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PNC vs SPY

Comparison between PNC Financial Services Group Inc (PNC, Company) and SPDR S&P 500 ETF Trust (SPY, ETF).

5-Year PerformanceSPY has outperformed PNC, delivering a return of +13.3% compared to +5.5%

PNC vs SPY - Performance Comparison

Key Characteristics

Financial metrics and valuation ratios

Market Cap / Net Assets
PNC
$90B
Winner
SPY
$652B
Expense Ratio
PNC
N/A
SPY
0.09%
Max Drawdown
PNC
77.21%
Winner
SPY
56.47%
Sharpe Ratio
PNC
1.38
Winner
SPY
2.07
5Y Beta
Winner
PNC
0.91
SPY
1.00
Industry
PNC
Banks - Regional
SPY
N/A
P/E Ratio
Winner
PNC
13.18
SPY
28.24
Forward P/E
Winner
PNC
12.12
SPY
21.85
PEG Ratio
PNC
0.91
SPY
N/A
Dividend Yield
PNC
3.06%
SPY
N/A
5Y Dividends CAGR
Winner
PNC
12.80%
SPY
5.43%
5Y EPS CAGR
PNC
7.53%
Winner
SPY
25.79%
Debt to Equity
PNC
104.78%
Winner
SPY
22.35%
Free Cash Flow Yield
PNC
7.57%
SPY
N/A
P/S Ratio
PNC
3.88
Winner
SPY
3.55
P/B Ratio
Winner
PNC
1.38
SPY
5.29

PNC vs SPY - Historical Returns

Returns include dividend reinvestment.

1M
PNC
-1.02%
Winner
SPY
+9.11%
3M
PNC
-9.31%
Winner
SPY
+6.59%
6M
Winner
PNC
+19.54%
SPY
+10.56%
1Y
Winner
PNC
+34.43%
SPY
+32.04%
5Y(CAGR)
PNC
+5.52%
Winner
SPY
+13.35%
10Y(CAGR)
PNC
+13.47%
Winner
SPY
+15.49%
Max(CAGR)
PNC
+8.24%
Winner
SPY
+8.50%

PNC vs SPY - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

YearPNCSPY
2026+4.13%+8.27%
2025+13.08%+18.00%
2024+28.05%+25.59%
2023+1.67%+26.72%
2022-21.57%-18.64%
2021+38.08%+30.52%
2020-3.18%+17.28%
2019+38.64%+31.09%
2018-17.17%-5.24%
2017+24.88%+20.78%
2016+28.68%+13.59%
2015+7.29%+1.31%
2014+21.86%+14.56%
2013+33.63%+29.00%
2012+1.28%+14.17%
2011-4.23%+0.85%
2010+14.25%+13.14%
2009+11.19%+22.67%
2008-21.07%-36.25%
2007-9.64%+5.32%
2006+20.24%+13.85%
2005+13.38%+5.32%
2004+9.40%+10.75%
2003+31.04%+24.18%
2002-21.98%-22.42%
2001-18.42%-10.13%
2000+79.64%-8.84%
1999-25.68%+8.61%

PNC vs SPY Drawdown Comparison

The maximum drawdown for PNC was -76.64%, occurring on Mar 6, 2009. Recovery took 1200 trading sessions.

The maximum drawdown for SPY was -55.20%, occurring on Mar 9, 2009. Recovery took 1224 trading sessions.

The current PNC drawdown is -9.88%.

RankPNCSPY
#1-76.64%
Sep 19, 2008 - Jun 27, 2013
-55.20%
Oct 9, 2007 - Aug 16, 2012
#2-49.65%
Feb 12, 2001 - Nov 17, 2005
-47.50%
Mar 24, 2000 - Oct 26, 2006
#3-49.58%
Dec 26, 2019 - Jan 6, 2021
-33.70%
Feb 19, 2020 - Aug 10, 2020
#4-47.97%
Jan 13, 2022 - Nov 6, 2024
-24.50%
Jan 3, 2022 - Dec 13, 2023
#5-40.29%
Nov 8, 1999 - Sep 8, 2000
-19.34%
Sep 20, 2018 - Apr 12, 2019
#6-31.14%
Mar 9, 2018 - Dec 10, 2019
-18.76%
Feb 19, 2025 - Jun 26, 2025
#7-30.89%
Apr 20, 2007 - Aug 5, 2008
-13.02%
Jul 20, 2015 - Apr 18, 2016
#8-29.79%
Nov 27, 2024 - Dec 11, 2025
-10.10%
Jan 26, 2018 - Aug 6, 2018
#9-20.81%
Aug 10, 2015 - Nov 9, 2016
-9.44%
Sep 2, 2020 - Nov 11, 2020
#10-17.21%
Feb 6, 2026 - Mar 16, 2026
-9.30%
Jan 19, 2000 - Mar 17, 2000
#11-13.34%
Oct 5, 2000 - Oct 30, 2000
-9.05%
Jul 19, 2007 - Oct 5, 2007
#12-12.32%
Jul 3, 2014 - Dec 5, 2014
-8.88%
Jan 27, 2026 - Apr 14, 2026
#13-11.13%
Nov 2, 2000 - Dec 11, 2000
-8.41%
Jul 16, 2024 - Sep 19, 2024
#14-11.09%
Oct 25, 2021 - Jan 6, 2022
-7.35%
Sep 14, 2012 - Jan 2, 2013
#15-11.08%
Mar 1, 2017 - Aug 1, 2017
-7.27%
Sep 18, 2014 - Oct 31, 2014

Correlation

Correlation between PNC and SPY is 0.97 which considered as a very strong positive correlation - the stocks move almost identically together.

0.97
-101

Dividend Comparison (1999 - 2026)

PNC vs SPY dividend yield comparison.

YearPNCSPY
20261.57%0.24%
20253.16%1.07%
20243.27%1.21%
20233.94%1.40%
20223.64%1.65%
20212.39%1.20%
20203.09%1.52%
20192.63%1.75%
20182.91%2.04%
20171.80%1.80%
20161.81%2.03%
20152.11%2.06%
20142.06%1.87%
20132.22%1.81%
20122.66%2.18%
20111.99%2.05%
20100.66%1.80%
20091.82%1.95%
20085.33%3.02%
20073.72%1.85%
20062.90%1.73%
20053.23%1.73%
20043.48%1.82%
20033.54%1.47%
20024.58%1.70%
20013.42%1.25%
20002.50%1.15%
19990.00%0.24%

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