PLBC vs API

Comparison between Plumas Bancorp. (PLBC, Company) and Agora Inc (API, Company).

PLBC is from the Financial Services sector, while API is from the Technology sector.

5-Year PerformancePLBC has outperformed API, delivering a return of +15.6% compared to -37.1%

PLBC vs API - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	PLBC(COMPANY)	API(COMPANY)
Market Cap	$389M	$390M
Max Drawdown	93.48%	98.28%
Sharpe Ratio	1.09	0.42
5Y Beta	0.60	0.91
Industry	Banks - Regional	Software - Application
P/E Ratio	11.65	40.96
Forward P/E	16.81	434.78
PEG Ratio	1.49	0.00
Dividend Yield	2.21%	N/A
5Y Dividends CAGR	24.57%	N/A
5Y EPS CAGR	9.71%	N/A
Debt to Equity	0.00%	14.29%
Free Cash Flow Yield	5.72%	6.54%
P/S Ratio	3.94	2.64
P/B Ratio	1.46	0.69

Market Cap

PLBC

$389M

Winner

API

$390M

Max Drawdown

Winner

PLBC

93.48%

API

98.28%

Sharpe Ratio

Winner

PLBC

1.09

API

0.42

5Y Beta

Winner

PLBC

0.60

API

0.91

Industry

PLBC

Banks - Regional

API

Software - Application

P/E Ratio

Winner

PLBC

11.65

API

40.96

Forward P/E

Winner

PLBC

16.81

API

434.78

PEG Ratio

PLBC

1.49

Winner

API

0.00

Dividend Yield

PLBC

2.21%

API

N/A

5Y Dividends CAGR

PLBC

24.57%

API

N/A

5Y EPS CAGR

PLBC

9.71%

API

N/A

Debt to Equity

Winner

PLBC

0.00%

API

14.29%

Free Cash Flow Yield

PLBC

5.72%

Winner

API

6.54%

P/S Ratio

PLBC

3.94

Winner

API

2.64

P/B Ratio

PLBC

1.46

Winner

API

0.69

PLBC vs API - Historical Returns

Returns include dividend reinvestment.

Period	PLBC	API
1 month	+9.90%	+11.63%
3 months	+17.62%	+11.34%
6 months	+25.95%	+10.20%
1 year	+31.80%	+12.50%
5 years(CAGR)	+15.61%	-37.12%
10 years(CAGR)	+22.21%	N/A
Max(CAGR)	+7.05%	-33.80%

PLBC

+9.90%

Winner

API

+11.63%

Winner

PLBC

+17.62%

API

+11.34%

Winner

PLBC

+25.95%

API

+10.20%

Winner

PLBC

+31.80%

API

+12.50%

5Y(CAGR)

Winner

PLBC

+15.61%

API

-37.12%

10Y(CAGR)

PLBC

+22.21%

API

N/A

Max(CAGR)

Winner

PLBC

+7.05%

API

-33.80%

PLBC vs API - Annual Returns (2002 - 2026)

Returns include dividend reinvestment.

Year	PLBC	API
2026	+30.45%	+6.93%
2025	-0.12%	-6.86%
2024	+17.71%	+66.40%
2023	+16.68%	-34.25%
2022	+9.44%	-75.24%
2021	+48.84%	-59.25%
2020	-8.19%	-21.66%
2019	+18.41%	N/A
2018	-0.57%	N/A
2017	+39.19%	N/A
2016	+121.37%	N/A
2015	+6.11%	N/A
2014	+28.79%	N/A
2013	+85.67%	N/A
2012	+63.82%	N/A
2011	+1.71%	N/A
2010	-19.31%	N/A
2009	-58.96%	N/A
2008	-44.30%	N/A
2007	-5.56%	N/A
2006	-29.51%	N/A
2005	+48.19%	N/A
2004	+9.08%	N/A
2003	+29.03%	N/A
2002	-31.63%	N/A

PLBC vs API Drawdown Comparison

The maximum drawdown for PLBC was -93.07%, occurring on Aug 5, 2011. Recovery took 3100 trading sessions.

The maximum drawdown for API was -98.28%, occurring on Sep 4, 2024. This drawdown has not yet recovered.

The current API drawdown is -95.93%.

Rank	PLBC	API
#1	-93.07% Oct 3, 2005 - Jan 26, 2018	-98.28% Feb 12, 2021 - Sep 4, 2024
#2	-47.45% May 4, 2018 - Mar 4, 2021	-40.44% Jul 6, 2020 - Feb 1, 2021
#3	-39.87% Jul 1, 2002 - May 2, 2005	-12.53% Jun 26, 2020 - Jul 2, 2020
#4	-33.41% Feb 16, 2022 - Jan 27, 2023	-5.59% Feb 5, 2021 - Feb 12, 2021
#5	-27.12% Feb 10, 2023 - Dec 22, 2023	-2.86% Feb 3, 2021 - Feb 5, 2021
#6	-26.64% Dec 22, 2023 - Nov 6, 2024	N/A
#7	-20.94% May 5, 2005 - Aug 29, 2005	N/A
#8	-19.85% Nov 29, 2024 - Jan 21, 2026	N/A
#9	-15.07% Oct 20, 2021 - Feb 1, 2022	N/A
#10	-13.96% Mar 19, 2021 - Jun 2, 2021	N/A
#11	-11.07% Feb 6, 2026 - May 21, 2026	N/A
#12	-10.33% Sep 20, 2005 - Sep 30, 2005	N/A
#13	-9.23% Jan 29, 2018 - Apr 19, 2018	N/A
#14	-8.90% Jun 10, 2021 - Jun 25, 2021	N/A
#15	-6.31% Jul 23, 2021 - Oct 7, 2021	N/A

Correlation

Correlation between PLBC and API is -0.68 which considered as a moderate negative correlation - the stocks show some tendency to move in opposite directions.

-0.68

-101