RCB vs IRT

Comparison between Ready Capital Corp (RCB, Company) and Independence Realty Trust Inc (IRT, Company).

5-Year PerformanceRCB has outperformed IRT, delivering a return of +3.0% compared to +1.1%

RCB vs IRT - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	RCB(COMPANY)	IRT(COMPANY)
Market Cap	$3.99B	$3.98B
Max Drawdown	69.01%	57.33%
Sharpe Ratio	1.29	-0.06
5Y Beta	N/A	0.50
Industry	Other	Reit - Residential
P/E Ratio	-13.05	83.06
Forward P/E	N/A	76.34
PEG Ratio	-0.06	1.55
Dividend Yield	6.31%	4.07%
5Y Dividends CAGR	10.38%	12.37%
5Y EPS CAGR	N/A	4.80%
Debt to Equity	78.20%	71.72%
Free Cash Flow Yield	11.83%	6.97%
P/S Ratio	N/A	6.06
P/B Ratio	N/A	1.20

Market Cap

Winner

RCB

$3.99B

IRT

$3.98B

Max Drawdown

RCB

69.01%

Winner

IRT

57.33%

Sharpe Ratio

Winner

RCB

1.29

IRT

-0.06

5Y Beta

RCB

N/A

IRT

0.50

Industry

RCB

Other

IRT

Reit - Residential

P/E Ratio

Winner

RCB

-13.05

IRT

83.06

Forward P/E

RCB

N/A

IRT

76.34

PEG Ratio

Winner

RCB

-0.06

IRT

1.55

Dividend Yield

Winner

RCB

6.31%

IRT

4.07%

5Y Dividends CAGR

RCB

10.38%

Winner

IRT

12.37%

5Y EPS CAGR

RCB

N/A

IRT

4.80%

Debt to Equity

RCB

78.20%

Winner

IRT

71.72%

Free Cash Flow Yield

Winner

RCB

11.83%

IRT

6.97%

P/S Ratio

RCB

N/A

IRT

6.06

P/B Ratio

RCB

N/A

IRT

1.20

RCB vs IRT - Historical Returns

Returns include dividend reinvestment.

Period	RCB	IRT
1 month	+3.48%	+0.85%
3 months	+5.74%	+9.63%
6 months	+8.69%	+0.70%
1 year	+12.46%	+0.50%
5 years(CAGR)	+2.96%	+1.08%
10 years(CAGR)	N/A	+12.54%
Max(CAGR)	+4.18%	+11.66%

Winner

RCB

+3.48%

IRT

+0.85%

RCB

+5.74%

Winner

IRT

+9.63%

Winner

RCB

+8.69%

IRT

+0.70%

Winner

RCB

+12.46%

IRT

+0.50%

5Y(CAGR)

Winner

RCB

+2.96%

IRT

+1.08%

10Y(CAGR)

RCB

N/A

IRT

+12.54%

Max(CAGR)

RCB

+4.18%

Winner

IRT

+11.66%

RCB vs IRT - Annual Returns (2013 - 2026)

Returns include dividend reinvestment.

Year	RCB	IRT
2026	+7.93%	-2.21%
2025	+5.51%	-8.18%
2024	+7.85%	+32.37%
2023	+2.94%	-4.33%
2022	-8.06%	-29.80%
2021	+7.15%	+103.82%
2020	-1.61%	+2.02%
2019	+9.93%	+63.51%
2018	N/A	-2.85%
2017	N/A	+20.78%
2016	N/A	+30.62%
2015	N/A	-13.21%
2014	N/A	+17.32%
2013	N/A	+1.87%

RCB vs IRT Drawdown Comparison

The maximum drawdown for RCB was -68.57%, occurring on Mar 24, 2020. Recovery took 260 trading sessions.

The maximum drawdown for IRT was -56.38%, occurring on Apr 3, 2020. Recovery took 281 trading sessions.

The current IRT drawdown is -30.09%.

Rank	RCB	IRT
#1	-68.57% Jan 8, 2020 - Jan 20, 2021	-56.38% Feb 13, 2020 - Mar 26, 2021
#2	-15.65% Aug 31, 2021 - Aug 19, 2025	-54.74% Apr 21, 2022 - Oct 30, 2023
#3	-4.44% May 3, 2021 - Aug 31, 2021	-33.40% Jul 10, 2014 - Jul 20, 2016
#4	-3.71% Sep 24, 2019 - Dec 20, 2019	-25.24% Sep 23, 2016 - Jun 9, 2017
#5	-3.27% Apr 12, 2021 - May 3, 2021	-20.52% Nov 24, 2017 - Jun 20, 2018
#6	-2.07% Feb 1, 2021 - Feb 19, 2021	-14.87% Dec 31, 2021 - Mar 2, 2022
#7	-2.04% Aug 8, 2019 - Sep 24, 2019	-12.48% Dec 6, 2018 - Jan 17, 2019
#8	-1.85% Jan 20, 2021 - Jan 29, 2021	-10.97% Oct 31, 2019 - Feb 10, 2020
#9	-1.25% Aug 29, 2025 - Oct 1, 2025	-9.50% Nov 24, 2021 - Dec 31, 2021
#10	-1.19% Mar 3, 2021 - Mar 23, 2021	-9.19% Nov 7, 2013 - Jan 16, 2014
#11	-1.16% Mar 4, 2026 - Mar 24, 2026	-8.95% Sep 5, 2017 - Oct 2, 2017
#12	-1.08% Nov 10, 2025 - Dec 15, 2025	-8.88% Jul 20, 2021 - Aug 5, 2021
#13	-1.05% Jul 26, 2019 - Aug 7, 2019	-8.12% Sep 28, 2018 - Dec 6, 2018
#14	-0.98% Dec 31, 2019 - Jan 6, 2020	-7.32% Apr 27, 2021 - May 27, 2021
#15	-0.89% Dec 15, 2025 - Jan 8, 2026	-7.07% Apr 2, 2019 - May 16, 2019

Correlation

Correlation between RCB and IRT is 0.64 which considered as a moderate positive correlation - the stocks show some tendency to move together.

0.64

-101

Dividend Comparison (2013 - 2026)

RCB vs IRT dividend yield comparison.

Year	RCB	IRT
2026	4.46%	2.08%
2025	4.73%	3.83%
2024	4.69%	3.23%
2023	0.00%	4.05%
2022	1.66%	3.20%
2021	3.00%	2.24%
2020	6.21%	4.02%
2019	1.54%	5.11%
2018	0.00%	7.84%
2017	0.00%	7.14%
2016	0.00%	8.07%
2015	0.00%	9.59%
2014	0.00%	7.73%
2013	0.00%	3.20%