HBT vs THRM

Comparison between HBT Financial Inc (HBT, Company) and Gentherm Inc - Class A (THRM, Company).

HBT is from the Financial Services sector, while THRM is from the Consumer Cyclical sector.

5-Year PerformanceHBT has outperformed THRM, delivering a return of +15.4% compared to -12.9%

HBT vs THRM - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	HBT(COMPANY)	THRM(COMPANY)
Market Cap	$1.10B	$1.10B
Max Drawdown	54.31%	97.25%
Sharpe Ratio	1.07	0.76
5Y Beta	0.71	1.03
Industry	Banks - Regional	Auto Parts
P/E Ratio	14.10	48.51
Forward P/E	N/A	13.55
PEG Ratio	N/A	1.02
Dividend Yield	2.88%	N/A
5Y Dividends CAGR	7.96%	N/A
5Y EPS CAGR	5.15%	-21.27%
Debt to Equity	0.00%	30.57%
Free Cash Flow Yield	7.54%	7.14%
P/S Ratio	4.52	0.72
P/B Ratio	1.48	1.54

Market Cap

Winner

HBT

$1.10B

THRM

$1.10B

Max Drawdown

Winner

HBT

54.31%

THRM

97.25%

Sharpe Ratio

Winner

HBT

1.07

THRM

0.76

5Y Beta

Winner

HBT

0.71

THRM

1.03

Industry

HBT

Banks - Regional

THRM

Auto Parts

P/E Ratio

Winner

HBT

14.10

THRM

48.51

Forward P/E

HBT

N/A

THRM

13.55

PEG Ratio

HBT

N/A

THRM

1.02

Dividend Yield

HBT

2.88%

THRM

N/A

5Y Dividends CAGR

HBT

7.96%

THRM

N/A

5Y EPS CAGR

Winner

HBT

5.15%

THRM

-21.27%

Debt to Equity

Winner

HBT

0.00%

THRM

30.57%

Free Cash Flow Yield

Winner

HBT

7.54%

THRM

7.14%

P/S Ratio

HBT

4.52

Winner

THRM

0.72

P/B Ratio

Winner

HBT

1.48

THRM

1.54

HBT vs THRM - Historical Returns

Returns include dividend reinvestment.

Period	HBT	THRM
1 month	+7.48%	+7.67%
3 months	+15.46%	+23.08%
6 months	+16.38%	-5.67%
1 year	+28.78%	+26.07%
5 years(CAGR)	+15.44%	-12.93%
10 years(CAGR)	N/A	-0.37%
Max(CAGR)	+14.57%	+9.61%

HBT

+7.48%

Winner

THRM

+7.67%

HBT

+15.46%

Winner

THRM

+23.08%

Winner

HBT

+16.38%

THRM

-5.67%

Winner

HBT

+28.78%

THRM

+26.07%

5Y(CAGR)

Winner

HBT

+15.44%

THRM

-12.93%

10Y(CAGR)

HBT

N/A

THRM

-0.37%

Max(CAGR)

Winner

HBT

+14.57%

THRM

+9.61%

HBT vs THRM - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	HBT	THRM
2026	+20.49%	-4.29%
2025	+24.49%	-7.53%
2024	+6.49%	-23.41%
2023	+13.11%	-20.49%
2022	+8.06%	-25.55%
2021	+29.31%	+36.94%
2020	-17.25%	+41.97%
2019	+22.20%	+9.23%
2018	N/A	+24.74%
2017	N/A	-6.48%
2016	N/A	-25.69%
2015	N/A	+27.42%
2014	N/A	+40.85%
2013	N/A	+95.69%
2012	N/A	-5.13%
2011	N/A	+28.70%
2010	N/A	+29.06%
2009	N/A	+146.58%
2008	N/A	-84.11%
2007	N/A	+116.82%
2006	N/A	+75.64%
2005	N/A	+55.53%
2004	N/A	-12.41%
2003	N/A	+71.51%
2002	N/A	+153.27%
2001	N/A	-40.98%
2000	N/A	-30.31%
1999	N/A	-1.96%

HBT vs THRM Drawdown Comparison

The maximum drawdown for HBT was -53.94%, occurring on Mar 23, 2020. Recovery took 441 trading sessions.

The maximum drawdown for THRM was -97.25%, occurring on Oct 18, 2001. Recovery took 3473 trading sessions.

The current HBT drawdown is -0.36%. The current THRM drawdown is -64.24%.

Rank	HBT	THRM
#1	-53.94% Feb 5, 2020 - Nov 3, 2021	-97.25% Mar 1, 2000 - Dec 19, 2013
#2	-27.07% Mar 6, 2023 - Jul 16, 2024	-76.34% Jan 14, 2022 - Apr 11, 2025
#3	-18.67% Feb 6, 2025 - Jul 1, 2025	-52.64% Jun 26, 2015 - Dec 3, 2020
#4	-17.33% Feb 8, 2022 - Oct 28, 2022	-42.89% Nov 19, 1999 - Jan 26, 2000
#5	-16.45% Jul 23, 2024 - Nov 6, 2024	-36.81% Sep 11, 2014 - Apr 9, 2015
#6	-16.19% Nov 11, 2024 - Jan 30, 2025	-33.42% Jan 26, 2000 - Feb 16, 2000
#7	-13.44% Nov 10, 2022 - Feb 3, 2023	-18.99% Mar 16, 2021 - Jul 29, 2021
#8	-13.40% Aug 27, 2025 - Dec 12, 2025	-16.81% Oct 27, 2021 - Nov 22, 2021
#9	-12.01% Feb 17, 2026 - Jun 8, 2026	-16.40% Jan 22, 2014 - Feb 25, 2014
#10	-9.56% Jul 3, 2025 - Aug 22, 2025	-13.98% Jul 23, 2014 - Aug 29, 2014
#11	-8.76% Jan 11, 2022 - Feb 8, 2022	-13.78% Nov 24, 2021 - Jan 10, 2022
#12	-7.44% Nov 9, 2021 - Jan 5, 2022	-13.65% Jan 20, 2021 - Feb 19, 2021
#13	-7.25% Jan 22, 2026 - Feb 4, 2026	-13.54% Nov 2, 1999 - Nov 18, 1999
#14	-6.81% Dec 18, 2025 - Jan 21, 2026	-11.42% Aug 27, 2021 - Oct 25, 2021
#15	-5.34% Nov 4, 2022 - Nov 10, 2022	-10.03% Dec 31, 2013 - Jan 22, 2014

Correlation

Correlation between HBT and THRM is -0.44 which considered as a weak negative correlation - the stocks show a slight tendency to move in opposite directions.

-0.44

-101