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PNBK vs PBHC

Comparison between Patriot National Bancorp Inc (PNBK, Company) and Pathfinder Bancorp Inc (PBHC, Company).

Both PNBK and PBHC are from the Financial Services sector.

5-Year PerformancePBHC has outperformed PNBK, delivering a return of +2.0% compared to -34.7%

PNBK vs PBHC - Performance Comparison

Key Characteristics

Financial metrics and valuation ratios

Market Cap
Winner
PNBK
$113M
PBHC
$112M
Max Drawdown
PNBK
99.70%
Winner
PBHC
77.38%
Sharpe Ratio
PNBK
0.03
Winner
PBHC
0.16
5Y Beta
PNBK
0.84
Winner
PBHC
0.28
Industry
PNBK
Banks - Regional
PBHC
Banks - Regional
P/E Ratio
Winner
PNBK
-8.28
PBHC
15.45
Forward P/E
PNBK
23.75
Winner
PBHC
11.29
PEG Ratio
Winner
PNBK
0.00
PBHC
0.40
Dividend Yield
PNBK
N/A
PBHC
2.65%
5Y Dividends CAGR
PNBK
N/A
PBHC
14.87%
5Y EPS CAGR
PNBK
2.96%
Winner
PBHC
18.27%
Debt to Equity
Winner
PNBK
0.00%
PBHC
22.15%
Free Cash Flow Yield
PNBK
-10.59%
Winner
PBHC
4.34%
P/S Ratio
PNBK
3.60
Winner
PBHC
3.14
P/B Ratio
PNBK
1.30
Winner
PBHC
0.76

PNBK vs PBHC - Historical Returns

Returns include dividend reinvestment.

1M
PNBK
-11.01%
Winner
PBHC
+18.75%
3M
PNBK
-26.52%
Winner
PBHC
+14.10%
6M
PNBK
-44.25%
Winner
PBHC
+5.25%
1Y
PNBK
-11.82%
Winner
PBHC
+4.13%
5Y(CAGR)
PNBK
-34.66%
Winner
PBHC
+2.03%
10Y(CAGR)
PNBK
-23.11%
Winner
PBHC
+5.05%
Max(CAGR)
PNBK
-15.97%
Winner
PBHC
+6.05%

PNBK vs PBHC - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

YearPNBKPBHC
2026-41.92%+10.99%
2025-2.67%-15.14%
2024-51.60%+28.69%
2023-63.87%-25.10%
2022-31.52%+13.40%
2021+59.65%+52.28%
2020-22.46%-16.22%
2019-10.19%-5.32%
2018-20.36%+3.94%
2017+27.20%+17.33%
2016-9.41%+5.92%
2015-17.50%+33.41%
2014+56.53%+20.54%
2013-13.33%+32.33%
2012-28.57%+13.35%
2011-18.98%+6.21%
2010+31.25%+54.42%
2009-79.44%-7.81%
2008-56.25%-36.14%
2007-38.53%-19.08%
2006+27.71%+3.05%
2005+14.30%-19.90%
2004+48.86%-3.88%
2003+32.67%+29.69%
2002+14.52%+13.14%
2001+4.50%+125.47%
2000-40.82%-27.88%
1999+14.52%-6.58%

PNBK vs PBHC Drawdown Comparison

The maximum drawdown for PNBK was -99.69%, occurring on Jun 17, 2025. This drawdown has not yet recovered.

The maximum drawdown for PBHC was -73.10%, occurring on Mar 13, 2009. Recovery took 2690 trading sessions.

The current PNBK drawdown is -99.67%. The current PBHC drawdown is -22.80%.

RankPNBKPBHC
#1-99.69%
Jul 6, 2006 - Jun 17, 2025
-73.10%
Jan 30, 2004 - Oct 7, 2014
#2-52.24%
Dec 6, 1999 - Dec 31, 2003
-45.89%
Sep 16, 2022 - Mar 4, 2024
#3-14.02%
Jan 30, 2004 - Dec 3, 2004
-43.72%
Nov 10, 1999 - Jul 23, 2001
#4-13.67%
Feb 22, 2006 - Apr 13, 2006
-42.24%
May 28, 2019 - Apr 14, 2021
#5-8.79%
Nov 10, 1999 - Nov 19, 1999
-28.52%
May 22, 2002 - Dec 23, 2002
#6-7.77%
Apr 29, 2005 - Oct 19, 2005
-19.67%
May 21, 2018 - May 23, 2019
#7-6.00%
Nov 22, 1999 - Nov 30, 1999
-16.84%
Dec 24, 2015 - Dec 21, 2016
#8-5.49%
Jan 18, 2006 - Feb 3, 2006
-13.95%
Jun 16, 2015 - Nov 19, 2015
#9-4.35%
Oct 19, 2005 - Nov 11, 2005
-13.17%
Mar 31, 2022 - Sep 16, 2022
#10-4.10%
Jan 9, 2004 - Jan 21, 2004
-12.51%
Aug 23, 2001 - May 17, 2002
#11-3.43%
Jun 8, 2006 - Jul 6, 2006
-12.50%
Jul 23, 2001 - Aug 2, 2001
#12-2.82%
Dec 22, 2005 - Jan 18, 2006
-12.39%
Aug 2, 2001 - Aug 20, 2001
#13-2.72%
Dec 31, 2004 - Apr 14, 2005
-11.70%
Apr 14, 2021 - Jun 21, 2021
#14-2.60%
Nov 11, 2005 - Nov 23, 2005
-11.54%
Nov 5, 1999 - Nov 10, 1999
#15-2.37%
Apr 20, 2005 - Apr 25, 2005
-11.52%
Dec 26, 2002 - Apr 4, 2003

Correlation

Correlation between PNBK and PBHC is -0.48 which considered as a weak negative correlation - the stocks show a slight tendency to move in opposite directions.

-0.48
-101

Dividend Comparison (2000 - 2026)

PNBK vs PBHC dividend yield comparison.

YearPNBKPBHC
20260.00%1.29%
20250.00%2.83%
20240.00%2.23%
20230.00%2.57%
20220.00%1.78%
20210.00%1.57%
20200.00%2.09%
20190.31%1.73%
20180.28%1.52%
20170.11%1.35%
20160.00%1.48%
20150.00%1.08%
20140.00%0.74%
20130.00%0.89%
20120.00%1.16%
20110.00%1.35%
20100.00%1.41%
20092.97%3.44%
20081.97%6.56%
20071.13%4.00%
20060.66%3.14%
20050.75%2.35%
20040.90%2.43%
20030.68%2.18%
20021.01%2.04%
20010.72%1.97%
20000.00%3.88%

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