API vs NEWT

Comparison between Agora Inc (API, Company) and NewtekOne Inc (NEWT, Company).

API is from the Technology sector, while NEWT is from the Financial Services sector.

5-Year PerformanceNEWT has outperformed API, delivering a return of -10.6% compared to -37.1%

API vs NEWT - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	API(COMPANY)	NEWT(COMPANY)
Market Cap	$390M	$390M
Max Drawdown	98.28%	97.33%
Sharpe Ratio	0.42	0.84
5Y Beta	0.91	1.27
Industry	Software - Application	Banks - Regional
P/E Ratio	40.96	5.91
Forward P/E	434.78	5.76
PEG Ratio	0.00	0.38
Dividend Yield	N/A	5.62%
5Y Dividends CAGR	N/A	-14.75%
Debt to Equity	14.29%	136.02%
Free Cash Flow Yield	6.54%	N/A
P/S Ratio	2.64	1.01
P/B Ratio	0.69	1.10

Market Cap

Winner

API

$390M

NEWT

$390M

Max Drawdown

API

98.28%

Winner

NEWT

97.33%

Sharpe Ratio

API

0.42

Winner

NEWT

0.84

5Y Beta

Winner

API

0.91

NEWT

1.27

Industry

API

Software - Application

NEWT

Banks - Regional

P/E Ratio

API

40.96

Winner

NEWT

5.91

Forward P/E

API

434.78

Winner

NEWT

5.76

PEG Ratio

Winner

API

0.00

NEWT

0.38

Dividend Yield

API

N/A

NEWT

5.62%

5Y Dividends CAGR

API

N/A

NEWT

-14.75%

Debt to Equity

Winner

API

14.29%

NEWT

136.02%

Free Cash Flow Yield

API

6.54%

NEWT

N/A

P/S Ratio

API

2.64

Winner

NEWT

1.01

P/B Ratio

Winner

API

0.69

NEWT

1.10

API vs NEWT - Historical Returns

Returns include dividend reinvestment.

Period	API	NEWT
1 month	+11.63%	+7.12%
3 months	+11.34%	+21.39%
6 months	+10.20%	+21.40%
1 year	+12.50%	+36.61%
5 years(CAGR)	-37.12%	-10.61%
10 years(CAGR)	N/A	+10.86%
Max(CAGR)	-33.80%	+1.71%

Winner

API

+11.63%

NEWT

+7.12%

API

+11.34%

Winner

NEWT

+21.39%

API

+10.20%

Winner

NEWT

+21.40%

API

+12.50%

Winner

NEWT

+36.61%

5Y(CAGR)

API

-37.12%

Winner

NEWT

-10.61%

10Y(CAGR)

API

N/A

NEWT

+10.86%

Max(CAGR)

API

-33.80%

Winner

NEWT

+1.71%

API vs NEWT - Annual Returns (2000 - 2026)

Returns include dividend reinvestment.

Year	API	NEWT
2026	+6.93%	+24.57%
2025	-6.86%	-4.50%
2024	+66.40%	-1.24%
2023	-34.25%	-12.52%
2022	-75.24%	-31.57%
2021	-59.25%	+61.55%
2020	-21.66%	-2.12%
2019	N/A	+39.61%
2018	N/A	+4.51%
2017	N/A	+24.87%
2016	N/A	+29.70%
2015	N/A	+24.71%
2014	N/A	-6.29%
2013	N/A	+61.03%
2012	N/A	+57.63%
2011	N/A	-33.53%
2010	N/A	+79.17%
2009	N/A	+355.14%
2008	N/A	-82.40%
2007	N/A	-38.00%
2006	N/A	+7.57%
2005	N/A	-52.46%
2004	N/A	-37.77%
2003	N/A	+59.54%
2002	N/A	+37.19%
2001	N/A	+7.64%
2000	N/A	-50.94%

API vs NEWT Drawdown Comparison

The maximum drawdown for API was -98.28%, occurring on Sep 4, 2024. This drawdown has not yet recovered.

The maximum drawdown for NEWT was -97.33%, occurring on Dec 29, 2008. Recovery took 3670 trading sessions.

The current API drawdown is -95.93%. The current NEWT drawdown is -44.54%.

Rank	API	NEWT
#1	-98.28% Feb 12, 2021 - Sep 4, 2024	-97.33% Jan 14, 2004 - Aug 13, 2018
#2	-40.44% Jul 6, 2020 - Feb 1, 2021	-68.65% Sep 27, 2000 - Dec 29, 2003
#3	-12.53% Jun 26, 2020 - Jul 2, 2020	-65.22% Jun 4, 2021 - Mar 18, 2024
#4	-5.59% Feb 5, 2021 - Feb 12, 2021	-56.78% Dec 17, 2019 - Jan 21, 2021
#5	-2.86% Feb 3, 2021 - Feb 5, 2021	-30.82% Aug 14, 2018 - May 3, 2019
#6	N/A	-11.60% Jul 5, 2019 - Sep 13, 2019
#7	N/A	-9.52% Sep 19, 2019 - Nov 25, 2019
#8	N/A	-9.49% May 6, 2019 - Jun 13, 2019
#9	N/A	-7.62% Mar 17, 2021 - Apr 29, 2021
#10	N/A	-4.33% Jan 26, 2021 - Feb 2, 2021
#11	N/A	-4.26% Jan 5, 2004 - Jan 14, 2004
#12	N/A	-3.73% May 5, 2021 - May 12, 2021
#13	N/A	-3.00% Jun 24, 2019 - Jul 5, 2019
#14	N/A	-2.40% May 18, 2021 - May 21, 2021
#15	N/A	-2.06% Mar 3, 2021 - Mar 8, 2021