PBHC vs LAKE

Comparison between Pathfinder Bancorp Inc (PBHC, Company) and Lakeland Industries Inc (LAKE, Company).

PBHC is from the Financial Services sector, while LAKE is from the Consumer Cyclical sector.

5-Year PerformancePBHC has outperformed LAKE, delivering a return of +2.0% compared to -13.5%

PBHC vs LAKE - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	PBHC(COMPANY)	LAKE(COMPANY)
Market Cap	$112M	$112M
Max Drawdown	77.38%	86.68%
Sharpe Ratio	0.01	-0.13
5Y Beta	0.28	1.14
Industry	Banks - Regional	Apparel Manufacturing
P/E Ratio	15.45	-5.29
Forward P/E	11.29	45.05
PEG Ratio	0.40	1.14
Dividend Yield	2.83%	0.83%
5Y Dividends CAGR	14.87%	N/A
5Y EPS CAGR	18.27%	N/A
Debt to Equity	22.15%	19.74%
Free Cash Flow Yield	4.34%	-7.93%
P/S Ratio	3.14	0.55
P/B Ratio	0.76	0.86

Market Cap

Winner

PBHC

$112M

LAKE

$112M

Max Drawdown

Winner

PBHC

77.38%

LAKE

86.68%

Sharpe Ratio

Winner

PBHC

0.01

LAKE

-0.13

5Y Beta

Winner

PBHC

0.28

LAKE

1.14

Industry

PBHC

Banks - Regional

LAKE

Apparel Manufacturing

P/E Ratio

PBHC

15.45

Winner

LAKE

-5.29

Forward P/E

Winner

PBHC

11.29

LAKE

45.05

PEG Ratio

Winner

PBHC

0.40

LAKE

1.14

Dividend Yield

Winner

PBHC

2.83%

LAKE

0.83%

5Y Dividends CAGR

PBHC

14.87%

LAKE

N/A

5Y EPS CAGR

PBHC

18.27%

LAKE

N/A

Debt to Equity

PBHC

22.15%

Winner

LAKE

19.74%

Free Cash Flow Yield

Winner

PBHC

4.34%

LAKE

-7.93%

P/S Ratio

PBHC

3.14

Winner

LAKE

0.55

P/B Ratio

Winner

PBHC

0.76

LAKE

0.86

PBHC vs LAKE - Historical Returns

Returns include dividend reinvestment.

Period	PBHC	LAKE
1 month	+18.75%	+3.93%
3 months	+14.10%	+27.08%
6 months	+5.25%	+22.14%
1 year	+4.13%	-28.13%
5 years(CAGR)	+2.03%	-13.46%
10 years(CAGR)	+5.05%	+2.76%
Max(CAGR)	+6.05%	+4.48%

Winner

PBHC

+18.75%

LAKE

+3.93%

PBHC

+14.10%

Winner

LAKE

+27.08%

PBHC

+5.25%

Winner

LAKE

+22.14%

Winner

PBHC

+4.13%

LAKE

-28.13%

5Y(CAGR)

Winner

PBHC

+2.03%

LAKE

-13.46%

10Y(CAGR)

Winner

PBHC

+5.05%

LAKE

+2.76%

Max(CAGR)

Winner

PBHC

+6.05%

LAKE

+4.48%

PBHC vs LAKE - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	PBHC	LAKE
2026	+10.99%	+24.07%
2025	-15.14%	-65.51%
2024	+28.69%	+40.03%
2023	-25.10%	+38.76%
2022	+13.40%	-38.93%
2021	+52.28%	-23.08%
2020	-16.22%	+157.32%
2019	-5.32%	+1.98%
2018	+3.94%	-28.25%
2017	+17.33%	+45.50%
2016	+5.92%	-12.61%
2015	+33.41%	+28.39%
2014	+20.54%	+61.00%
2013	+32.33%	+4.16%
2012	+13.35%	-47.62%
2011	+6.21%	+7.97%
2010	+54.42%	+7.58%
2009	-7.81%	-4.90%
2008	-36.14%	-23.80%
2007	-19.08%	-18.01%
2006	+3.05%	-27.48%
2005	-19.90%	-9.21%
2004	-3.88%	+13.92%
2003	+29.69%	+150.02%
2002	+13.14%	-24.81%
2001	+125.47%	+137.50%
2000	-27.88%	-4.67%
1999	-6.58%	+16.09%

PBHC vs LAKE Drawdown Comparison

The maximum drawdown for PBHC was -73.10%, occurring on Mar 13, 2009. Recovery took 2690 trading sessions.

