PBHC vs TTSH

Comparison between Pathfinder Bancorp Inc (PBHC, Company) and Tile Shop Hldgs Inc (TTSH, Company).

PBHC is from the Financial Services sector, while TTSH is from the Consumer Cyclical sector.

5-Year PerformancePBHC has outperformed TTSH, delivering a return of +2.0% compared to -16.3%

PBHC vs TTSH - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	PBHC(COMPANY)	TTSH(COMPANY)
Market Cap	$112M	$111M
Max Drawdown	77.38%	98.48%
Sharpe Ratio	0.01	-1.32
5Y Beta	0.28	N/A
Industry	Banks - Regional	Home Improvement Retail
P/E Ratio	15.45	-25.37
Forward P/E	11.29	34.36
PEG Ratio	0.40	N/A
Dividend Yield	2.83%	N/A
5Y Dividends CAGR	14.87%	N/A
5Y EPS CAGR	18.27%	N/A
Debt to Equity	22.15%	28.66%
Free Cash Flow Yield	4.34%	-3.40%
P/S Ratio	3.14	N/A
P/B Ratio	0.76	N/A

Market Cap

Winner

PBHC

$112M

TTSH

$111M

Max Drawdown

Winner

PBHC

77.38%

TTSH

98.48%

Sharpe Ratio

Winner

PBHC

0.01

TTSH

-1.32

5Y Beta

PBHC

0.28

TTSH

N/A

Industry

PBHC

Banks - Regional

TTSH

Home Improvement Retail

P/E Ratio

PBHC

15.45

Winner

TTSH

-25.37

Forward P/E

Winner

PBHC

11.29

TTSH

34.36

PEG Ratio

PBHC

0.40

TTSH

N/A

Dividend Yield

PBHC

2.83%

TTSH

N/A

5Y Dividends CAGR

PBHC

14.87%

TTSH

N/A

5Y EPS CAGR

PBHC

18.27%

TTSH

N/A

Debt to Equity

Winner

PBHC

22.15%

TTSH

28.66%

Free Cash Flow Yield

Winner

PBHC

4.34%

TTSH

-3.40%

P/S Ratio

PBHC

3.14

TTSH

N/A

P/B Ratio

PBHC

0.76

TTSH

N/A

PBHC vs TTSH - Historical Returns

Returns include dividend reinvestment.

Period	PBHC	TTSH
1 month	+18.75%	+2.41%
3 months	+14.10%	-5.40%
6 months	+5.25%	-54.57%
1 year	+4.13%	-52.01%
5 years(CAGR)	+2.03%	-16.34%
10 years(CAGR)	+5.05%	-15.14%
Max(CAGR)	+6.05%	-9.05%

Winner

PBHC

+18.75%

TTSH

+2.41%

Winner

PBHC

+14.10%

TTSH

-5.40%

Winner

PBHC

+5.25%

TTSH

-54.57%

Winner

PBHC

+4.13%

TTSH

-52.01%

5Y(CAGR)

Winner

PBHC

+2.03%

TTSH

-16.34%

10Y(CAGR)

Winner

PBHC

+5.05%

TTSH

-15.14%

Max(CAGR)

Winner

PBHC

+6.05%

TTSH

-9.05%

PBHC vs TTSH - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	PBHC	TTSH
2026	+10.99%	-18.36%
2025	-15.14%	-49.21%
2024	+28.69%	-4.68%
2023	-25.10%	+70.77%
2022	+13.40%	-37.87%
2021	+52.28%	+84.78%
2020	-16.22%	+160.61%
2019	-5.32%	-69.42%
2018	+3.94%	-42.36%
2017	+17.33%	-50.58%
2016	+5.92%	+22.03%
2015	+33.41%	+87.86%
2014	+20.54%	-50.11%
2013	+32.33%	+7.50%
2012	+13.35%	+29.46%
2011	+6.21%	N/A
2010	+54.42%	N/A
2009	-7.81%	N/A
2008	-36.14%	N/A
2007	-19.08%	N/A
2006	+3.05%	N/A
2005	-19.90%	N/A
2004	-3.88%	N/A
2003	+29.69%	N/A
2002	+13.14%	N/A
2001	+125.47%	N/A
2000	-27.88%	N/A
1999	-6.58%	N/A

PBHC vs TTSH Drawdown Comparison

The maximum drawdown for PBHC was -73.10%, occurring on Mar 13, 2009. Recovery took 2690 trading sessions.

