PSNL vs HBT

Comparison between Personalis Inc (PSNL, Company) and HBT Financial Inc (HBT, Company).

PSNL is from the Healthcare sector, while HBT is from the Financial Services sector.

5-Year PerformanceHBT has outperformed PSNL, delivering a return of +15.4% compared to -16.9%

PSNL vs HBT - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	PSNL(COMPANY)	HBT(COMPANY)
Market Cap	$1.10B	$1.10B
Max Drawdown	98.18%	54.31%
Sharpe Ratio	0.90	1.07
5Y Beta	2.17	0.71
Industry	Diagnostics & Research	Banks - Regional
P/E Ratio	-10.65	14.10
Dividend Yield	N/A	2.88%
5Y Dividends CAGR	N/A	7.96%
5Y EPS CAGR	-3.14%	5.15%
Debt to Equity	0.00%	0.00%
Free Cash Flow Yield	-7.67%	7.54%
P/S Ratio	17.11	4.52
P/B Ratio	4.32	1.48

Market Cap

Winner

PSNL

$1.10B

HBT

$1.10B

Max Drawdown

PSNL

98.18%

Winner

HBT

54.31%

Sharpe Ratio

PSNL

0.90

Winner

HBT

1.07

5Y Beta

PSNL

2.17

Winner

HBT

0.71

Industry

PSNL

Diagnostics & Research

HBT

Banks - Regional

P/E Ratio

Winner

PSNL

-10.65

HBT

14.10

Dividend Yield

PSNL

N/A

HBT

2.88%

5Y Dividends CAGR

PSNL

N/A

HBT

7.96%

5Y EPS CAGR

PSNL

-3.14%

Winner

HBT

5.15%

Debt to Equity

PSNL

0.00%

HBT

0.00%

Free Cash Flow Yield

PSNL

-7.67%

Winner

HBT

7.54%

P/S Ratio

PSNL

17.11

Winner

HBT

4.52

P/B Ratio

PSNL

4.32

Winner

HBT

1.48

PSNL vs HBT - Historical Returns

Returns include dividend reinvestment.

Period	PSNL	HBT
1 month	+20.07%	+7.48%
3 months	+33.64%	+15.46%
6 months	+16.63%	+16.38%
1 year	+63.77%	+28.78%
5 years(CAGR)	-16.91%	+15.44%
Max(CAGR)	-13.67%	+14.57%

Winner

PSNL

+20.07%

HBT

+7.48%

Winner

PSNL

+33.64%

HBT

+15.46%

Winner

PSNL

+16.63%

HBT

+16.38%

Winner

PSNL

+63.77%

HBT

+28.78%

5Y(CAGR)

PSNL

-16.91%

Winner

HBT

+15.44%

Max(CAGR)

PSNL

-13.67%

Winner

HBT

+14.57%

PSNL vs HBT - Annual Returns (2019 - 2026)

Returns include dividend reinvestment.

Year	PSNL	HBT
2026	+29.55%	+20.49%
2025	+26.95%	+24.49%
2024	+183.33%	+6.49%
2023	+4.48%	+13.11%
2022	-86.15%	+8.06%
2021	-58.97%	+29.31%
2020	+235.56%	-17.25%
2019	-61.74%	+22.20%

PSNL vs HBT Drawdown Comparison

The maximum drawdown for PSNL was -98.18%, occurring on Oct 23, 2023. This drawdown has not yet recovered.

The maximum drawdown for HBT was -53.94%, occurring on Mar 23, 2020. Recovery took 441 trading sessions.

The current PSNL drawdown is -80.07%. The current HBT drawdown is -0.36%.

Rank	PSNL	HBT
#1	-98.18% Jan 20, 2021 - Oct 23, 2023	-53.94% Feb 5, 2020 - Nov 3, 2021
#2	-84.30% Jun 21, 2019 - Oct 9, 2020	-27.07% Mar 6, 2023 - Jul 16, 2024
#3	-25.91% Dec 22, 2020 - Jan 19, 2021	-18.67% Feb 6, 2025 - Jul 1, 2025
#4	-19.50% Oct 9, 2020 - Nov 20, 2020	-17.33% Feb 8, 2022 - Oct 28, 2022
#5	-18.45% Nov 20, 2020 - Dec 7, 2020	-16.45% Jul 23, 2024 - Nov 6, 2024
#6	-11.61% Dec 10, 2020 - Dec 21, 2020	-16.19% Nov 11, 2024 - Jan 30, 2025
#7	N/A	-13.44% Nov 10, 2022 - Feb 3, 2023
#8	N/A	-13.40% Aug 27, 2025 - Dec 12, 2025
#9	N/A	-12.01% Feb 17, 2026 - Jun 8, 2026
#10	N/A	-9.56% Jul 3, 2025 - Aug 22, 2025
#11	N/A	-8.76% Jan 11, 2022 - Feb 8, 2022
#12	N/A	-7.44% Nov 9, 2021 - Jan 5, 2022
#13	N/A	-7.25% Jan 22, 2026 - Feb 4, 2026
#14	N/A	-6.81% Dec 18, 2025 - Jan 21, 2026
#15	N/A	-5.34% Nov 4, 2022 - Nov 10, 2022

Correlation

Correlation between PSNL and HBT is -0.44 which considered as a weak negative correlation - the stocks show a slight tendency to move in opposite directions.

-0.44

-101