1	-11.25% Jan 13, 2022 - Oct 12, 2023	-89.32% Nov 8, 2021 - Jun 18, 2026
#2	-4.51% Feb 26, 2021 - Jun 14, 2021	-39.27% Apr 12, 2012 - Mar 6, 2013
#3	-3.42% Aug 31, 2021 - Jan 13, 2022	-33.28% Feb 19, 2020 - Jun 17, 2020
#4	-3.31% May 13, 2025 - Jul 14, 2025	-32.29% Feb 18, 2014 - Jun 6, 2014
#5	-3.12% Apr 3, 2024 - Aug 20, 2024	-30.91% Dec 8, 2015 - May 22, 2017
#6	-2.32% Dec 19, 2024 - Mar 24, 2025	-26.19% Aug 30, 2018 - Feb 1, 2019
#7	-1.72% Apr 24, 2025 - May 13, 2025	-18.35% Jun 9, 2014 - Oct 27, 2014
#8	-1.63% Jun 14, 2021 - Jun 30, 2021	-16.54% Oct 14, 2013 - Jan 21, 2014
#9	-1.54% Oct 31, 2024 - Dec 19, 2024	-15.35% Jul 26, 2019 - Nov 13, 2019
#10	-1.53% Jul 14, 2021 - Aug 31, 2021	-15.28% Feb 12, 2021 - Apr 5, 2021
#11	-1.44% Jun 30, 2021 - Jul 9, 2021	-12.59% Dec 9, 2014 - Feb 12, 2015
#12	-1.40% Dec 28, 2023 - Jan 3, 2024	-12.33% Sep 3, 2021 - Oct 22, 2021
#13	-1.32% Jan 16, 2024 - Mar 20, 2024	-11.89% Jan 26, 2018 - Mar 9, 2018
#14	-1.18% Sep 24, 2024 - Oct 15, 2024	-11.87% Oct 16, 2020 - Dec 22, 2020
#15	-1.10% Oct 29, 2024 - Oct 31, 2024	-11.84% Oct 9, 2015 - Dec 7, 2015

Correlation

Correlation between RCC and EPAM is -0.66 which considered as a moderate negative correlation - the stocks show some tendency to move in opposite directions.

-0.66

-101