RCB vs INDB

Comparison between Ready Capital Corp (RCB, Company) and Independent Bank Corp (INDB, Company).

5-Year PerformanceINDB has outperformed RCB, delivering a return of +6.8% compared to +3.0%

RCB vs INDB - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	RCB(COMPANY)	INDB(COMPANY)
Market Cap	$3.99B	$4B
Max Drawdown	69.01%	70.36%
Sharpe Ratio	1.29	0.93
5Y Beta	N/A	0.98
Industry	Other	Banks - Regional
P/E Ratio	-13.05	16.25
Forward P/E	N/A	11.70
PEG Ratio	-0.06	1.16
Dividend Yield	6.31%	2.90%
5Y Dividends CAGR	10.38%	10.16%
5Y EPS CAGR	N/A	4.16%
Debt to Equity	78.20%	0.00%
Free Cash Flow Yield	11.83%	8.49%
P/S Ratio	N/A	4.53
P/B Ratio	N/A	1.15

Market Cap

RCB

$3.99B

Winner

INDB

$4B

Max Drawdown

Winner

RCB

69.01%

INDB

70.36%

Sharpe Ratio

Winner

RCB

1.29

INDB

0.93

5Y Beta

RCB

N/A

INDB

0.98

Industry

RCB

Other

INDB

Banks - Regional

P/E Ratio

Winner

RCB

-13.05

INDB

16.25

Forward P/E

RCB

N/A

INDB

11.70

PEG Ratio

Winner

RCB

-0.06

INDB

1.16

Dividend Yield

Winner

RCB

6.31%

INDB

2.90%

5Y Dividends CAGR

Winner

RCB

10.38%

INDB

10.16%

5Y EPS CAGR

RCB

N/A

INDB

4.16%

Debt to Equity

RCB

78.20%

Winner

INDB

0.00%

Free Cash Flow Yield

Winner

RCB

11.83%

INDB

8.49%

P/S Ratio

RCB

N/A

INDB

4.53

P/B Ratio

RCB

N/A

INDB

1.15

RCB vs INDB - Historical Returns

Returns include dividend reinvestment.

Period	RCB	INDB
1 month	+3.48%	+0.99%
3 months	+5.74%	+4.64%
6 months	+8.69%	+15.42%
1 year	+12.46%	+28.61%
5 years(CAGR)	+2.96%	+6.83%
10 years(CAGR)	N/A	+8.77%
Max(CAGR)	+4.18%	+9.99%

Winner

RCB

+3.48%

INDB

+0.99%

Winner

RCB

+5.74%

INDB

+4.64%

RCB

+8.69%

Winner

INDB

+15.42%

RCB

+12.46%

Winner

INDB

+28.61%

5Y(CAGR)

RCB

+2.96%

Winner

INDB

+6.83%

10Y(CAGR)

RCB

N/A

INDB

+8.77%

Max(CAGR)

RCB

+4.18%

Winner

INDB

+9.99%

RCB vs INDB - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	RCB	INDB
2026	+7.93%	+15.89%
2025	+5.51%	+19.78%
2024	+7.85%	+2.44%
2023	+2.94%	-17.02%
2022	-8.06%	+3.94%
2021	+7.15%	+15.04%
2020	-1.61%	-9.78%
2019	+9.93%	+18.14%
2018	N/A	+3.24%
2017	N/A	+1.19%
2016	N/A	+58.20%
2015	N/A	+13.16%
2014	N/A	+14.22%
2013	N/A	+34.53%
2012	N/A	+6.28%
2011	N/A	-0.44%
2010	N/A	+31.22%
2009	N/A	-17.19%
2008	N/A	+3.50%
2007	N/A	-22.69%
2006	N/A	+25.42%
2005	N/A	-11.86%
2004	N/A	+21.49%
2003	N/A	+24.60%
2002	N/A	+6.74%
2001	N/A	+81.79%
2000	N/A	+2.42%
1999	N/A	-5.83%

RCB vs INDB Drawdown Comparison

The maximum drawdown for RCB was -68.57%, occurring on Mar 24, 2020. Recovery took 260 trading sessions.

The maximum drawdown for INDB was -68.87%, occurring on Mar 9, 2009. Recovery took 1526 trading sessions.

The current INDB drawdown is -1.82%.

Rank	RCB	INDB
#1	-68.57% Jan 8, 2020 - Jan 20, 2021	-68.87% Dec 27, 2006 - Jan 22, 2013
#2	-15.65% Aug 31, 2021 - Aug 19, 2025	-52.59% Mar 12, 2021 - Feb 3, 2026
#3	-4.44% May 3, 2021 - Aug 31, 2021	-42.91% Sep 7, 2018 - Feb 24, 2021
#4	-3.71% Sep 24, 2019 - Dec 20, 2019	-33.80% Apr 16, 2002 - Aug 12, 2003
#5	-3.27% Apr 12, 2021 - May 3, 2021	-31.92% Nov 3, 1999 - Aug 11, 2000
#6	-2.07% Feb 1, 2021 - Feb 19, 2021	-30.44% Sep 20, 2000 - Feb 13, 2001
#7	-2.04% Aug 8, 2019 - Sep 24, 2019	-29.03% Dec 1, 2004 - Nov 15, 2006
#8	-1.85% Jan 20, 2021 - Jan 29, 2021	-27.91% Aug 21, 2001 - Nov 20, 2001
#9	-1.25% Aug 29, 2025 - Oct 1, 2025	-20.30% Nov 27, 2015 - Aug 5, 2016
#10	-1.19% Mar 3, 2021 - Mar 23, 2021	-17.28% Feb 10, 2004 - Sep 9, 2004
#11	-1.16% Mar 4, 2026 - Mar 24, 2026	-15.54% Jan 4, 2017 - Jul 21, 2017
#12	-1.08% Nov 10, 2025 - Dec 15, 2025	-14.30% Feb 6, 2026 - Jul 1, 2026
#13	-1.05% Jul 26, 2019 - Aug 7, 2019	-13.73% Jul 20, 2015 - Nov 6, 2015
#14	-0.98% Dec 31, 2019 - Jan 6, 2020	-13.47% Apr 1, 2014 - Oct 31, 2014
#15	-0.89% Dec 15, 2025 - Jan 8, 2026	-12.73% Dec 30, 2014 - Mar 16, 2015

Correlation

Correlation between RCB and INDB is 0.43 which considered as a weak positive correlation - the stocks show a slight tendency to move together.

0.43

-101

Dividend Comparison (1999 - 2026)

RCB vs INDB dividend yield comparison.

Year	RCB	INDB
2026	4.46%	1.53%
2025	4.73%	3.23%
2024	4.69%	3.55%
2023	0.00%	3.34%
2022	1.66%	2.46%
2021	3.00%	2.35%
2020	6.21%	2.52%
2019	1.54%	2.11%
2018	0.00%	2.16%
2017	0.00%	1.83%
2016	0.00%	1.65%
2015	0.00%	2.24%
2014	0.00%	2.24%
2013	0.00%	2.25%
2012	0.00%	2.90%
2011	0.00%	2.78%
2010	0.00%	2.66%
2009	0.00%	3.45%
2008	0.00%	2.75%
2007	0.00%	2.50%
2006	0.00%	1.78%
2005	0.00%	2.10%
2004	0.00%	1.66%
2003	0.00%	1.84%
2002	0.00%	2.11%
2001	0.00%	2.05%
2000	0.00%	3.20%
1999	0.00%	0.80%