EPAM vs NP

Comparison between EPAM Systems Inc (EPAM, Company) and Neptune Insurance Holdings Inc - Class A (NP, Company).

EPAM is from the Technology sector, while NP is from the Financial Services sector.

EPAM vs NP - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	EPAM(COMPANY)	NP(COMPANY)
Market Cap	$4.04B	$4.04B
Max Drawdown	89.32%	43.78%
Sharpe Ratio	-1.53	0.62
5Y Beta	1.05	0.54
Industry	Information Technology Services	Insurance Brokers
P/E Ratio	10.80	72.43
Forward P/E	7.11	41.32
5Y EPS CAGR	2.57%	N/A
Debt to Equity	4.81%	0.00%
Free Cash Flow Yield	13.45%	1.28%

Market Cap

Winner

EPAM

$4.04B

Max Drawdown

EPAM

89.32%

Winner

43.78%

Sharpe Ratio

EPAM

-1.53

Winner

0.62

5Y Beta

EPAM

1.05

Winner

0.54

Industry

EPAM

Information Technology Services

Insurance Brokers

P/E Ratio

Winner

EPAM

10.80

72.43

Forward P/E

Winner

EPAM

7.11

41.32

5Y EPS CAGR

EPAM

2.57%

N/A

Debt to Equity

EPAM

4.81%

Winner

0.00%

Free Cash Flow Yield

Winner

EPAM

13.45%

1.28%

EPAM vs NP - Historical Returns

Returns include dividend reinvestment.

Period	EPAM	NP
1 month	-23.70%	+7.42%
3 months	-42.80%	+27.96%
6 months	-62.98%	-0.24%
1 year	-53.56%	N/A
5 years(CAGR)	-31.57%	N/A
10 years(CAGR)	+1.14%	N/A
Max(CAGR)	+12.57%	+26.03%

EPAM

-23.70%

Winner

+7.42%

EPAM

-42.80%

Winner

+27.96%

EPAM

-62.98%

Winner

-0.24%

EPAM

-53.56%

N/A

5Y(CAGR)

EPAM

-31.57%

N/A

10Y(CAGR)

EPAM

+1.14%

N/A

Max(CAGR)

EPAM

+12.57%

Winner

+26.03%

EPAM vs NP - Annual Returns (2012 - 2026)

Returns include dividend reinvestment.

Year	EPAM	NP
2026	-61.77%	+5.22%
2025	-10.60%	+17.58%
2024	-19.71%	N/A
2023	-10.28%	N/A
2022	-48.97%	N/A
2021	+92.05%	N/A
2020	+65.67%	N/A
2019	+85.58%	N/A
2018	+7.02%	N/A
2017	+68.76%	N/A
2016	-14.40%	N/A
2015	+69.18%	N/A
2014	+37.29%	N/A
2013	+84.09%	N/A
2012	+29.29%	N/A

EPAM vs NP Drawdown Comparison

The maximum drawdown for EPAM was -89.32%, occurring on Jun 18, 2026. This drawdown has not yet recovered.

The maximum drawdown for NP was -43.78%, occurring on Feb 12, 2026. Recovery took 93 trading sessions.

The current EPAM drawdown is -89.32%. The current NP drawdown is -4.69%.

Rank	EPAM	NP
#1	-89.32% Nov 8, 2021 - Jun 18, 2026	-43.78% Dec 24, 2025 - May 11, 2026
#2	-39.27% Apr 12, 2012 - Mar 6, 2013	-24.34% Oct 3, 2025 - Dec 24, 2025
#3	-33.28% Feb 19, 2020 - Jun 17, 2020	-21.51% May 11, 2026 - Jun 4, 2026
#4	-32.29% Feb 18, 2014 - Jun 6, 2014	N/A
#5	-30.91% Dec 8, 2015 - May 22, 2017	N/A
#6	-26.19% Aug 30, 2018 - Feb 1, 2019	N/A
#7	-18.35% Jun 9, 2014 - Oct 27, 2014	N/A
#8	-16.54% Oct 14, 2013 - Jan 21, 2014	N/A
#9	-15.35% Jul 26, 2019 - Nov 13, 2019	N/A
#10	-15.28% Feb 12, 2021 - Apr 5, 2021	N/A
#11	-12.59% Dec 9, 2014 - Feb 12, 2015	N/A
#12	-12.33% Sep 3, 2021 - Oct 22, 2021	N/A
#13	-11.89% Jan 26, 2018 - Mar 9, 2018	N/A
#14	-11.87% Oct 16, 2020 - Dec 22, 2020	N/A
#15	-11.84% Oct 9, 2015 - Dec 7, 2015	N/A