The maximum drawdown for TTSH was -98.35%, occurring on Mar 20, 2020. This drawdown has not yet recovered.

The current PBHC drawdown is -22.80%. The current TTSH drawdown is -88.43%.

Rank	PBHC	TTSH
#1	-73.10% Jan 30, 2004 - Oct 7, 2014	-98.35% Jul 10, 2013 - Mar 20, 2020
#2	-45.89% Sep 16, 2022 - Mar 4, 2024	-12.04% Oct 15, 2012 - Nov 26, 2012
#3	-43.72% Nov 10, 1999 - Jul 23, 2001	-10.41% Jun 18, 2013 - Jul 10, 2013
#4	-42.24% May 28, 2019 - Apr 14, 2021	-8.26% Mar 22, 2013 - Apr 10, 2013
#5	-28.52% May 22, 2002 - Dec 23, 2002	-7.63% Dec 3, 2012 - Dec 18, 2012
#6	-19.67% May 21, 2018 - May 23, 2019	-6.84% May 15, 2013 - Jun 6, 2013
#7	-16.84% Dec 24, 2015 - Dec 21, 2016	-6.47% Jan 31, 2013 - Mar 13, 2013
#8	-13.95% Jun 16, 2015 - Nov 19, 2015	-6.24% Sep 21, 2012 - Oct 11, 2012
#9	-13.17% Mar 31, 2022 - Sep 16, 2022	-5.77% Aug 22, 2012 - Sep 12, 2012
#10	-12.51% Aug 23, 2001 - May 17, 2002	-3.14% Apr 29, 2013 - May 2, 2013
#11	-12.50% Jul 23, 2001 - Aug 2, 2001	-2.87% May 6, 2013 - May 14, 2013
#12	-12.39% Aug 2, 2001 - Aug 20, 2001	-2.86% Dec 27, 2012 - Jan 22, 2013
#13	-11.70% Apr 14, 2021 - Jun 21, 2021	-2.57% Apr 10, 2013 - Apr 19, 2013
#14	-11.54% Nov 5, 1999 - Nov 10, 1999	-2.26% Sep 13, 2012 - Sep 18, 2012
#15	-11.52% Dec 26, 2002 - Apr 4, 2003	-1.68% Jun 10, 2013 - Jun 13, 2013

Correlation

Correlation between PBHC and TTSH is -0.53 which considered as a moderate negative correlation - the stocks show some tendency to move in opposite directions.

-0.53

-101

Dividend Comparison (2000 - 2026)

PBHC vs TTSH dividend yield comparison.

Year	PBHC	TTSH
2026	1.29%	0.00%
2025	2.83%	0.00%
2024	2.23%	0.00%
2023	2.57%	0.00%
2022	1.78%	0.00%
2021	1.57%	9.12%
2020	2.09%	0.00%
2019	1.73%	8.88%
2018	1.52%	3.65%
2017	1.35%	2.08%
2016	1.48%	0.00%
2015	1.08%	0.00%
2014	0.74%	0.00%
2013	0.89%	0.00%
2012	1.16%	0.00%
2011	1.35%	0.00%
2010	1.41%	0.00%
2009	3.44%	0.00%
2008	6.56%	0.00%
2007	4.00%	0.00%
2006	3.14%	0.00%
2005	2.35%	0.00%
2004	2.43%	0.00%
2003	2.18%	0.00%
2002	2.04%	0.00%
2001	1.97%	0.00%
2000	3.88%	0.00%