PT vs PDLB

Comparison between Pintec Technology Holdings Ltd (PT, Company) and Ponce Financial Group Inc (PDLB, Company).

Both PT and PDLB are from the Financial Services sector.

5-Year PerformancePDLB has outperformed PT, delivering a return of +16.2% compared to -30.4%

PT vs PDLB - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	PT(COMPANY)	PDLB(COMPANY)
Market Cap	$484M	$484M
Max Drawdown	99.58%	54.38%
Sharpe Ratio	0.05	1.46
5Y Beta	N/A	0.63
Industry	Credit Services	Banks - Regional
P/E Ratio	-228.49	15.37
Forward P/E	N/A	49.26
PEG Ratio	N/A	0.13
Debt to Equity	-0.45%	103.58%
Free Cash Flow Yield	-0.42%	11.46%
P/S Ratio	N/A	4.43
P/B Ratio	N/A	1.50

Market Cap

$484M

Winner

PDLB

$484M

Max Drawdown

99.58%

Winner

PDLB

54.38%

Sharpe Ratio

0.05

Winner

PDLB

1.46

5Y Beta

N/A

PDLB

0.63

Industry

Credit Services

PDLB

Banks - Regional

P/E Ratio

Winner

-228.49

PDLB

15.37

Forward P/E

N/A

PDLB

49.26

PEG Ratio

N/A

PDLB

0.13

Debt to Equity

Winner

-0.45%

PDLB

103.58%

Free Cash Flow Yield

-0.42%

Winner

PDLB

11.46%

P/S Ratio

N/A

PDLB

4.43

P/B Ratio

N/A

PDLB

1.50

PT vs PDLB - Historical Returns

Returns include dividend reinvestment.

Period	PT	PDLB
1 month	-19.34%	+1.22%
3 months	-18.57%	+13.58%
6 months	-17.79%	+21.40%
1 year	-8.38%	+42.01%
5 years(CAGR)	-30.44%	+16.20%
10 years(CAGR)	N/A	+7.33%
Max(CAGR)	-42.55%	+7.33%

-19.34%

Winner

PDLB

+1.22%

-18.57%

Winner

PDLB

+13.58%

-17.79%

Winner

PDLB

+21.40%

-8.38%

Winner

PDLB

+42.01%

5Y(CAGR)

-30.44%

Winner

PDLB

+16.20%

10Y(CAGR)

N/A

PDLB

+7.33%

Max(CAGR)

-42.55%

Winner

PDLB

+7.33%

PT vs PDLB - Annual Returns (2017 - 2026)

Returns include dividend reinvestment.

Year	PT	PDLB
2026	-8.56%	+23.66%
2025	-4.65%	+25.00%
2024	-15.86%	+36.84%
2023	+170.73%	+2.63%
2022	-82.57%	-10.64%
2021	-55.46%	+43.28%
2020	-47.03%	-28.50%
2019	-81.89%	+15.48%
2018	-16.14%	-15.85%
2017	N/A	+1.88%

PT vs PDLB Drawdown Comparison

The maximum drawdown for PT was -99.58%, occurring on Sep 30, 2022. This drawdown has not yet recovered.

The maximum drawdown for PDLB was -54.38%, occurring on May 15, 2020. Recovery took 1746 trading sessions.

The current PT drawdown is -98.68%. The current PDLB drawdown is -3.11%.

Rank	PT	PDLB
#1	-99.58% Mar 28, 2019 - Sep 30, 2022	-54.38% Nov 28, 2017 - Nov 6, 2024
#2	-25.22% Oct 25, 2018 - Mar 26, 2019	-21.12% Feb 5, 2025 - May 13, 2025
#3	N/A	-8.42% Dec 15, 2025 - Apr 8, 2026
#4	N/A	-8.07% May 13, 2025 - Jul 1, 2025
#5	N/A	-7.69% Dec 11, 2024 - Jan 15, 2025
#6	N/A	-6.97% Sep 18, 2025 - Nov 7, 2025
#7	N/A	-6.37% Nov 12, 2025 - Nov 25, 2025
#8	N/A	-4.66% Jul 10, 2025 - Jul 29, 2025
#9	N/A	-4.43% Nov 25, 2025 - Dec 10, 2025
#10	N/A	-4.40% Jul 1, 2026 - Jul 16, 2026
#11	N/A	-3.89% Nov 6, 2024 - Nov 8, 2024
#12	N/A	-3.74% Jul 29, 2025 - Aug 12, 2025
#13	N/A	-3.69% Aug 13, 2025 - Aug 22, 2025
#14	N/A	-3.11% Jul 16, 2026 - Jul 23, 2026
#15	N/A	-3.09% Jun 2, 2026 - Jun 10, 2026