PHR vs ATLCP

Comparison between Phreesia Inc (PHR, Company) and Atlanticus Holdings Corp (ATLCP, Company).

PHR is from the Healthcare sector, while ATLCP is from the Financial Services sector.

5-Year PerformanceATLCP has outperformed PHR, delivering a return of +8.5% compared to -31.9%

PHR vs ATLCP - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	PHR(COMPANY)	ATLCP(COMPANY)
Market Cap	$610M	$613M
Max Drawdown	90.00%	37.48%
Sharpe Ratio	-1.45	1.18
5Y Beta	0.98	0.11
Industry	Health Information Services	Credit Services
P/E Ratio	155.59	3.20
Forward P/E	14.24	N/A
Debt to Equity	0.17%	N/A
Free Cash Flow Yield	11.88%	N/A

Market Cap

PHR

$610M

Winner

ATLCP

$613M

Max Drawdown

PHR

90.00%

Winner

ATLCP

37.48%

Sharpe Ratio

PHR

-1.45

Winner

ATLCP

1.18

5Y Beta

PHR

0.98

Winner

ATLCP

0.11

Industry

PHR

Health Information Services

ATLCP

Credit Services

P/E Ratio

PHR

155.59

Winner

ATLCP

3.20

Forward P/E

PHR

14.24

ATLCP

N/A

Debt to Equity

PHR

0.17%

ATLCP

N/A

Free Cash Flow Yield

PHR

11.88%

ATLCP

N/A

PHR vs ATLCP - Historical Returns

Returns include dividend reinvestment.

Period	PHR	ATLCP
1 month	+7.10%	+0.96%
3 months	+10.73%	+6.24%
6 months	-38.13%	+3.42%
1 year	-64.61%	+20.32%
5 years(CAGR)	-31.94%	+8.48%
Max(CAGR)	-12.54%	+8.27%

Winner

PHR

+7.10%

ATLCP

+0.96%

Winner

PHR

+10.73%

ATLCP

+6.24%

PHR

-38.13%

Winner

ATLCP

+3.42%

PHR

-64.61%

Winner

ATLCP

+20.32%

5Y(CAGR)

PHR

-31.94%

Winner

ATLCP

+8.48%

Max(CAGR)

PHR

-12.54%

Winner

ATLCP

+8.27%

PHR vs ATLCP - Annual Returns (2019 - 2026)

Returns include dividend reinvestment.

Year	PHR	ATLCP
2026	-39.88%	+5.34%
2025	-32.83%	+13.94%
2024	+9.68%	+9.54%
2023	-24.91%	+40.70%
2022	-24.67%	-24.98%
2021	-21.22%	+6.18%
2020	+105.76%	N/A
2019	+6.22%	N/A

PHR vs ATLCP Drawdown Comparison

The maximum drawdown for PHR was -90.00%, occurring on Apr 10, 2026. This drawdown has not yet recovered.

The maximum drawdown for ATLCP was -30.60%, occurring on Mar 17, 2023. Recovery took 421 trading sessions.

The current PHR drawdown is -87.84%. The current ATLCP drawdown is -0.08%.

Rank	PHR	ATLCP
#1	-90.00% Feb 9, 2021 - Apr 10, 2026	-30.60% Apr 4, 2022 - Dec 6, 2023
#2	-51.39% Feb 21, 2020 - Oct 21, 2020	-12.64% Mar 6, 2026 - Jun 2, 2026
#3	-22.04% Aug 12, 2019 - Oct 31, 2019	-10.85% Mar 15, 2024 - Nov 13, 2024
#4	-13.62% Nov 7, 2019 - Jan 24, 2020	-7.69% Dec 15, 2023 - Mar 11, 2024
#5	-8.74% Jan 21, 2021 - Feb 3, 2021	-6.84% Dec 2, 2024 - Aug 26, 2025
#6	-8.67% Dec 11, 2020 - Jan 12, 2021	-5.13% Jan 25, 2022 - Apr 4, 2022
#7	-6.51% Oct 27, 2020 - Nov 4, 2020	-4.63% Sep 23, 2025 - Jan 13, 2026
#8	-5.32% Nov 9, 2020 - Nov 23, 2020	-3.32% Jun 5, 2026 - Jun 24, 2026
#9	-4.39% Jul 18, 2019 - Jul 26, 2019	-2.64% Jun 2, 2026 - Jun 5, 2026
#10	-3.57% Aug 1, 2019 - Aug 9, 2019	-2.07% Sep 2, 2021 - Dec 2, 2021
#11	-3.20% Feb 5, 2020 - Feb 13, 2020	-1.54% Feb 27, 2026 - Mar 6, 2026
#12	-2.80% Feb 13, 2020 - Feb 20, 2020	-1.42% Jun 14, 2021 - Jul 6, 2021
#13	-2.77% Nov 1, 2019 - Nov 7, 2019	-1.21% Dec 8, 2023 - Dec 13, 2023
#14	-2.43% Jan 24, 2020 - Jan 28, 2020	-1.18% Jul 2, 2026 - Jul 9, 2026
#15	-1.65% Jul 26, 2019 - Jul 30, 2019	-1.14% Nov 13, 2024 - Nov 19, 2024

Correlation

Correlation between PHR and ATLCP is -0.49 which considered as a weak negative correlation - the stocks show a slight tendency to move in opposite directions.

-0.49

-101