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PRAA vs MSBI

Comparison between PRA Group Inc (PRAA, Company) and Midland States Bancorp Inc (MSBI, Company).

Both PRAA and MSBI are from the Financial Services sector.

5-Year PerformanceMSBI has outperformed PRAA, delivering a return of +10.9% compared to -15.4%

PRAA vs MSBI - Performance Comparison

Key Characteristics

Financial metrics and valuation ratios

Market Cap
Winner
PRAA
$645M
MSBI
$642M
Max Drawdown
PRAA
83.83%
Winner
MSBI
65.76%
Sharpe Ratio
PRAA
0.38
Winner
MSBI
1.79
5Y Beta
PRAA
1.24
Winner
MSBI
0.76
Industry
PRAA
Credit Services
MSBI
Banks - Regional
P/E Ratio
Winner
PRAA
-2.37
MSBI
18.58
Forward P/E
PRAA
11.57
Winner
MSBI
8.22
PEG Ratio
PRAA
N/A
MSBI
1.41
Dividend Yield
PRAA
N/A
MSBI
4.12%
5Y Dividends CAGR
PRAA
N/A
MSBI
7.74%
5Y EPS CAGR
PRAA
N/A
MSBI
-1.10%
Debt to Equity
Winner
PRAA
0.00%
MSBI
27.45%
Free Cash Flow Yield
PRAA
-2.07%
Winner
MSBI
17.73%
P/S Ratio
PRAA
N/A
MSBI
2.38
P/B Ratio
PRAA
N/A
MSBI
1.43

PRAA vs MSBI - Historical Returns

Returns include dividend reinvestment.

1M
PRAA
-8.24%
Winner
MSBI
+2.55%
3M
PRAA
-22.13%
Winner
MSBI
+34.00%
6M
PRAA
+1.51%
Winner
MSBI
+38.17%
1Y
PRAA
-1.46%
Winner
MSBI
+78.03%
5Y(CAGR)
PRAA
-15.38%
Winner
MSBI
+10.88%
10Y(CAGR)
PRAA
-5.35%
Winner
MSBI
+8.12%
Max(CAGR)
PRAA
+5.02%
Winner
MSBI
+8.21%

PRAA vs MSBI - Annual Returns (2002 - 2026)

Returns include dividend reinvestment.

YearPRAAMSBI
2026-7.61%+49.83%
2025-14.08%-4.63%
2024-18.68%-6.84%
2023-24.23%+9.54%
2022-32.29%+9.65%
2021+30.01%+45.08%
2020+7.10%-34.19%
2019+42.24%+32.97%
2018-26.93%-29.19%
2017-17.82%-6.16%
2016+14.06%+67.58%
2015-39.29%N/A
2014+11.81%N/A
2013+49.10%N/A
2012+55.80%N/A
2011-10.91%N/A
2010+61.62%N/A
2009+34.93%N/A
2008-12.40%N/A
2007-13.52%N/A
2006+0.24%N/A
2005+17.90%N/A
2004+56.85%N/A
2003+41.60%N/A
2002+18.12%N/A

PRAA vs MSBI Drawdown Comparison

The maximum drawdown for PRAA was -83.83%, occurring on Feb 23, 2026. This drawdown has not yet recovered.

The maximum drawdown for MSBI was -61.18%, occurring on Sep 23, 2020. Recovery took 1376 trading sessions.

The current PRAA drawdown is -74.95%. The current MSBI drawdown is -2.30%.

RankPRAAMSBI
#1-83.83%
Jul 13, 2015 - Feb 23, 2026
-61.18%
Jul 9, 2018 - Dec 26, 2023
#2-69.59%
Jul 17, 2007 - Apr 28, 2010
-44.33%
Nov 6, 2024 - Apr 27, 2026
#3-35.55%
Apr 29, 2011 - Jun 29, 2012
-24.88%
Dec 27, 2023 - Nov 6, 2024
#4-30.26%
Jun 17, 2003 - Oct 15, 2004
-19.19%
Dec 28, 2016 - Jun 19, 2018
#5-26.21%
Apr 26, 2006 - Apr 25, 2007
-8.71%
Dec 7, 2016 - Dec 20, 2016
#6-24.37%
Nov 10, 2014 - Jul 13, 2015
-8.20%
Jun 6, 2016 - Aug 11, 2016
#7-24.24%
Oct 29, 2013 - Nov 4, 2014
-6.92%
Oct 21, 2016 - Nov 10, 2016
#8-22.75%
Feb 8, 2005 - Jun 28, 2005
-5.89%
May 7, 2026 - May 26, 2026
#9-20.32%
Feb 18, 2003 - Apr 15, 2003
-5.48%
Jul 1, 2026 - Jul 16, 2026
#10-19.98%
Sep 27, 2005 - Dec 6, 2005
-4.46%
Jun 20, 2018 - Jul 9, 2018
#11-18.67%
Jun 16, 2010 - Dec 16, 2010
-3.90%
Sep 9, 2016 - Sep 30, 2016
#12-14.60%
Jan 27, 2006 - Apr 26, 2006
-3.45%
Jun 12, 2026 - Jun 23, 2026
#13-13.60%
Jun 17, 2013 - Aug 12, 2013
-2.68%
Jul 16, 2026 - Jul 20, 2026
#14-12.96%
May 29, 2003 - Jun 17, 2003
-2.31%
May 26, 2026 - Jun 4, 2026
#15-11.68%
Dec 30, 2004 - Jan 31, 2005
-2.11%
Oct 5, 2016 - Oct 19, 2016

Correlation

Correlation between PRAA and MSBI is -0.03 which considered as a very weak or no correlation - the stocks move independently of each other.

-0.03
-101

Dividend Comparison (2007 - 2026)

PRAA vs MSBI dividend yield comparison.

YearPRAAMSBI
20260.00%2.07%
20250.00%5.95%
20240.00%5.08%
20230.00%4.35%
20220.00%4.36%
20210.00%4.52%
20200.00%5.99%
20190.00%3.35%
20180.00%3.94%
20170.00%2.46%
20160.00%1.00%
20072.52%0.00%

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