The maximum drawdown for LAKE was -86.68%, occurring on May 29, 2013. Recovery took 2635 trading sessions.

The current PBHC drawdown is -22.80%. The current LAKE drawdown is -74.74%.

Rank	PBHC	LAKE
#1	-73.10% Jan 30, 2004 - Oct 7, 2014	-86.68% Apr 26, 2004 - Oct 13, 2014
#2	-45.89% Sep 16, 2022 - Mar 4, 2024	-82.56% Feb 9, 2021 - Mar 27, 2026
#3	-43.72% Nov 10, 1999 - Jul 23, 2001	-73.00% Oct 13, 2014 - Jan 5, 2021
#4	-42.24% May 28, 2019 - Apr 14, 2021	-55.00% Jul 18, 2000 - Sep 26, 2001
#5	-28.52% May 22, 2002 - Dec 23, 2002	-53.11% Oct 29, 2001 - Nov 11, 2003
#6	-19.67% May 21, 2018 - May 23, 2019	-23.55% Oct 9, 2001 - Oct 29, 2001
#7	-16.84% Dec 24, 2015 - Dec 21, 2016	-21.82% Dec 31, 2003 - Mar 8, 2004
#8	-13.95% Jun 16, 2015 - Nov 19, 2015	-21.43% Jun 9, 2000 - Jul 17, 2000
#9	-13.17% Mar 31, 2022 - Sep 16, 2022	-21.05% Jan 19, 2000 - May 1, 2000
#10	-12.51% Aug 23, 2001 - May 17, 2002	-17.47% Nov 3, 1999 - Nov 26, 1999
#11	-12.50% Jul 23, 2001 - Aug 2, 2001	-15.81% Mar 8, 2004 - Apr 16, 2004
#12	-12.39% Aug 2, 2001 - Aug 20, 2001	-13.70% Jan 8, 2021 - Feb 3, 2021
#13	-11.70% Apr 14, 2021 - Jun 21, 2021	-12.49% Dec 8, 1999 - Jan 19, 2000
#14	-11.54% Nov 5, 1999 - Nov 10, 1999	-11.76% May 22, 2000 - Jun 2, 2000
#15	-11.52% Dec 26, 2002 - Apr 4, 2003	-9.83% Oct 2, 2001 - Oct 8, 2001

Correlation

Correlation between PBHC and LAKE is 0.55 which considered as a moderate positive correlation - the stocks show some tendency to move together.

0.55

-101

Dividend Comparison (2000 - 2026)

PBHC vs LAKE dividend yield comparison.

Year	PBHC	LAKE
2026	1.29%	0.00%
2025	2.83%	1.36%
2024	2.23%	0.47%
2023	2.57%	0.65%
2022	1.78%	0.00%
2021	1.57%	0.00%
2020	2.09%	0.00%
2019	1.73%	0.00%
2018	1.52%	0.00%
2017	1.35%	0.00%
2016	1.48%	0.00%
2015	1.08%	0.00%
2014	0.74%	0.00%
2013	0.89%	0.00%
2012	1.16%	0.00%
2011	1.35%	0.00%
2010	1.41%	0.00%
2009	3.44%	0.00%
2008	6.56%	0.00%
2007	4.00%	0.00%
2006	3.14%	0.00%
2005	2.35%	0.00%
2004	2.43%	0.00%
2003	2.18%	0.00%
2002	2.04%	0.00%
2001	1.97%	0.00%
2000	3.88%	0.00%